Investor CRE · VT

Investor CRE lenders in Vermont

30 lenders with an office in Vermont hold non-owner-occupied commercial real estate loans on their books. Union Bank, based in Vermont, holds the largest book among those based here, at $271.6M.

Evidence
Lender holds non-owner-occupied commercial real estate loans on its books at the latest filing and has an office in Vermont
Data as of
June 30, 2026
Page last changed
November 11, 2026
Lenders with an office here
30
FDIC call report,
Based here
18
FDIC call report,
Held by those based here
$1.22B
FDIC call report,
+10.6% from a year earlier
Median book, based here
$39.0M
FDIC call report,

Cite this

Source: The Lender Report, Investor CRE lenders in Vermont, https://lender.report/investor-cre-lenders/vermont/, data as of June 30, 2026.

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Lenders based in Vermont, by book held
LenderKindBased inOffices hereHoldsGrowth, 12 months
Union BankBankMorrisville, VT15$272M+19.6%
Northfield Savings BankSavingsNorthfield, VT13$187M+6.6%
Community National BankBankDerby, VT12$171M+3.3%
Eastrise Credit UnionCredit unionWilliston, VT18$119M+7.9%
Ledyard National BankBankNorwich, VT1$109M+13.4%
Business Bank, TheBankS Burlington, VT1$71.8M+38.9%
The Brattleboro Savings and Loan AssociationBankBrattleboro, VT5$51.3M+29.2%
The National Bank of MiddleburyBankMiddlebury, VT7$44.4M+9.4%
The Bank of BenningtonSavingsBennington, VT5$39.0M
Vermont Credit UnionCredit unionSo Burlington, VT9$37.8M+1.1%
Peoples Trust Company of St. AlbansBankSaint Albans, VT5$33.9M
Passumpsic Savings BankSavingsSaint Johnsbury, VT8$29.2M+10.5%
Heritage Family Credit UnionCredit unionRutland, VT11$19.1M+18.8%
North Country Credit UnionCredit unionBurlington, VT12$14.3M+3.6%
ONE Credit UnionCredit unionSpringfield, VT6$9.80M+33.0%
Wells River Savings BankSavingsWells River, VT6$7.99M
Green Mountain Credit UnionCredit unionSouth Burlington, VT5$5.14M
The First National Bank of OrwellBankOrwell, VT2$454K
FDIC call report,

See all 30 investor CRE lenders in Vermont in Loan Comps

Based elsewhere, with offices in Vermont. First 10 of 12.
LenderKindBased inOffices hereHolds, nationwide
JPMorgan Chase Bank, National AssociationBankColumbus, OH3$39.4B
Manufacturers and Traders Trust CompanyBankBuffalo, NY33$13.6B
TD Bank, National AssociationBankWilmington, DE18$12.5B
Citizens Bank, National AssociationBankProvidence, RI10$10.2B
KeyBank National AssociationBankCleveland, OH10$5.80B
Beacon Bank and TrustBankBoston, MA5$5.19B
NBT Bank, National AssociationBankNorwich, NY4$1.72B
Community Bank, National AssociationBankCanton, NY29$1.54B
Bar Harbor Bank & TrustBankBar Harbor, ME11$1.10B
Mascoma BankBankLebanon, NH13$418M
FDIC call report,
  • 18 of these lenders are based in Vermont, and 12 are based elsewhere with offices here. FDIC call report,
  • These lenders: 18 banks, 6 savings institutions and 6 credit unions. FDIC call report,
  • Lenders based in Vermont hold $1.2B of non-owner-occupied commercial real estate loans, up 10.6% from a year earlier. FDIC call report,
  • The five largest books based here hold 70.2% of that total. FDIC call report,
  • Union Bank holds $271.6M, and Northfield Savings Bank holds $186.9M. FDIC call report,
  • The median book among lenders based in Vermont is $39M. FDIC call report,
  • 7 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
  • 5 lenders based here hold $100M or more of it. FDIC call report,
  • These lenders list 279 offices in Vermont. FDIC office list,
  • Manufacturers and Traders Trust Company, based in New York, lists the most offices here among out-of-state lenders, at 33. FDIC office list,
  • Among credit unions here, the median average loan in this category is $488K. NCUA 5300,
  • Business Bank, The grew this book the most in the year, up 38.9% to $71.8M. FDIC call report,

How this list is defined

Measure
non-owner-occupied commercial real estate loans held by lenders with an office in Vermont
Period
June 30, 2026
Formula
The balance of non-owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Vermont. A balance held, not loans made.
Order
Largest first by the book held at the latest filing, then name. Payment is not part of the order.
As of
June 30, 2026
Changelog
  • : First published, with the data built on this date.

Non-owner-occupied commercial real estate is property the borrower rents to others: office, retail, industrial and the like. Call reports do not say which.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds non-owner-occupied commercial real estate loans on its books at the latest filing and has an office in Vermont. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.