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The Lender Report built this page from public records. Live Oak Banking Company has not reviewed it. Every lender's page starts this way, and it says nothing about Live Oak Banking Company itself. Each figure shows its source and date. Work at Live Oak Banking Company? You can claim this page for free.
SBA 7(a) record
Live Oak Banking Company: SBA 7(a) loans made
Live Oak Banking Company, a bank based in Wilmington, NC, made 5,781 SBA 7(a) loans in the 36 months ending September 30, 2026, $7B in all, net of cancelled approvals. The typical loan was about $500K, and 2,308 were in the last 12 months. Most were in California.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 5,781
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $7.03B
- SBA FOIA,
- Rounded amounts
- Typical loan
- $500K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 2,308
- SBA FOIA,
Cite this
Source: The Lender Report, Live Oak Banking Company: SBA 7(a) loans made, https://lender.report/lender/live-oak-banking-nc/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | California | SBA 7(a), Manufacturing | $5M | 8% | 25 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), Home Health Care Services | $5M | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Colorado | SBA 7(a), All Other Professional, Scientific, and Technical Services | $5M | 7.75% | 13 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Hardware Retailers | $5M | 7.25% | 25 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Lessors of Miniwarehouses and Self-Storage Units | $5M | 7.5% | 26 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Child and Youth Services | $5M | 6.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Offices of Dentists | $5M | 7% | 26 yr | SBA FOIA | |
| Sep 2026 | Illinois | SBA 7(a), Portfolio Management and Investment Advice | $5M | 7.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Illinois | SBA 7(a), Limited-Service Restaurants | $5M | 7.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Maryland | SBA 7(a), Real Estate and Rental and Leasing | $5M | 7.75% | 26 yr | SBA FOIA | |
| Sep 2026 | Michigan | SBA 7(a), Portfolio Management and Investment Advice | $5M | 7% | 10 yr | SBA FOIA | |
| Sep 2026 | Montana | SBA 7(a), Other Services (except Public Administration) | $5M | 7.5% | 25 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Veterinary Services | $5M | 6.75% | 26 yr | SBA FOIA | |
| Sep 2026 | Pennsylvania | SBA 7(a), Assisted Living Facilities for the Elderly | $5M | 8% | 25 yr | SBA FOIA | |
| Sep 2026 | South Carolina | SBA 7(a), Child Care Services | $5M | 7% | 25 yr | SBA FOIA | |
| Sep 2026 | South Carolina | SBA 7(a), Lessors of Miniwarehouses and Self-Storage Units | $5M | 7.25% | 26 yr | SBA FOIA | |
| Sep 2026 | South Carolina | SBA 7(a), Funeral Homes and Funeral Services | $5M | 8.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Tennessee | SBA 7(a), Offices of Dentists | $5M | 6.5% | 26 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), General Automotive Repair | $5M | 7.5% | 25 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Portfolio Management and Investment Advice | $5M | 7.5% | 26 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Roofing Contractors | $5M | 8.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), Fabricated Structural Metal Manufacturing | $5M | 8.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Washington | SBA 7(a), Pharmacies and Drug Retailers | $5M | 8.25% | 25 yr | SBA FOIA | |
| Sep 2026 | Wisconsin | SBA 7(a), Limited-Service Restaurants | $5M | 8.25% | 10 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), Other Grocery and Related Products Merchant Wholesalers | $4.8M | 6% | 25 yr | SBA FOIA | |
| 5,781 SBA 7(a) loans since October 2023, net of cancelled | $7.03B | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| California | 759 | $856M |
| Texas | 607 | $850M |
| Florida | 554 | $661M |
| North Carolina | 334 | $368M |
| Colorado | 249 | $273M |
| New York | 232 | $259M |
| Georgia | 202 | $254M |
| New Jersey | 197 | $202M |
| Pennsylvania | 184 | $225M |
| Illinois | 149 | $176M |
| Arizona | 148 | $188M |
| Michigan | 148 | $182M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 504 | $46.4M |
| $150K to $350K | 1,206 | $278M |
| $350K to $1M | 1,971 | $1.06B |
| $1M to $2.5M | 1,108 | $1.76B |
| $2.5M or more | 992 | $3.88B |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 211 | $320M |
| 2024 Q1 | 296 | $401M |
| 2024 Q2 | 359 | $492M |
| 2024 Q3 | 455 | $613M |
| 2024 Q4 | 469 | $540M |
| 2025 Q1 | 586 | $747M |
| 2025 Q2 | 546 | $690M |
| 2025 Q3 | 551 | $729M |
| 2025 Q4 | 344 | $380M |
| 2026 Q1 | 557 | $682M |
| 2026 Q2 | 575 | $520M |
| 2026 Q3 | 832 | $915M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Offices of Dentists (621210) | 367 |
| Limited-Service Restaurants (722513) | 312 |
| Veterinary Services (541940) | 229 |
| Home Health Care Services (621610) | 212 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 194 |
| General Automotive Repair (811111) | 172 |
| Insurance Agencies and Brokerages (524210) | 161 |
| Child Care Services (624410) | 147 |
| Lessors of Miniwarehouses and Self-Storage Units (531130) | 146 |
| Portfolio Management and Investment Advice (523940) | 127 |
| Remediation Services (562910) | 114 |
| Services for the Elderly and Persons with Disabilities (624120) | 112 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 4,969 |
| SBA Express Program | 777 |
| International Trade Loans | 26 |
| 7a General | 8 |
| Builders CAPLine | 1 |
- Live Oak Banking Company made 5,781 SBA 7(a) loans totaling $7B in the 36 months ending September 30, 2026, net of cancelled approvals, in 52 states. SBA FOIA,
- 2,308 of them were in the 12 months to September 30, 2026, and 2,152 in the 12 months before. SBA FOIA,
- The typical loan was about $500K, with the middle half between $290K and $1.6M. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 504 loans were under $150K, and 2,100 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.50% on 5,781 loans, with the middle half between 8.50% and 10.25%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Offices of Dentists, with 367. SBA FOIA,
- The SBA file lists 4,969 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in California (759), Texas (607) and Florida (554). SBA FOIA,
What we don't know
- Whether Live Oak Banking Company is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.