Metro area · PA
Lenders in Harrisburg, PA
45 lenders made 148 multifamily loans in the Harrisburg-Carlisle, PA metro area in 2024 and 2025, $287M in all. Members 1st Credit Union made the most, with 13. The typical loan was about $580K.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 45
- HMDA,
- Multifamily loans, 2024-25
- 148
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $287M
- HMDA,
- Typical loan
- $580K
- HMDA,
Cite this
Source: The Lender Report, Lenders in Harrisburg, PA, https://lender.report/lenders-in/harrisburg-pa/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| Members 1st Credit Union multifamily record | Credit union | Enola, PA | 13 | $7.16M | 4 | 9 |
| Mid Penn Bank multifamily record | Bank | Millersburg, PA | 12 | $6.72M | 7 | 5 |
| Univest Bank and Trust Co. multifamily record | Bank | Souderton, PA | 10 | $10.8M | 5 | 5 |
| Bank of Bird-in-Hand multifamily record | Bank | Bird In Hand, PA | 10 | $5.78M | 9 | 1 |
| Orrstown Bank multifamily record | Bank | Harrisburg, PA | 8 | $8.44M | 6 | 2 |
| The Bank of Landisburg multifamily record | Bank | Landisburg, PA | 8 | $3.84M | 3 | 5 |
| First National Bank of Pennsylvania multifamily record | Bank | Greenville, PA | 7 | $5.68M | 3 | 4 |
| Fulton Bank, National Association multifamily record | Bank | Lancaster, PA | 5 | $6.88M | 3 | 2 |
| S&T Bank multifamily record | Bank | Indiana, PA | 4 | $4.82M | 2 | 2 |
| ACNB Bank multifamily record | Bank | Gettysburg, PA | 4 | $1.76M | 2 | 2 |
| Americhoice Credit Union multifamily record | Credit union | Mechanicsburg, PA | 4 | $920K | 1 | 3 |
| The Juniata Valley Bank multifamily record | Bank | Mifflintown, PA | 4 | $880K | 2 | 2 |
| CBRE Multifamily Capital, Inc. multifamily record | Non-bank | Houston, TX | 3 | $22.7M | 3 | 0 |
| Kish Bank multifamily record | Bank | Belleville, PA | 3 | $16.8M | 3 | 0 |
| First Commonwealth Bank multifamily record | Bank | Indiana, PA | 3 | $4.94M | 2 | 1 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Dauphin County, PA | 80 | $175M | 34 |
| Cumberland County, PA | 64 | $107M | 22 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 107 |
| $1M to $2.5M | 15 |
| $2.5M to $5M | 11 |
| $5M to $10M | 8 |
| $10M or more | 7 |
- Lenders made 148 multifamily loans totaling $287M in Harrisburg, PA in 2024 and 2025. HMDA,
- 6 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 83 of the loans were made in 2025 and 65 in 2024. HMDA,
- The typical loan in Harrisburg, PA was about $580K, with the middle half between $380K and $1.3M. HMDA,
- 107 of the loans were under $1M, and 15 were $5M or more. HMDA,
- Lenders reported a median rate of 7.15% on 113 loans in Harrisburg, PA, with the middle half between 6.50% and 7.65%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 67%. HMDA,
- 32% of the loans were refinancings and 58% were purchases. HMDA,
- Banks and savings institutions made 96 of the loans, credit unions 23, and non-banks 23. HMDA,
- The five most active lenders made 35.8% of the loans. HMDA,
- The three most active lenders were Members 1st Credit Union with 13, Mid Penn Bank with 12, and Univest Bank and Trust Co. with 10. HMDA,
- 24 of the 45 lenders are based in Pennsylvania. The rest are based elsewhere, most often in Maryland, New York and Texas. HMDA,
- The most common property size was 5 to 24 units, with 118 loans. HMDA,
- 2 counties in the metro area have loans on record, and Dauphin County, PA has the most, with 80. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Harrisburg, PA metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.