Small-Balance CRE · VT
Small-Balance CRE lenders in Vermont
13 lenders with an office in Vermont hold small-balance commercial real estate loans on their books. Eastrise Credit Union, based in Vermont, holds the largest book among those based here, at $118.9M.
- Evidence
- Lender has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Vermont
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 13
- FDIC call report,
- Based here
- 12
- FDIC call report,
- Held by those based here
- $419M
- FDIC call report,
- +10.8% from a year earlier, 6 of 12 lenders
- Median book, based here
- $37.1M
- FDIC call report,
Cite this
Source: The Lender Report, Small-Balance CRE lenders in Vermont, https://lender.report/small-balance-cre-lenders/vermont/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Eastrise Credit Union | Credit union | Williston, VT | 18 | $119M | +7.9% |
| Passumpsic Savings Bank | Savings | Saint Johnsbury, VT | 8 | $57.2M | |
| The Brattleboro Savings and Loan Association | Bank | Brattleboro, VT | 5 | $42.8M | |
| The Bank of Bennington | Savings | Bennington, VT | 5 | $39.6M | |
| Vermont Credit Union | Credit union | So Burlington, VT | 9 | $37.8M | +1.1% |
| Peoples Trust Company of St. Albans | Bank | Saint Albans, VT | 5 | $37.1M | |
| The National Bank of Middlebury | Bank | Middlebury, VT | 7 | $30.7M | |
| Heritage Family Credit Union | Credit union | Rutland, VT | 11 | $19.1M | +18.8% |
| North Country Credit Union | Credit union | Burlington, VT | 12 | $14.3M | +3.6% |
| ONE Credit Union | Credit union | Springfield, VT | 6 | $9.80M | +33.0% |
| Wells River Savings Bank | Savings | Wells River, VT | 6 | $6.23M | |
| Green Mountain Credit Union | Credit union | South Burlington, VT | 5 | $5.14M |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Claremont Savings Bank | Savings | Claremont, NH | 1 | $30.9M |
- 12 of these lenders are based in Vermont, and 1 are based elsewhere with offices here. FDIC call report,
- These lenders: 3 banks, 4 savings institutions and 6 credit unions. FDIC call report,
- Lenders based in Vermont hold $418.7M of small-balance commercial real estate loans, up 10.8% from a year earlier among the 6 of 12 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 70.8% of that total. FDIC call report,
- Eastrise Credit Union holds $118.9M, and Passumpsic Savings Bank holds $57.2M. FDIC call report,
- The median book among lenders based in Vermont is $37.1M. FDIC call report,
- 2 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 1 lender based here hold $100M or more of it. FDIC call report,
- These lenders list 98 offices in Vermont. FDIC office list,
- Claremont Savings Bank, based in New Hampshire, lists the most offices here among out-of-state lenders, at 1. FDIC office list,
- Among credit unions here, the median average loan in this category is $488K. NCUA 5300,
- ONE Credit Union grew this book the most in the year, up 33.0% to $9.8M. FDIC call report,
How this list is defined
- Measure
- small-balance commercial real estate loans held by lenders with an office in Vermont
- Period
- June 30, 2026
- Formula
- The balance of small-balance commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Vermont. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
For banks the book shown is nonfarm nonresidential loans of $1M or less. For credit unions it is the non-owner-occupied commercial real estate book, where the average loan is $1M or less.
Small-balance commercial real estate means loans of about $1M or less. A lender with many of them often works with smaller borrowers.
This is a rule of thumb on public filings. It is not a statement from any lender about what it will lend on.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Vermont. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.