SBA by industry · IL

SBA lenders for car washes in Illinois

22 lenders made 34 SBA loans to car washes in Illinois in the 36 months ending September 30, 2026. Byline Bank made the most, with 5. The typical loan was about $520K.

Evidence
SBA 7(a) and 504 loans to car washes in Illinois, NAICS 811192
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
22
SBA FOIA,
SBA loans, 36 months
34
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$32.2M
SBA FOIA,
Last 12 months
11
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for car washes in Illinois, https://lender.report/sba-lenders-for/car-washes/illinois/, data as of September 30, 2026.

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SBA lenders for car washes in Illinois. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order.
LenderKindBased inLoansDollars7(a)504Last 12 months
Byline Bank SBA 7(a) recordBankChicago, IL5$7.38M321
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH5$3.23M502
The Huntington National Bank SBA 7(a) recordBankColumbus, OH4$1.28M402
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC2$2.20M110
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ1$5.00M100
US Metro Bank SBA 7(a) recordBankGarden Grove, CA1$3.00M101
Busey Bank SBA 7(a) recordBankChampaign, IL1$2.20M100
Fulton Bank, National Association SBA 7(a) recordBankLancaster, PA1$1.80M101
Meridian Bank SBA 7(a) recordBankWayne, PA1$1.80M101
Forest Park National Bank and Trust CompanyBankForest Park, IL1$960K010
Southwestern National Bank SBA 7(a) recordBankHouston, TX1$740K100
Open Bank SBA 7(a) recordBankLos Angeles, CA1$580K100
St. Charles Bank & Trust Company, National Association SBA 504 recordBankSaint Charles, IL1$520K010
Sterling Federal Bank, F.S.B. SBA 7(a) recordSavingsSterling, IL1$500K100
Town Center BankBankFrankfort, IL1$400K010
Union National Bank and Trust Company of Elgin SBA 7(a) recordBankElgin, IL1$170K100
SmartBiz Bank, National Association SBA 7(a) recordBankNorthbrook, IL1$150K101
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL1$130K100
Northeast Bank SBA 7(a) recordBankPortland, ME1$100K100
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH1$75.0K101
PNC Bank, National Association SBA 7(a) recordBankWilmington, DE1$20.0K100
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD1$15.0K100
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in Illinois
IndustryLoans
Car Washes34
SBA FOIA,
SBA loans for car washes in Illinois, by size
Loan sizeLoans
Under $150K9
$150K to $350K5
$350K to $1M11
$1M to $2.5M6
$2.5M or more3
SBA FOIA,
  • SBA lenders recorded 34 loans to car washes totaling $32.2M in Illinois in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $520K, with the middle half between $130K and $1.8M. SBA FOIA,
  • 28 were SBA 7(a) loans and 6 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.00% on 28 loans. SBA FOIA,
  • The median term was 25 years. SBA FOIA,
  • Banks and savings institutions made 33 of the loans, credit unions 0, and non-banks 1. SBA FOIA,
  • The five most active lenders made 50.0% of the loans. SBA FOIA,
  • The three most active lenders were Byline Bank with 5, U.S. Bank National Association with 5, and The Huntington National Bank with 4. SBA FOIA,
  • 9 of the loans were under $150K, and 9 were $1M or more. SBA FOIA,
  • The SBA file shows 11 approvals of these loans dated in the 12 months to September 30, 2026, versus 16 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 8 of the 22 lenders are based in Illinois. The rest are based elsewhere, most often in Ohio, California and Pennsylvania. SBA FOIA,
  • The most common detailed industry in Illinois was Car Washes, with 34 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to car washes in Illinois
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Illinois, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 811192.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.