Metro area · PA
Lenders in York, PA
32 lenders made 115 multifamily loans in the York-Hanover, PA metro area in 2024 and 2025, $409.1M in all. RF Renovo Management Company, LLC made the most, with 11. The typical loan was about $580K.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 32
- HMDA,
- Multifamily loans, 2024-25
- 115
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $409M
- HMDA,
- Typical loan
- $580K
- HMDA,
Cite this
Source: The Lender Report, Lenders in York, PA, https://lender.report/lenders-in/york-pa/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| RF Renovo Management Company, LLC multifamily record | Non-bank | Chicago, IL | 11 | $6.04M | 11 | 0 |
| Univest Bank and Trust Co. multifamily record | Bank | Souderton, PA | 10 | $16.8M | 7 | 3 |
| ACNB Bank multifamily record | Bank | Gettysburg, PA | 10 | $5.78M | 6 | 4 |
| Citizens & Northern Bank multifamily record | Bank | Wellsboro, PA | 8 | $5.76M | 4 | 4 |
| PGIM Real Estate Agency Financing, LLC multifamily record | Non-bank | Dallas, TX | 7 | $71.1M | 5 | 2 |
| Fulton Bank, National Association multifamily record | Bank | Lancaster, PA | 6 | $5.08M | 4 | 2 |
| Bank of Bird-in-Hand multifamily record | Bank | Bird In Hand, PA | 6 | $2.88M | 0 | 6 |
| Members 1st Credit Union multifamily record | Credit union | Enola, PA | 6 | $2.00M | 2 | 4 |
| First Capital Credit Union multifamily record | Credit union | York, PA | 6 | $1.64M | 6 | 0 |
| Orrstown Bank multifamily record | Bank | Harrisburg, PA | 4 | $4.48M | 3 | 1 |
| Mid Penn Bank multifamily record | Bank | Millersburg, PA | 3 | $4.00M | 2 | 1 |
| Americhoice Credit Union multifamily record | Credit union | Mechanicsburg, PA | 3 | $2.90M | 2 | 1 |
| First National Bank of Pennsylvania multifamily record | Bank | Greenville, PA | 3 | $2.70M | 2 | 1 |
| Kish Bank multifamily record | Bank | Belleville, PA | 3 | $1.66M | 3 | 0 |
| CBRE Multifamily Capital, Inc. multifamily record | Non-bank | Houston, TX | 2 | $154M | 2 | 0 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| York County, PA | 115 | $409M | 32 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 74 |
| $1M to $2.5M | 19 |
| $2.5M to $5M | 7 |
| $5M to $10M | 5 |
| $10M or more | 10 |
- Lenders made 115 multifamily loans totaling $409.1M in York, PA in 2024 and 2025. HMDA,
- 8 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 74 of the loans were made in 2025 and 41 in 2024. HMDA,
- The typical loan in York, PA was about $580K, with the middle half between $320K and $1.4M. HMDA,
- 74 of the loans were under $1M, and 15 were $5M or more. HMDA,
- Lenders reported a median rate of 6.99% on 100 loans in York, PA, with the middle half between 6.50% and 7.60%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 65%. HMDA,
- 41% of the loans were refinancings and 53% were purchases. HMDA,
- Banks and savings institutions made 66 of the loans, credit unions 15, and non-banks 26. HMDA,
- The five most active lenders made 40.0% of the loans. HMDA,
- The three most active lenders were RF Renovo Management Company, LLC with 11, Univest Bank and Trust Co. with 10, and ACNB Bank with 10. HMDA,
- 18 of the 32 lenders are based in Pennsylvania. The rest are based elsewhere, most often in Delaware, Texas and Maryland. HMDA,
- The most common property size was 5 to 24 units, with 87 loans. HMDA,
- 1 county in the metro area has loans on record, and York County, PA has the most, with 115. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the York, PA metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.