SBA by industry · FL
SBA lenders for car washes in Florida
33 lenders made 74 SBA loans to car washes in Florida in the 36 months ending September 30, 2026. Paradise Bank made the most, with 17. The typical loan was about $760K.
- Evidence
- SBA 7(a) and 504 loans to car washes in Florida, NAICS 811192
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 33
- SBA FOIA,
- SBA loans, 36 months
- 74
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $124M
- SBA FOIA,
- Last 12 months
- 15
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for car washes in Florida, https://lender.report/sba-lenders-for/car-washes/florida/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Paradise Bank SBA 7(a) record | Bank | Boca Raton, FL | 17 | $35.2M | 16 | 1 | 6 |
| TD Bank, National Association SBA 7(a) record | Bank | Wilmington, DE | 6 | $5.32M | 6 | 0 | 0 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 6 | $75.0K | 6 | 0 | 0 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 5 | $4.59M | 5 | 0 | 0 |
| JPMorgan Chase Bank, National Association SBA 7(a) record | Bank | Columbus, OH | 5 | $1.35M | 5 | 0 | 0 |
| ServisFirst Bank SBA 504 record | Bank | Birmingham, AL | 3 | $11.8M | 0 | 3 | 0 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 2 | $10.0M | 2 | 0 | 1 |
| Stone Bank SBA 7(a) record | Bank | Mountain View, AR | 2 | $7.40M | 2 | 0 | 1 |
| Stearns Bank National Association SBA 7(a) record | Bank | Saint Cloud, MN | 2 | $4.80M | 1 | 1 | 0 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 2 | $910K | 1 | 1 | 0 |
| Lendistry SBLC, LLC SBA 7(a) record | Non-bank | Los Angeles, CA | 2 | $109K | 2 | 0 | 1 |
| United Bank SBA 7(a) record | Bank | Fairfax, VA | 1 | $5.00M | 1 | 0 | 0 |
| Renasant Bank SBA 504 record | Bank | Tupelo, MS | 1 | $4.50M | 0 | 1 | 0 |
| Fifth Third Bank, National Association SBA 504 record | Bank | Cincinnati, OH | 1 | $4.30M | 0 | 1 | 0 |
| First Citizens Bank SBA 504 record | Bank | Mason City, IA | 1 | $3.80M | 0 | 1 | 0 |
| The Bancorp Bank, National Association SBA 504 record | Bank | Sioux Falls, SD | 1 | $3.80M | 0 | 1 | 0 |
| Platinum Bank | Bank | Oakdale, MN | 1 | $3.60M | 0 | 1 | 0 |
| Eastern Funding LLC SBA 504 record | Non-bank | Not reported | 1 | $3.30M | 0 | 1 | 0 |
| The Bank of Edison SBA 7(a) record | Bank | Edison, GA | 1 | $2.40M | 1 | 0 | 1 |
| The Huntington National Bank SBA 504 record | Bank | Columbus, OH | 1 | $2.30M | 0 | 1 | 0 |
| Truist Bank SBA 504 record | Bank | Charlotte, NC | 1 | $2.00M | 0 | 1 | 0 |
| Dfcu Financial Credit Union SBA 7(a) record | Credit union | Dearborn, MI | 1 | $1.60M | 1 | 0 | 0 |
| Evolve Bank & Trust SBA 504 record | Bank | West Memphis, AR | 1 | $1.60M | 0 | 1 | 0 |
| Enterprise Bank & Trust SBA 7(a) record | Bank | Clayton, MO | 1 | $930K | 1 | 0 | 1 |
| VelocitySBA, LLC SBA 7(a) record | Non-bank | Irving, TX | 1 | $860K | 1 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Car Washes | 74 |
| Loan size | Loans |
|---|---|
| Under $150K | 19 |
| $150K to $350K | 9 |
| $350K to $1M | 13 |
| $1M to $2.5M | 11 |
| $2.5M or more | 22 |
- SBA lenders recorded 74 loans to car washes totaling $124.5M in Florida in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $760K, with the middle half between $100K and $3.7M. SBA FOIA,
- 58 were SBA 7(a) loans and 16 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.25% on 58 loans. SBA FOIA,
- The median term was 25 years. SBA FOIA,
- Banks and savings institutions made 62 of the loans, credit unions 2, and non-banks 10. SBA FOIA,
- The five most active lenders made 52.7% of the loans. SBA FOIA,
- The three most active lenders were Paradise Bank with 17, TD Bank, National Association with 6, and Wells Fargo Bank, National Association with 6. SBA FOIA,
- 19 of the loans were under $150K, and 33 were $1M or more. SBA FOIA,
- The SBA file shows 15 approvals of these loans dated in the 12 months to September 30, 2026, versus 26 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 5 of the 33 lenders are based in Florida. The rest are based elsewhere, most often in Missouri, Ohio and Arkansas. SBA FOIA,
- The most common detailed industry in Florida was Car Washes, with 74 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to car washes in Florida
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Florida, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 811192.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.