1-4 Unit Investor · VT

1-4 Unit Investor lenders in Vermont

113 lenders made at least one 1-4 unit investor or business-purpose loan in Vermont in 2025. Eastrise Credit Union made the most, with 132 of the 836 on record.

Evidence
Lender made at least one 1-4 unit investor or business-purpose loan in Vermont in 2025 (HMDA)
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
113
HMDA,
Investor loans, 2025
836
HMDA,
1-4 units or business purpose
Based in the state
10
HMDA,

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Vermont, https://lender.report/investor-1-4-lenders/vermont/, data as of December 31, 2025.

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Vermont 1-4 unit investor lenders, by loans made in the state in 2025. First 25 of 113.
LenderKindBased inLoans in stateLoans nationwideTypical loan
Eastrise Credit Union 1-4 unit investor recordCredit unionWilliston, VT132136$225K
Community National Bank 1-4 unit investor recordBankDerby, VT7376$185K
North Country Credit Union 1-4 unit investor recordCredit unionBurlington, VT5357$155K
EMM Loans LLC 1-4 unit investor recordNon-bankCherry Hill, NJ37295$275K
Peoples Trust Company of St. Albans 1-4 unit investor recordBankSaint Albans, VT3737$285K
Mascoma Bank 1-4 unit investor recordBankLebanon, NH3558$220K
Northfield Savings Bank 1-4 unit investor recordSavingsNorthfield, VT3131$255K
Union Bank 1-4 unit investor recordBankMorrisville, VT2632$295K
Community Bank, National Association 1-4 unit investor recordBankCanton, NY24455$155K
Passumpsic Savings Bank 1-4 unit investor recordSavingsSaint Johnsbury, VT2257$375K
Rocket Mortgage 1-4 unit investor recordNon-bankDetroit, MI2213,753$215K
Advisors Mortgage Group, LLCNon-bankOcean, NJ18186$310K
802 Credit UnionCredit unionBarre, VT1628$225K
Vermont Credit Union 1-4 unit investor recordCredit unionSo Burlington, VT1616$220K
CMG Mortgage Inc 1-4 unit investor recordNon-bankSan Ramon, IL154,651$275K
United Wholesale Mortgage 1-4 unit investor recordNon-bankPontiac, MI1431,218$205K
The National Bank of Middlebury 1-4 unit investor recordBankMiddlebury, VT1313$285K
Better Mortgage CorporationNon-bankNew York, NY122,314$155K
JPMorgan Chase Bank, National Association 1-4 unit investor recordBankColumbus, OH94,691$305K
Fairway Independent Mort CorpNon-bankMadison, WI83,466$245K
Guaranteed Rate, Inc.Non-bankChicago, IL85,730$295K
Manufacturers and Traders Trust Company 1-4 unit investor recordBankBuffalo, NY8417$305K
Pennymac Loan Services LLC 1-4 unit investor recordNon-bankWestlake Village, CA86,372$335K
TD Bank, National Association 1-4 unit investor recordBankWilmington, DE81,778$205K
Homestead Funding Corp.Non-bankAlbany, NY7353$215K
HMDA,

See all 113 1-4 unit investor lenders in Vermont in Loan Comps

  • Lenders made 836 1-4 unit investor or business-purpose loans in Vermont in 2025. HMDA,
  • The five most active lenders made 39.7% of them. HMDA,
  • Non-banks made 32.4% of these loans in Vermont. HMDA,
  • 18 lenders made 10 or more of these loans in Vermont in 2025. HMDA,
  • 10 of these lenders are based in Vermont, and the rest lend in from other states. HMDA,
  • Eastrise Credit Union made 132 loans here, and Community National Bank made 73. HMDA,
  • These lenders: 29 banks, 14 savings institutions, 7 credit unions and 63 non-bank lenders. HMDA,
  • Among these lenders, the median 1-4 unit investor loan nationally is $245K. HMDA,

How this list is defined

Measure
1-4 unit investor loans made in Vermont
Period
2025
Formula
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Vermont in 2025. A lender is listed if it made at least one.
Order
Largest first by loans made in 2025, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.