Unverified listing What this means
The Lender Report built this page from public records. Cadence Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Cadence Bank itself. Each figure shows its source and date. Work at Cadence Bank? You can claim this page for free.
Depository, Tupelo, MS
Cadence Bank
Cadence Bank no longer files under this name. FDIC records show it merged into The Huntington National Bank on February 1, 2026. Before that it made 177 multifamily loans in 2025, at a typical size of $615K, and 1,367 1-4 unit investor or business-purpose loans in 2025.
- Kind
- Depository, no June 2026 call report
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
- Multifamily loans made, 2025
- 177
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- 1,367
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- $162M
- HMDA,
How to reach them
Each line shows where it came from
- Phone
- No phone number or website is on record for this lender.
- Address
- 201 S Spring St, Tupelo, MS 38804FDIC institution record,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| Last 24 months | Office changes in the last 24 months: 5 opened, 3 closed, 2 relocated.FDIC structure history. | FDIC history |
| February 1, 2026 | Merged into The Huntington National Bank on February 1, 2026.FDIC structure history. | FDIC history, |
| July 1, 2025 | Acquired Bank of Brenham, National Association on July 1, 2025.FDIC structure history. | FDIC history, |
| July 1, 2025 | Acquired Industry State Bank on July 1, 2025.FDIC structure history. | FDIC history, |
| July 1, 2025 | Acquired Fayetteville Bank on July 1, 2025.FDIC structure history. | FDIC history, |
| July 1, 2025 | Acquired The First National Bank of Shiner on July 1, 2025.FDIC structure history. | FDIC history, |
| July 1, 2025 | Acquired The First National Bank of Bellville on July 1, 2025.FDIC structure history. | FDIC history, |
| July 1, 2025 | Acquired Citizens State Bank on July 1, 2025.FDIC structure history. | FDIC history, |
| May 1, 2025 | Acquired First Chatham Bank on May 1, 2025.FDIC structure history. | FDIC history, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Jefferson County, AL | Refinance, 25 to 49 units | $9.6M | 6% | 30 yr | 58% | HMDA 2025 |
| 2025 | Bibb County, GA | Purchase, 50 to 99 units | $8.3M | 7.36% | 4 yr | 71% | HMDA 2025 |
| 2025 | Chatham County, GA | Refinance, 5 to 24 units | $5M | 7% | 2 yr | 59% | HMDA 2025 |
| 2025 | Buchanan County, MO | Refinance, 100 to 149 units | $4.4M | 6.67% | 25 yr | 70% | HMDA 2025 |
| 2025 | Jefferson County, AL | Purchase, 100 to 149 units | $3.4M | 6.99% | 21 yr | 75% | HMDA 2025 |
| 2025 | Jefferson County, TX | Purchase, 50 to 99 units | $2.8M | 6.6% | 25 yr | 76% | HMDA 2025 |
| 2025 | Lincoln Parish, LA | Refinance, 50 to 99 units | $2.6M | 6.6% | 20 yr | 41% | HMDA 2025 |
| 2025 | Harris County, TX | Purchase, 25 to 49 units | $2.5M | 7.36% | 26.5 yr | 57% | HMDA 2025 |
| 2025 | Harris County, TX | Purchase, 25 to 49 units | $2.1M | 6.6% | 20 yr | 50% | HMDA 2025 |
| 2025 | Baldwin County, AL | Refinance, 50 to 99 units | $2M | 7.5% | 2 yr | 53% | HMDA 2025 |
| 2025 | Hamilton County, TN | Refinance, 25 to 49 units | $2M | 6.29% | 25 yr | 58% | HMDA 2025 |
| 2025 | Madison County, TN | Refinance, 5 to 24 units | $2M | 7.75% | 2 yr | 79% | HMDA 2025 |
| 2025 | Parker County, TX | Purchase, 25 to 49 units | $2M | 6.6% | 25 yr | 65% | HMDA 2025 |
| 2025 | Tarrant County, TX | Purchase, 5 to 24 units | $1.9M | 6.45% | 25 yr | 69% | HMDA 2025 |
| 2025 | Dallas County, TX | Purchase, 5 to 24 units | $1.9M | 7.29% | 1.5 yr | 75% | HMDA 2025 |
| 2025 | Walker County, GA | Purchase, 5 to 24 units | $1.9M | 6.25% | 25 yr | 71% | HMDA 2025 |
