Metro area · PA
Lenders in Allentown, PA-NJ
55 lenders made 231 multifamily loans in the Allentown-Bethlehem-Easton, PA-NJ metro area in 2024 and 2025, $728.1M in all. Embassy Bank for the Lehigh Valley made the most, with 29. The typical loan was about $780K.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 55
- HMDA,
- Multifamily loans, 2024-25
- 231
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $728M
- HMDA,
- Typical loan
- $780K
- HMDA,
Cite this
Source: The Lender Report, Lenders in Allentown, PA-NJ, https://lender.report/lenders-in/allentown-pa-nj/, data as of December 31, 2025.
Describe a deal in Allentown, PA-NJ
This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Lehigh County, PA | 114 | $353M | 36 |
| Northampton County, PA | 82 | $278M | 30 |
| Warren County, NJ | 16 | $44.0M | 11 |
| Carbon County, PA | 14 | $7.62M | 6 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 141 |
| $1M to $2.5M | 41 |
| $2.5M to $5M | 15 |
| $5M to $10M | 14 |
| $10M or more | 20 |
- Lenders made 231 multifamily loans totaling $728.1M in Allentown, PA-NJ in 2024 and 2025. HMDA,
- 6 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 137 of the loans were made in 2025 and 94 in 2024. HMDA,
- The typical loan in Allentown, PA-NJ was about $780K, with the middle half between $480K and $1.9M. HMDA,
- 141 of the loans were under $1M, and 34 were $5M or more. HMDA,
- Lenders reported a median rate of 7.00% on 167 loans in Allentown, PA-NJ, with the middle half between 6.49% and 7.50%. HMDA,
- The median term was 11 years. HMDA,
- The median loan to value was 67%. HMDA,
- 45% of the loans were refinancings and 46% were purchases. HMDA,
- Banks and savings institutions made 170 of the loans, credit unions 22, and non-banks 33. HMDA,
- The five most active lenders made 37.2% of the loans. HMDA,
- The three most active lenders were Embassy Bank for the Lehigh Valley with 29, Peoples Security Bank and Trust Company with 19, and First Commonwealth Credit Union with 16. HMDA,
- 25 of the 55 lenders are based in Pennsylvania. The rest are based elsewhere, most often in New Jersey, California and New York. HMDA,
- The most common property size was 5 to 24 units, with 177 loans. HMDA,
- 4 counties in the metro area have loans on record, and Lehigh County, PA has the most, with 114. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Allentown, PA-NJ metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.