Unverified listing What this means
The Lender Report built this page from public records. Centerstone SBA Lending, Inc. has not reviewed it. Every lender's page starts this way, and it says nothing about Centerstone SBA Lending, Inc. itself. Each figure shows its source and date. Work at Centerstone SBA Lending, Inc.? You can claim this page for free.
Non-bank lender, Los Angeles, CA
Centerstone SBA Lending, Inc.
A non-bank lender based in Los Angeles, CA. Public files show recent SBA 7(a) loans it made.
- Kind
- Non-bank lender
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the lender on SBA-approved loans.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- 211
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- Not reported
- HMDA,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- No phone number is on record. Try the lender's website.
- Website
- www.teamcenterstone.comFrom the SBA list, September 2, 2026.
- Names it files under
- Centerstone SBA LendingSBA FOIA,
- Based in
- Los Angeles, CASBA FOIA,
Recently done
Recorded lending
Recorded lending. Two or more public files show loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| Oct 2023 to Sep 2026 | SBA 7(a) approvals by processing method: 210 under Preferred Lender authority.SBA ProcessingMethod field, net of cancellations. | SBA FOIA, |
| September 2, 2026 | Listed by SBA as a Small Business Lending Company.Membership in a public list, not lending volume. | SBA lender lists, |
| 2023-10 to 2026-09 | Named as the lender on 2 mortgages recorded in New York City.exact normalized lender name and state, or a reviewed alias | NYC ACRIS recorded mortgages |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Arizona | SBA 7(a), Assisted Living Facilities for the Elderly | $890K | 8% | 25 yr | SBA FOIA | |
| Sep 2026 | Illinois | SBA 7(a), Beer, Wine, and Liquor Retailers | $800K | 8.25% | 25 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Coin-Operated Laundries and Drycleaners | $730K | 9.25% | 10 yr | SBA FOIA | |
| Sep 2026 | District of Columbia | SBA 7(a), Drycleaning and Laundry Services (except Coin-Operated) | $590K | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Washington | SBA 7(a), Full-Service Restaurants | $520K | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Washington | SBA 7(a), Full-Service Restaurants | $440K | 8.75% | 10 yr | SBA FOIA | |
| Aug 2026 | North Carolina | SBA 7(a), Hotels (except Casino Hotels) and Motels | $3M | 8.25% | 25 yr | SBA FOIA | |
| Aug 2026 | California | SBA 7(a), Commercial and Institutional Building Construction | $2.5M | 8.75% | 10 yr | SBA FOIA | |
| Aug 2026 | North Carolina | SBA 7(a), All Other Personal Services | $1.6M | 8.75% | 25 yr | SBA FOIA | |
| Aug 2026 | North Dakota | SBA 7(a), Hotels (except Casino Hotels) and Motels | $1.1M | 8% | 25 yr | SBA FOIA | |
| Aug 2026 | South Carolina | SBA 7(a), Fitness and Recreational Sports Centers | $840K | 9.25% | 10 yr | SBA FOIA | |
| Jul 2026 | Michigan | SBA 7(a), Hotels (except Casino Hotels) and Motels | $2M | 8.25% | 25 yr | SBA FOIA | |
| Jul 2026 | Virginia | SBA 7(a), Home Health Care Services | $310K | 9% | 10 yr | SBA FOIA | |
| Jul 2026 | Illinois | SBA 7(a), Limited-Service Restaurants | $290K | 9.25% | 10 yr | SBA FOIA | |
| Jul 2026 | Massachusetts | SBA 7(a), Fitness and Recreational Sports Centers | $210K | 9.25% | 25 yr | SBA FOIA | |
| Jun 2026 | Virginia | SBA 7(a), Hotels (except Casino Hotels) and Motels | $3M | 8% | 25 yr | SBA FOIA | |
| Jun 2026 | Georgia | SBA 7(a), Real Estate and Rental and Leasing | $2.1M | 9% | 14 yr | SBA FOIA | |
| Jun 2026 | Texas | SBA 7(a), Flooring Contractors | $1.8M | 8.75% | 10 yr | SBA FOIA | |
| Jun 2026 | California | SBA 7(a), Couriers and Express Delivery Services | $770K | 8.5% | 10 yr | SBA FOIA | |
| Jun 2026 | North Carolina | SBA 7(a), Hotels (except Casino Hotels) and Motels | $730K | 8.25% | 25 yr | SBA FOIA | |
| Jun 2026 | Minnesota | SBA 7(a), Finish Carpentry Contractors | $620K | 9.25% | 10 yr | SBA FOIA | |
| May 2026 | Georgia | SBA 7(a), Hotels (except Casino Hotels) and Motels | $1.6M | 8.25% | 25 yr | SBA FOIA | |
| May 2026 | Minnesota | SBA 7(a), Full-Service Restaurants | $1.5M | 8.75% | 25 yr | SBA FOIA | |
| May 2026 | New Mexico | SBA 7(a), Hotels (except Casino Hotels) and Motels | $1.1M | 8.25% | 25 yr | SBA FOIA | |
| May 2026 | Washington | SBA 7(a), Beauty Salons | $960K | 7.75% | 25 yr | SBA FOIA | |
| 211 SBA 7(a) loans since October 2023, net of cancelled | $271M | SBA FOIA | |||||
A blank means the source did not report it.
