Advertise

Rates and open markets

One flat monthly price for each market. A market is one kind of loan in one whole county, one whole metro area or one whole state. At most 3 advertisers share it and take turns by the hour. Advertising never changes the order of results or any published number.

Join the waitlist for a market sponsorship

Not on sale yet. This card is what an ad will cost and where it will run. Joining the waitlist costs nothing and orders nothing.

Check a state market

For a county or a metro area, use the market lookup

State prices are on the rate card. The price for a county or a metro area is not set yet. It comes in the email we send when sponsorships open, and you decide then. Find a county, a metro area or a state

Choose a kind of loan and a state to see its tier, its price and how many of the 3 places are open.

The rate card

Annual is 10 months' price for twelve

Ads priced by the state

Ads priced by the state, by tier
AdWhat it coversTier 1Tier 2Tier 3
Market sponsorship, one kind of loanOne kind of loan in one whole state. The ad on Loan Comps and search results for that kind of loan in that state, and on its list pages where the state has them.Join the waitlist for pricingJoin the waitlist for pricingJoin the waitlist for pricing
Market sponsorship, every kind you chooseEvery kind of loan you chose, in one whole state. The same for each kind of loan you chose in the state, and the ad on the state's page.Join the waitlist for pricingJoin the waitlist for pricingJoin the waitlist for pricing

A sponsorship is sold for a whole county, a whole metro area or a whole state. We do not sell or deliver ads by ZIP code, census tract, neighborhood or any area smaller than a county, and an advertiser cannot leave out any part of a market. State prices are on the rate card. The price for a county or a metro area is not set yet. It comes in the email we send when sponsorships open, and you decide then. An Ad in the digest or the quarterly report is not offered.

One-time items

One-time items
ItemWhat it isPrice, one time
County reportWho is lending in one county, by lender and year, from public files. A PDF and a CSV.Join the waitlist for pricing
Metro reportThe same for one metro area.Join the waitlist for pricing
State reportThe same for one state.Join the waitlist for pricing
A second set of peersAdd to any report: a second set of peers chosen by you.Join the waitlist for pricing
Concierge setupWe enter the credit box and statement you give us and produce the packet for your reviewers. We never change a public figure.Join the waitlist for pricing
The market report, with a real sample

An app or product that uses the data needs a developer license: join the waitlist for pricing. Bulk files and platform licenses are quoted. License and quote.

What the tiers mean

Loans recorded in 2025 and SBA loans through September 30, 2026

Tiers are by where loans are made, not where a bank has its headquarters. Each state gets an index: its 2025 HMDA multifamily loans plus a third of its SBA 7(a) and 504 loans in the 36 months to September 30, 2026, each loan counted in its own state. States are sorted by the index. A state is in Tier 1 while the share of the index before it is under 50%, in Tier 2 while it is under 85%, and in Tier 3 after that. The tiers are worked out again each quarter from the public files, and an order keeps the tier it started at for its term.

Tier 1

9 states

California (paused), New York, Texas, Florida, Illinois (paused), Ohio, Pennsylvania, New Jersey, Massachusetts

Tier 2

18 states

Wisconsin, Michigan, Washington, Georgia, Missouri, Minnesota (paused), North Carolina, Colorado, Indiana, Arizona (paused), Virginia, Tennessee, Iowa, Oregon, Maryland, Utah, Connecticut, Kentucky

Tier 3

27 states

Louisiana, Kansas, South Carolina, Nebraska, Oklahoma, Alabama, Arkansas, Nevada (paused), Idaho, New Hampshire, Mississippi, Maine, Puerto Rico, Rhode Island, South Dakota (paused), North Dakota (paused), Montana, West Virginia, New Mexico, Vermont (paused), District of Columbia, Delaware, Hawaii, Alaska, Wyoming, US Virgin Islands, Guam

Every state

Open slots appear when you choose a kind of loan above

Ads are paused in 8 states until legal review is done in each: California, Illinois, Minnesota, Arizona, Nevada, South Dakota, North Dakota, Vermont. Together they hold 23.6% of recorded loan activity on the index above. A paused state shows "Opens when cleared", and the order flow refuses it. When a state is cleared, this table changes.

Every state: tier, price and whether it is open
State Tier One kind of loan Every kind you choose Status
California 1 Join the waitlist for pricing Join the waitlist for pricing Opens when cleared
New York 1 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Texas 1 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Florida 1 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Illinois 1 Join the waitlist for pricing Join the waitlist for pricing Opens when cleared
Ohio 1 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Pennsylvania 1 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
New Jersey 1 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Massachusetts 1 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Wisconsin 2 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Michigan 2 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Washington 2 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Georgia 2 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Missouri 2 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Minnesota 2 Join the waitlist for pricing Join the waitlist for pricing Opens when cleared
North Carolina 2 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Colorado 2 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Indiana 2 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Arizona 2 Join the waitlist for pricing Join the waitlist for pricing Opens when cleared
Virginia 2 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Tennessee 2 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Iowa 2 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Oregon 2 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Maryland 2 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Utah 2 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Connecticut 2 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Kentucky 2 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Louisiana 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Kansas 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
South Carolina 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Nebraska 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Oklahoma 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Alabama 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Arkansas 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Nevada 3 Join the waitlist for pricing Join the waitlist for pricing Opens when cleared
Idaho 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
New Hampshire 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Mississippi 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Maine 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Puerto Rico 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Rhode Island 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
South Dakota 3 Join the waitlist for pricing Join the waitlist for pricing Opens when cleared
North Dakota 3 Join the waitlist for pricing Join the waitlist for pricing Opens when cleared
Montana 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
West Virginia 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
New Mexico 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Vermont 3 Join the waitlist for pricing Join the waitlist for pricing Opens when cleared
District of Columbia 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Delaware 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Hawaii 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Alaska 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Wyoming 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
US Virgin Islands 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open
Guam 3 Join the waitlist for pricing Join the waitlist for pricing Waitlist open

Rules of the rate card

Printed here and written into the order form

These are the terms an order will carry when sales open. Until then nothing can be ordered and nothing is charged.

  • Prices are in US dollars. Sales tax is added where it is required. Annual is 10 months' price for twelve.
  • Prices are fixed for the term of an order. A change to the list price needs 30 days' notice and reaches new orders only.
  • You sign off first and pay second. A market is held for 14 days while the ad is written and reviewed. It is charged only after your reviewer and ours have both cleared the ad, and a hold that runs out frees the place.
  • At most 3 advertisers share a market. A page shows at most one ad. The advertisers in a market take the place in turn, one hour each: alone in a market, your ad is the one shown every hour; with two, every second hour; with 3, every third. No one can pay for more turns.
  • When orders open, you will pay by card (for orders up to $2,500), by bank debit, or by invoice on net 30 terms with an ACH credit or a wire. The bank details for an invoice come from the invoice itself.
  • Annual orders renew only if you tick the box, and we write 60 days before the end. Monthly orders cancel at any time and run to the end of the paid month.
  • If a payment fails, the ad stays on for 7 days, then it ends. Ads run for at least 30 days.
  • No fee depends on views, clicks, calls or loans. We promise none of them.

Traffic

Published, never promised

Traffic figures appear after our first full month. Until then we print no visitor number, and nothing on this site implies an audience size.

When they appear, each market will show the sessions on its pages over the last 90 days, updated monthly, with the method beside it and the words "Not a guarantee". They will be daily totals counted by us, with no cookie and no identifier, and never a number from anyone else.

What we count, and what we do not