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The Lender Report built this page from public records. Citizens Bank, National Association has not reviewed it. Every lender's page starts this way, and it says nothing about Citizens Bank, National Association itself. Each figure shows its source and date. Work at Citizens Bank, National Association? You can claim this page for free.
SBA 7(a) record
Citizens Bank, National Association: SBA 7(a) loans made
Citizens Bank, National Association, a bank based in Providence, RI, made 186 SBA 7(a) loans in the 36 months ending September 30, 2026, $121.5M in all, net of cancelled approvals. The typical loan was about $400K, and 51 were in the last 12 months. Most were in Massachusetts.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 186
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $121M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $400K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 51
- SBA FOIA,
Cite this
Source: The Lender Report, Citizens Bank, National Association: SBA 7(a) loans made, https://lender.report/lender/citizens-bank-ri/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Florida | SBA 7(a), Other Activities Related to Real Estate | $5M | 8% | 10 yr | SBA FOIA | |
| Sep 2026 | Pennsylvania | SBA 7(a), Power and Communication Line and Related Structures Construction | $520K | 7.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Massachusetts | SBA 7(a), Computer Systems Design Services | $250K | 10% | 10 yr | SBA FOIA | |
| Sep 2026 | Pennsylvania | SBA 7(a), Power and Communication Line and Related Structures Construction | $250K | 9.75% | 10 yr | SBA FOIA | |
| Aug 2026 | Michigan | SBA 7(a), Meat Retailers | $1.6M | 7.25% | 25 yr | SBA FOIA | |
| Aug 2026 | California | SBA 7(a), Fine Arts Schools | $1.4M | 8% | 10 yr | SBA FOIA | |
| Aug 2026 | Michigan | SBA 7(a), Meat Retailers | $250K | 9% | 10 yr | SBA FOIA | |
| Aug 2026 | Michigan | SBA 7(a), Meat Retailers | $220K | 7.25% | 10 yr | SBA FOIA | |
| Aug 2026 | California | SBA 7(a), Fine Arts Schools | $100K | 8% | 10 yr | SBA FOIA | |
| Aug 2026 | Pennsylvania | SBA 7(a), Landscaping Services | $75K | 9.75% | 10 yr | SBA FOIA | |
| Jul 2026 | North Carolina | SBA 7(a), Car Washes | $2M | 8.25% | 25 yr | SBA FOIA | |
| Jul 2026 | Maryland | SBA 7(a), Other Activities Related to Real Estate | $1.9M | 7.75% | 10 yr | SBA FOIA | |
| Jul 2026 | Massachusetts | SBA 7(a), Child Care Services | $1.2M | 8.25% | 10 yr | SBA FOIA | |
| Jul 2026 | Massachusetts | SBA 7(a), Sporting and Recreational Goods and Supplies Merchant Wholesalers | $500K | 9.75% | 10 yr | SBA FOIA | |
| Jul 2026 | Massachusetts | SBA 7(a), Residential Remodelers | $400K | 9.75% | 10 yr | SBA FOIA | |
| Jul 2026 | Connecticut | SBA 7(a), Limited-Service Restaurants | $350K | 8.25% | 10 yr | SBA FOIA | |
| Jul 2026 | Maryland | SBA 7(a), Other Activities Related to Real Estate | $100K | 9% | 10 yr | SBA FOIA | |
| Jun 2026 | New Jersey | SBA 7(a), Sheet Metal Work Manufacturing | $1M | 8.75% | 10 yr | SBA FOIA | |
| Jun 2026 | New Jersey | SBA 7(a), Sheet Metal Work Manufacturing | $950K | 8.75% | 20 yr | SBA FOIA | |
| Jun 2026 | New Hampshire | SBA 7(a), Septic Tank and Related Services | $500K | 7.75% | 10 yr | SBA FOIA | |
| Jun 2026 | New Hampshire | SBA 7(a), Septic Tank and Related Services | $250K | 9.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Connecticut | SBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers) | $200K | 7.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Rhode Island | SBA 7(a), Real Estate and Rental and Leasing | $150K | 9.75% | 10 yr | SBA FOIA | |
| May 2026 | New Hampshire | SBA 7(a), Other Foundation, Structure, and Building Exterior Contractors | $3.7M | 7.25% | 10 yr | SBA FOIA | |
| May 2026 | Massachusetts | SBA 7(a), Landscaping Services | $1.9M | 8% | 10 yr | SBA FOIA | |
| 186 SBA 7(a) loans since October 2023, net of cancelled | $121M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Massachusetts | 47 | $20.9M |
| Pennsylvania | 22 | $15.7M |
| New Jersey | 17 | $10.8M |
| Connecticut | 16 | $7.68M |
| Michigan | 16 | $11.0M |
| Rhode Island | 16 | $11.5M |
| New York | 15 | $10.2M |
| New Hampshire | 14 | $11.8M |
| Ohio | 9 | $3.44M |
| California | 4 | $2.70M |
| Florida | 4 | $6.08M |
| Maryland | 2 | $2.00M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 26 | $2.29M |
| $150K to $350K | 54 | $12.8M |
| $350K to $1M | 74 | $38.6M |
| $1M to $2.5M | 21 | $30.0M |
| $2.5M or more | 11 | $37.8M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 9 | $3.44M |
| 2024 Q1 | 19 | $9.61M |
| 2024 Q2 | 11 | $3.63M |
| 2024 Q3 | 15 | $8.58M |
| 2024 Q4 | 26 | $13.8M |
| 2025 Q1 | 24 | $16.2M |
| 2025 Q2 | 17 | $9.52M |
| 2025 Q3 | 14 | $12.0M |
| 2025 Q4 | 4 | $1.73M |
| 2026 Q1 | 13 | $15.8M |
| 2026 Q2 | 17 | $11.0M |
| 2026 Q3 | 17 | $16.1M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Residential Remodelers (236118) | 8 |
| Landscaping Services (561730) | 7 |
| Wholesale Trade | 7 |
| All Other Professional, Scientific, and Technical Services (541990) | 6 |
| Finish Carpentry Contractors (238350) | 5 |
| Full-Service Restaurants (722511) | 5 |
| Professional, Scientific, and Technical Services | 5 |
| Child Care Services (624410) | 4 |
| Custom Computer Programming Services (541511) | 4 |
| Home Health Care Services (621610) | 4 |
| Limited-Service Restaurants (722513) | 4 |
| Other Activities Related to Real Estate (531390) | 4 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| SBA Express Program | 100 |
| Preferred Lenders Program | 85 |
| PLP MARC | 1 |
- Citizens Bank, National Association made 186 SBA 7(a) loans totaling $121.5M in the 36 months ending September 30, 2026, net of cancelled approvals, in 15 states. SBA FOIA,
- 51 of them were in the 12 months to September 30, 2026, and 81 in the 12 months before. SBA FOIA,
- The typical loan was about $400K, with the middle half between $240K and $520K. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 26 loans were under $150K, and 32 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 10.25% on 186 loans, with the middle half between 9.00% and 11.25%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Residential Remodelers, with 8. SBA FOIA,
- The SBA file lists 100 of its loans as processed under SBA Express Program. SBA FOIA,
- Its loans were most often in Massachusetts (47), Pennsylvania (22) and New Jersey (17). SBA FOIA,
What we don't know
- Whether Citizens Bank, National Association is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.