| 2025 | St. Louis city, MO | Purchase, 5 to 24 units | $1.8M | 7.49% | 25 yr | 79% | HMDA 2025 |
| 2025 | Jefferson County, AL | Refinance, 5 to 24 units | $1.8M | 7.5% | 2 yr | 75% | HMDA 2025 |
| 2025 | Clay County, MO | Refinance, 25 to 49 units | $1.8M | 6.5% | 25 yr | 78% | HMDA 2025 |
| 2025 | Greene County, MO | Refinance, 25 to 49 units | $1.7M | 7.29% | 17.1 yr | 85% | HMDA 2025 |
| 2025 | Houston County, GA | Refinance, 5 to 24 units | $1.7M | 8% | 2 yr | 64% | HMDA 2025 |
| 2025 | Calcasieu Parish, LA | Purchase, 50 to 99 units | $1.6M | 6.67% | 25 yr | 64% | HMDA 2025 |
| 2025 | Davidson County, TN | Refinance, 5 to 24 units | $1.5M | 7.36% | 20 yr | 40% | HMDA 2025 |
| 2025 | Nacogdoches County, TX | Refinance, 25 to 49 units | $1.5M | 7.49% | 20 yr | 59% | HMDA 2025 |
| 2025 | Walker County, AL | Purchase, 25 to 49 units | $1.5M | 6.99% | 20 yr | 85% | HMDA 2025 |
| 177 multifamily loans made in 2025 | $162M | HMDA 2025 | |||||
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2025 | 177 | $162M | $615K | $9.6M | HMDA, |
| Multifamily, 5 or more units | 2024 | 119 | $105M | $455K | HMDA, | |
| 1-4 unit investor or business purpose | 2025 | 1,367 | $293M | $145K | HMDA, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI).
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Mississippi HQ | 1 | 22 | 292 | 0 | 0 |
| Texas | 0 | 51 | 262 | 0 | 0 |
| Alabama | 0 | 31 | 183 | 0 | 0 |
| Arkansas | 0 | 18 | 141 | 0 | 0 |
| Louisiana | 0 | 14 | 134 | 0 | 0 |
| Tennessee | 0 | 10 | 113 | 0 | 0 |
| Missouri | 0 | 12 | 94 | 0 | 0 |
| Georgia | 0 | 14 | 90 | 0 | 0 |
| Florida | 0 | 3 | 41 | 0 | 0 |
| Kansas | 0 | 2 | 2 | 0 | 0 |
| Oklahoma | 0 | 0 | 5 | 0 | 0 |
| Pennsylvania | 0 | 0 | 3 | 0 | 0 |
| County | Recorded loans | Dollars |
|---|---|---|
| Jefferson County, AL | 19 | $22.2M |
| Harris County, TX | 16 | $26.7M |
| Hinds County, MS | 15 | $4.36M |
| Harrison County, MS | 11 | $4.57M |
| Mobile County, AL | 9 | $5.37M |
| Dallas County, TX | 8 | $13.4M |
| Tarrant County, TX | 8 | $8.38M |
| Bell County, TX | 8 | $4.33M |
| Greene County, MO | 7 | $5.51M |
| Hamilton County, TN | 6 | $5.47M |
| Metro | Recorded loans | Dollars |
|---|---|---|
| Birmingham, AL | 23 | $25.3M |
| Houston-Pasadena-The Woodlands, TX | 22 | $30.3M |
| Jackson, MS | 17 | $5.37M |
| Gulfport-Biloxi, MS | 13 | $5.14M |
| Chattanooga, TN-GA | 11 | $9.51M |
| Little Rock-North Little Rock-Conway, AR | 11 | $8.90M |
| Dallas-Plano-Irving, TX | 9 | $17.9M |
| Fort Worth-Arlington-Grapevine, TX | 9 | $10.4M |
| Memphis, TN-MS-AR | 9 | $6.78M |
| St. Louis, MO-IL | 9 | $6.42M |
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and charter. Cadence Bank, FDIC certificate 11813. Compare it with the regulator's record.
- Loans made. 1,663 recorded loans from the HMDA file, in 2024 and 2025: 177 HMDA multifamily 2025, 119 HMDA multifamily 2024, 1,367 HMDA 1-4 unit investor 2025. Each has its source and date. [How each file was tied to Cadence Bank]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- FDIC certificate
- 11813
- LEI
- Q7C315HKI8VX0SSKBS64
- The Lender Report ID
- lr_009444
- Originated 177 multifamily loans totaling $162M in 2025 (HMDA).
- Originated 119 multifamily loans totaling $105M in 2024 (HMDA).
- Originated 1,367 1-4 unit investor or business-purpose loans totaling $292.8M in 2025 (HMDA).
- Merged into The Huntington National Bank on February 1, 2026. Source: FDIC records.
Cite this
Source: The Lender Report, Cadence Bank, https://lender.report/lender/cadence-bank-ms/, data as of December 31, 2025.
Sources
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem