Unverified listing What this means
The Lender Report built this page from public records. Monterey County Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Monterey County Bank itself. Each figure shows its source and date. Work at Monterey County Bank? You can claim this page for free.
SBA 7(a) record
Monterey County Bank: SBA 7(a) loans made
Monterey County Bank, a bank based in Monterey, CA, made 34 SBA 7(a) loans in the 36 months ending September 30, 2026, $32.7M in all, net of cancelled approvals. The typical loan was about $660K, and 17 were in the last 12 months. Most were in California.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 34
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $32.7M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $660K
- SBA FOIA,
- Largest loan
- $3.2M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 17
- SBA FOIA,
Cite this
Source: The Lender Report, Monterey County Bank: SBA 7(a) loans made, https://lender.report/lender/monterey-county-bank-ca/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | California | SBA 7(a), Scenic and Sightseeing Transportation, Water | $2.9M | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), Information | $240K | 9.5% | 10 yr | SBA FOIA | |
| Aug 2026 | California | SBA 7(a), Full-Service Restaurants | $380K | 9.75% | 10 yr | SBA FOIA | |
| Jul 2026 | California | SBA 7(a), Limited-Service Restaurants | $100K | 9.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Arizona | SBA 7(a), Other Building Material Dealers | $1.4M | 9.5% | 10 yr | SBA FOIA | |
| Jun 2026 | Wisconsin | SBA 7(a), Hotels (except Casino Hotels) and Motels | $1.4M | 9.75% | 25 yr | SBA FOIA | |
| Jun 2026 | Tennessee | SBA 7(a), Car Washes | $1.3M | 9.75% | 25 yr | SBA FOIA | |
| May 2026 | Texas | SBA 7(a), Full-Service Restaurants | $1.5M | 9.5% | 10 yr | SBA FOIA | |
| May 2026 | California | SBA 7(a), Full-Service Restaurants | $240K | 9.75% | 10 yr | SBA FOIA | |
| May 2026 | California | SBA 7(a), Used Merchandise Retailers | $200K | 9.75% | 10 yr | SBA FOIA | |
| Mar 2026 | California | SBA 7(a), Full-Service Restaurants | $660K | 9.5% | 10 yr | SBA FOIA | |
| Feb 2026 | California | SBA 7(a), Commercial Bakeries | $1.5M | 9.5% | 10 yr | SBA FOIA | |
| Feb 2026 | California | SBA 7(a), Full-Service Restaurants | $760K | 9.5% | 25 yr | SBA FOIA | |
| Jan 2026 | California | SBA 7(a), All Other Specialty Trade Contractors | $2.5M | 9.75% | 10 yr | SBA FOIA | |
| Jan 2026 | Washington | SBA 7(a), Full-Service Restaurants | $1.3M | 9.5% | 25 yr | SBA FOIA | |
| Dec 2025 | Illinois | SBA 7(a), Offices of Certified Public Accountants | $2.7M | 9% | 10 yr | SBA FOIA | |
| Dec 2025 | Idaho | SBA 7(a), Limited-Service Restaurants | $670K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2025 | California | SBA 7(a), Meat Retailers | $270K | 11.5% | 10 yr | SBA FOIA | |
| Aug 2025 | California | SBA 7(a), Drinking Places (Alcoholic Beverages) | $340K | 10.5% | 10 yr | SBA FOIA | |
| Jul 2025 | California | SBA 7(a), Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | $3.2M | 9.5% | 26 yr | SBA FOIA | |
| Jul 2025 | California | SBA 7(a), Florists | $720K | 10.5% | 25 yr | SBA FOIA | |
| Jun 2025 | Colorado | SBA 7(a), Landscape Architectural Services | $2.1M | 10.5% | 10 yr | SBA FOIA | |
| Jun 2025 | California | SBA 7(a), Full-Service Restaurants | $430K | 10.5% | 10 yr | SBA FOIA | |
| Apr 2025 | California | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $210K | 10.5% | 10 yr | SBA FOIA | |
| Mar 2025 | California | SBA 7(a), Full-Service Restaurants | $1.9M | 10.25% | 11 yr | SBA FOIA | |
| 34 SBA 7(a) loans since October 2023, net of cancelled | $32.7M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| California | 26 | $20.3M |
| Arizona | 1 | $1.40M |
| Colorado | 1 | $2.10M |
| Idaho | 1 | $670K |
| Illinois | 1 | $2.70M |
| Tennessee | 1 | $1.30M |
| Texas | 1 | $1.50M |
| Washington | 1 | $1.30M |
| Wisconsin | 1 | $1.40M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 1 | $100K |
| $150K to $350K | 12 | $3.02M |
| $350K to $1M | 8 | $4.46M |
| $1M to $2.5M | 9 | $13.8M |
| $2.5M or more | 4 | $11.3M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 3 | $870K |
| 2024 Q2 | 1 | $340K |
| 2024 Q3 | 1 | $250K |
| 2024 Q4 | 1 | $200K |
| 2025 Q1 | 4 | $4.00M |
| 2025 Q2 | 3 | $2.74M |
| 2025 Q3 | 4 | $4.53M |
| 2025 Q4 | 2 | $3.37M |
| 2026 Q1 | 5 | $6.72M |
| 2026 Q2 | 6 | $6.04M |
| 2026 Q3 | 4 | $3.62M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| 7a General | 34 |
- Monterey County Bank made 34 SBA 7(a) loans totaling $32.7M in the 36 months ending September 30, 2026, net of cancelled approvals, in 9 states. SBA FOIA,
- 17 of them were in the 12 months to September 30, 2026, and 12 in the 12 months before. SBA FOIA,
- The typical loan was about $660K, with the middle half between $250K and $1.4M. SBA FOIA,
- The largest was about $3.2M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 1 loan was under $150K, and 13 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.75% on 34 loans, with the middle half between 9.50% and 10.50%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Full-Service Restaurants, with 10. SBA FOIA,
- The SBA file lists 34 of its loans as processed under 7a General. SBA FOIA,
- Its loans were most often in California (26), Arizona (1) and Colorado (1). SBA FOIA,
What we don't know
- Whether Monterey County Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.