Metro area · TX
Lenders in Lubbock, TX
22 lenders made 58 multifamily loans in the Lubbock, TX metro area in 2024 and 2025, $341.4M in all. City Bank made the most, with 7. The typical loan was about $1.6M.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 22
- HMDA,
- Multifamily loans, 2024-25
- 58
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $341M
- HMDA,
- Typical loan
- $1.6M
- HMDA,
Cite this
Source: The Lender Report, Lenders in Lubbock, TX, https://lender.report/lenders-in/lubbock-tx/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| City Bank multifamily record | Bank | Lubbock, TX | 7 | $32.0M | 6 | 1 |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 5 | $24.9M | 3 | 2 |
| Wellington State Bank multifamily record | Bank | Wellington, TX | 5 | $5.94M | 4 | 1 |
| Berkadia Commercial Mortgage multifamily record | Non-bank | Ambler, PA | 4 | $40.8M | 1 | 3 |
| PlainsCapital Bank multifamily record | Bank | University Park, TX | 3 | $67.7M | 3 | 0 |
| Berkeley Point Capital LLC multifamily record | Non-bank | Boston, MA | 3 | $51.0M | 0 | 3 |
| Western Bank multifamily record | Bank | Lubbock, TX | 3 | $2.56M | 2 | 1 |
| Prosperity Bank multifamily record | Bank | El Campo, TX | 3 | $1.26M | 3 | 0 |
| Mechanics Bank multifamily record | Bank | Walnut Creek, CA | 2 | $10.4M | 2 | 0 |
| Community National Bank multifamily record | Bank | Midland, TX | 2 | $2.36M | 1 | 1 |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 1 | $27.0M | 1 | 0 |
| JLL Real Estate Capital, LLC multifamily record | Non-bank | St. Paul, MN | 1 | $25.0M | 1 | 0 |
| Logix Credit Union multifamily record | Credit union | Valencia, CA | 1 | $5.40M | 1 | 0 |
| West Texas National Bank multifamily record | Bank | Midland, TX | 1 | $3.00M | 1 | 0 |
| American Bank of Commerce multifamily record | Bank | Wolfforth, TX | 1 | $2.70M | 1 | 0 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Lubbock County, TX | 53 | $302M | 20 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 23 |
| $1M to $2.5M | 13 |
| $2.5M to $5M | 4 |
| $5M to $10M | 7 |
| $10M or more | 11 |
- Lenders made 58 multifamily loans totaling $341.4M in Lubbock, TX in 2024 and 2025. HMDA,
- 9 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 38 of the loans were made in 2025 and 20 in 2024. HMDA,
- The typical loan in Lubbock, TX was about $1.6M, with the middle half between $440K and $8M. HMDA,
- 23 of the loans were under $1M, and 18 were $5M or more. HMDA,
- Lenders reported a median rate of 6.49% on 36 loans in Lubbock, TX, with the middle half between 5.03% and 7.50%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 70%. HMDA,
- 45% of the loans were refinancings and 48% were purchases. HMDA,
- Banks and savings institutions made 33 of the loans, credit unions 2, and non-banks 14. HMDA,
- The five most active lenders made 41.4% of the loans. HMDA,
- The three most active lenders were City Bank with 7, Lument Real Estate Capital with 5, and Wellington State Bank with 5. HMDA,
- 11 of the 22 lenders are based in Texas. The rest are based elsewhere, most often in California, Florida and Iowa. HMDA,
- The most common property size was 5 to 24 units, with 30 loans. HMDA,
- 1 county in the metro area has loans on record, and Lubbock County, TX has the most, with 53. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Lubbock, TX metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.