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Non-bank lender, Little Rock, AR
ACC Capital
A non-bank lender based in Little Rock, AR. Public files show recent SBA 7(a) loans it made.
- Kind
- Non-bank lender
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the lender on SBA-approved loans.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- 58
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- Not reported
- HMDA,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- No phone number is on record. Try the lender's website.
- Website
- acccapital.comFrom the SBA list, September 2, 2026.
- Commercial lending page
- acccapital.comFrom the lender's website, retrieved November 11, 2026.
- Names it files under
- ACC Capital, Inc.SBA FOIA,
- Based in
- Little Rock, ARSBA FOIA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| October 21, 2026 | Certified by the CDFI Fund as a Community Development Financial Institution.Membership in a public list, not lending volume. | CDFI Fund certified list, |
| Oct 2023 to Sep 2026 | SBA 7(a) approvals by processing method: 56 under Preferred Lender authority.SBA ProcessingMethod field, net of cancellations. | SBA FOIA, |
| September 2, 2026 | Listed by SBA as a Small Business Lending Company.Membership in a public list, not lending volume. | SBA lender lists, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Aug 2026 | Tennessee | SBA 7(a), Offices of Physical, Occupational and Speech Therapists, and Audiologists | $200K | 9.5% | 10 yr | SBA FOIA | |
| Jul 2026 | District of Columbia | SBA 7(a), Fitness and Recreational Sports Centers | $1M | 9.5% | 10 yr | SBA FOIA | |
| Jul 2026 | Louisiana | SBA 7(a), Beauty Salons | $380K | 9.5% | 10 yr | SBA FOIA | |
| Jul 2026 | Colorado | SBA 7(a), Painting and Wall Covering Contractors | $280K | 9.5% | 10 yr | SBA FOIA | |
| Jun 2026 | South Carolina | SBA 7(a), Fitness and Recreational Sports Centers | $290K | 9.5% | 10 yr | SBA FOIA | |
| Jun 2026 | Texas | SBA 7(a), Remediation Services | $170K | 9.5% | 10 yr | SBA FOIA | |
| May 2026 | Arkansas | SBA 7(a), Car Washes | $2.2M | 9.5% | 26 yr | SBA FOIA | |
| May 2026 | Florida | SBA 7(a), Electronic and Precision Equipment Repair and Maintenance | $190K | 9.5% | 10 yr | SBA FOIA | |
| Apr 2026 | Arizona | SBA 7(a), Full-Service Restaurants | $790K | 9.5% | 10 yr | SBA FOIA | |
| Mar 2026 | South Carolina | SBA 7(a), Specialized Freight (except Used Goods) Trucking, Local | $860K | 9.5% | 10 yr | SBA FOIA | |
| Mar 2026 | Oklahoma | SBA 7(a), All Other Amusement and Recreation Industries | $460K | 9.5% | 10 yr | SBA FOIA | |
| Feb 2026 | Texas | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $530K | 9.5% | 10 yr | SBA FOIA | |
| Feb 2026 | Virginia | SBA 7(a), Sports and Recreation Instruction | $470K | 9.5% | 10 yr | SBA FOIA | |
| Jan 2026 | Florida | SBA 7(a), Fitness and Recreational Sports Centers | $580K | 9.5% | 10 yr | SBA FOIA | |
| Jan 2026 | Texas | SBA 7(a), Offices of All Other Miscellaneous Health Practitioners | $450K | 9.5% | 10 yr | SBA FOIA | |
| Jan 2026 | Georgia | SBA 7(a), Pet Care (except Veterinary) Services | $290K | 9.5% | 10 yr | SBA FOIA | |
| Jan 2026 | Texas | SBA 7(a), Offices of All Other Miscellaneous Health Practitioners | $250K | 9.5% | 10 yr | SBA FOIA | |
| Dec 2025 | Florida | SBA 7(a), Drywall and Insulation Contractors | $230K | 9.75% | 10 yr | SBA FOIA | |
| Dec 2025 | Kentucky | SBA 7(a), Other Services (except Public Administration) | $220K | 9.75% | 10 yr | SBA FOIA | |
| Dec 2025 | Tennessee | SBA 7(a), Other Services to Buildings and Dwellings | $200K | 9.75% | 10 yr | SBA FOIA | |
| Nov 2025 | Utah | SBA 7(a), Limited-Service Restaurants | $680K | 10% | 10 yr | SBA FOIA | |
| Nov 2025 | Florida | SBA 7(a), Sports and Recreation Instruction | $440K | 10% | 10 yr | SBA FOIA | |
| Nov 2025 | Florida | SBA 7(a), Other Individual and Family Services | $220K | 10% | 10 yr | SBA FOIA | |
| Sep 2025 | Michigan | SBA 7(a), All Other Miscellaneous General Purpose Machinery Manufacturing | $940K | 10% | 10 yr | SBA FOIA | |
| Sep 2025 | Michigan | SBA 7(a), All Other Miscellaneous General Purpose Machinery Manufacturing | $550K | 9.75% | 25 yr | SBA FOIA | |
| 58 SBA 7(a) loans since October 2023, net of cancelled | $26.4M | SBA FOIA | |||||
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 58 | $26.4M | $347K | $2.2M | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 23 | $11.4M | SBA FOIA, |
| Industry | Loans | Dollars |
|---|---|---|
| Fitness and Recreational Sports Centers | 5 | $2.16M |
Other lenders in these fields: SBA lenders for gyms and fitness businesses.
Program lists that name this lender
Membership, not lending volume
- Listed by SBA: Small Business Lending Companies (SBLC) list, sheets Active SBLCs, NFRL and In Wind-Down as: SBA Small Business Lending Company (September 2, 2026). Listed by SBA as a Small Business Lending Company. Status with SBA: Active SBLC (SBA licensed Small Business Lending Company).
- Listed by CDFI Fund: List of Certified CDFIs as: Certified CDFI (October 21, 2026). Certified by the CDFI Fund as a Community Development Financial Institution. Kind of institution: Loan Fund. Certification: Certified by the CDFI Fund since 2015-07-07.
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
SBA: Small Business Lending Companies (SBLC) list, sheets Active SBLCs, NFRL and In Wind-Down, CDFI Fund: List of Certified CDFIs,
Where it lends
Offices beside loans on record
Loan channel and SBA processing
Public record only
- Preferred Lender authority
- 56 loans (96.5%)
- Approval to first disbursement
- 36 days, median of 51
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and entity. ACC Capital, Little Rock, AR. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 58 recorded loans from SBA files, through September 30, 2026: 58 SBA 7(a) in 36 months. Each has its source and date.
- Phone and website. No phone number is on record. Website acccapital.com, from the FDIC record. [How to reach them]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009451
- Recorded 70 SBA 7(a) approvals totaling $31.4M from October 1, 2023 to September 30, 2026, of which 12 were later cancelled (SBA).
- Listed by SBA as a Small Business Lending Company. (SBA list, as of September 2, 2026).
- Certified by the CDFI Fund as a Community Development Financial Institution. (CDFI Fund list, as of October 21, 2026).
Cite this
Source: The Lender Report, ACC Capital, https://lender.report/lender/acc-capital-ar/, data as of December 31, 2025.
Sources
- SBA FOIA, September 30, 2026
- SBA lender lists, September 2, 2026
- CDFI Fund certified list, October 21, 2026
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem