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SBA 7(a) record
22nd State Banking Company: SBA 7(a) loans made
22nd State Banking Company, a bank based in Mobile, AL, made 112 SBA 7(a) loans in the 36 months ending September 30, 2026, $142.6M in all, net of cancelled approvals. The typical loan was about $970K, and 26 were in the last 12 months. Most were in Florida.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 112
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $143M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $970K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 26
- SBA FOIA,
Cite this
Source: The Lender Report, 22nd State Banking Company: SBA 7(a) loans made, https://lender.report/lender/22nd-state-banking-al/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | North Carolina | SBA 7(a), Masonry Contractors | $4.7M | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | New Jersey | SBA 7(a), Offices of Dentists | $3.1M | 8% | 25 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), General Freight Trucking, Long-Distance, Truckload | $1.7M | 9.5% | 25 yr | SBA FOIA | |
| Sep 2026 | Colorado | SBA 7(a), Administrative and Support and Waste Management and Remediation Services | $760K | 9.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Pennsylvania | SBA 7(a), Used Car Dealers | $740K | 8.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Automotive Parts and Accessories Retailers | $690K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Sporting Goods Retailers | $500K | 9.5% | 10 yr | SBA FOIA | |
| Aug 2026 | Colorado | SBA 7(a), Other Building Material Dealers | $1.6M | 9.25% | 10 yr | SBA FOIA | |
| Jul 2026 | California | SBA 7(a), Finish Carpentry Contractors | $900K | 8.75% | 25 yr | SBA FOIA | |
| Jul 2026 | Virginia | SBA 7(a), Accommodation and Food Services | $710K | 8.5% | 25 yr | SBA FOIA | |
| Jul 2026 | Florida | SBA 7(a), Limited-Service Restaurants | $350K | 9.25% | 10 yr | SBA FOIA | |
| Jun 2026 | Colorado | SBA 7(a), Vending Machine Operators | $320K | 9.25% | 10 yr | SBA FOIA | |
| Jun 2026 | Florida | SBA 7(a), Fresh Fruit and Vegetable Merchant Wholesalers | $280K | 9.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Alabama | SBA 7(a), Insurance Agencies and Brokerages | $250K | 9.75% | 10 yr | SBA FOIA | |
| May 2026 | Colorado | SBA 7(a), Full-Service Restaurants | $1.6M | 8.75% | 25 yr | SBA FOIA | |
| May 2026 | Texas | SBA 7(a), Child Care Services | $1.5M | 9.5% | 10 yr | SBA FOIA | |
| May 2026 | Virginia | SBA 7(a), All Other Amusement and Recreation Industries | $1.3M | 9.75% | 10 yr | SBA FOIA | |
| May 2026 | Colorado | SBA 7(a), Residential Remodelers | $720K | 8.75% | 10 yr | SBA FOIA | |
| Jan 2026 | Michigan | SBA 7(a), Beer, Wine, and Liquor Retailers | $1.9M | 8.75% | 25 yr | SBA FOIA | |
| Jan 2026 | Florida | SBA 7(a), Private Mail Centers | $440K | 9.25% | 10 yr | SBA FOIA | |
| Jan 2026 | Alabama | SBA 7(a), Full-Service Restaurants | $350K | 9.75% | 10 yr | SBA FOIA | |
| Dec 2025 | Georgia | SBA 7(a), Custom Computer Programming Services | $1.3M | 9.5% | 10 yr | SBA FOIA | |
| Nov 2025 | Maine | SBA 7(a), All Other Professional, Scientific, and Technical Services | $2.2M | 9.25% | 10 yr | SBA FOIA | |
| Nov 2025 | New Jersey | SBA 7(a), Couriers and Express Delivery Services | $1.3M | 9.75% | 10 yr | SBA FOIA | |
| Nov 2025 | New Jersey | SBA 7(a), Couriers and Express Delivery Services | $960K | 9.75% | 10 yr | SBA FOIA | |
| 112 SBA 7(a) loans since October 2023, net of cancelled | $143M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Florida | 19 | $15.7M |
| California | 12 | $12.1M |
| Colorado | 10 | $22.9M |
| Texas | 8 | $8.03M |
| Pennsylvania | 7 | $4.93M |
| Arizona | 6 | $8.28M |
| New Jersey | 5 | $6.38M |
| Alabama | 4 | $6.80M |
| Georgia | 4 | $3.95M |
| New York | 4 | $3.29M |
| Virginia | 4 | $6.31M |
| Wisconsin | 3 | $2.48M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 0 | $0 |
| $150K to $350K | 15 | $3.63M |
| $350K to $1M | 45 | $28.0M |
| $1M to $2.5M | 36 | $52.5M |
| $2.5M or more | 16 | $58.5M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 23 | $36.7M |
| 2024 Q1 | 23 | $34.9M |
| 2024 Q2 | 8 | $9.20M |
| 2024 Q3 | 10 | $7.97M |
| 2024 Q4 | 5 | $5.12M |
| 2025 Q1 | 4 | $1.81M |
| 2025 Q2 | 8 | $8.51M |
| 2025 Q3 | 5 | $8.15M |
| 2025 Q4 | 5 | $5.91M |
| 2026 Q1 | 3 | $2.69M |
| 2026 Q2 | 7 | $5.97M |
| 2026 Q3 | 11 | $15.8M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| All Other Specialty Trade Contractors (238990) | 5 |
| Full-Service Restaurants (722511) | 5 |
| Residential Remodelers (236118) | 5 |
| Child Care Services (624410) | 4 |
| Limited-Service Restaurants (722513) | 4 |
| Administrative and Support and Waste Management and Remediation Services | 3 |
| All Other Amusement and Recreation Industries (713990) | 3 |
| All Other Professional, Scientific, and Technical Services (541990) | 3 |
| Couriers and Express Delivery Services (492110) | 3 |
| Insurance Agencies and Brokerages (524210) | 3 |
| Janitorial Services (561720) | 3 |
| Construction | 2 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 90 |
| 7a General | 17 |
| International Trade Loans | 4 |
| SBA Express Program | 1 |
- 22nd State Banking Company made 112 SBA 7(a) loans totaling $142.6M in the 36 months ending September 30, 2026, net of cancelled approvals, in 31 states. SBA FOIA,
- 26 of them were in the 12 months to September 30, 2026, and 22 in the 12 months before. SBA FOIA,
- The typical loan was about $970K, with the middle half between $460K and $1.6M. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 0 loans were under $150K, and 52 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 11.00% on 112 loans, with the middle half between 9.75% and 11.25%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to All Other Specialty Trade Contractors, with 5. SBA FOIA,
- The SBA file lists 90 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Florida (19), California (12) and Colorado (10). SBA FOIA,
What we don't know
- Whether 22nd State Banking Company is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.