Recorded mortgages, New York City
NYC ACRIS, September 30, 2026
Mortgages recorded in New York City in which this lender is named as the lender. A recorded document is not the whole of a lender's activity and is not joined to HMDA or SBA data.
- 2 mortgages recorded in New York City (the five boroughs) from Oct 2023 to Sep 2026 name Centerstone SBA Lending, Inc. as the lender, totaling $1.40M.
| Property class | Mortgages | Dollars |
|---|---|---|
| Mixed use | 1 | $940K |
| Multifamily | 1 | $500K |
| Borough | Mortgages |
|---|---|
| Manhattan | 1 |
| Queens | 1 |
How these documents were tied to this lender: exact normalized lender name and state, or a reviewed alias.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 211 | $271M | $860K | $5M | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 57 | $69.7M | SBA FOIA, |
| Industry | Loans | Dollars |
|---|---|---|
| Hotels (except Casino Hotels) and Motels | 47 | $109M |
| Limited-Service Restaurants | 20 | $14.1M |
| Beer, Wine, and Liquor Retailers | 17 | $17.9M |
| Full-Service Restaurants | 17 | $17.4M |
| Couriers and Express Delivery Services | 12 | $6.80M |
| Gasoline Stations with Convenience Stores | 7 | $7.76M |
| Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 6 | $8.35M |
Other lenders in these fields: SBA lenders for hotels and motels, SBA lenders for restaurants, SBA lenders for retail stores.
Program lists that name this lender
Membership, not lending volume
- Listed by SBA: Small Business Lending Companies (SBLC) list, sheets Active SBLCs, NFRL and In Wind-Down as: SBA Small Business Lending Company (September 2, 2026). Listed by SBA as a Small Business Lending Company. Status with SBA: Active SBLC (SBA licensed Small Business Lending Company).
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
SBA: Small Business Lending Companies (SBLC) list, sheets Active SBLCs, NFRL and In Wind-Down,
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| California HQ | 1 | 38 | 0 | ||
| Illinois | 0 | 29 | 0 | ||
| Georgia | 0 | 12 | 0 | ||
| Colorado | 0 | 11 | 0 | ||
| North Carolina | 0 | 11 | 0 | ||
| Texas | 0 | 10 | 0 | ||
| Virginia | 0 | 9 | 0 | ||
| Michigan | 0 | 8 | 0 | ||
| New York | 0 | 7 | 0 | ||
| Pennsylvania | 0 | 7 | 0 | ||
| Washington | 0 | 7 | 0 | ||
| Connecticut | 0 | 5 | 0 |
Loan channel and SBA processing
Public record only
- Preferred Lender authority
- 210 loans (99.5%)
- Approval to first disbursement
- 21 days, median of 203
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and entity. Centerstone SBA Lending, Inc., Los Angeles, CA. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 211 recorded loans from SBA files, through September 30, 2026: 211 SBA 7(a) in 36 months. Each has its source and date.
- Phone and website. No phone number is on record. Website teamcenterstone.com, from the FDIC record. [How to reach them]
- Recorded mortgages, New York City. 2 recorded mortgages in New York City under this name. [Source]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009480
- Recorded 245 SBA 7(a) approvals totaling $315.1M from October 1, 2023 to September 30, 2026, of which 34 were later cancelled (SBA).
- Listed by SBA as a Small Business Lending Company. (SBA list, as of September 2, 2026).
- Named as the lender on 2 mortgages recorded in New York City from 2023-10 to 2026-09, totaling $1.4M (NYC Department of Finance, ACRIS).
Cite this
Source: The Lender Report, Centerstone SBA Lending, Inc., https://lender.report/lender/centerstone-sba-lending-ca/, data as of December 31, 2025.
Sources
- SBA FOIA, September 30, 2026
- SBA lender lists, September 2, 2026
- NYC ACRIS recorded mortgages, September 30, 2026
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem