Metro area · CA
Lenders in Stockton, CA
32 lenders made 73 multifamily loans in the Stockton-Lodi, CA metro area in 2024 and 2025, $381.1M in all. Berkadia Commercial Mortgage made the most, with 9. The typical loan was about $1.3M.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 32
- HMDA,
- Multifamily loans, 2024-25
- 73
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $381M
- HMDA,
- Typical loan
- $1.3M
- HMDA,
Cite this
Source: The Lender Report, Lenders in Stockton, CA, https://lender.report/lenders-in/stockton-ca/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| Berkadia Commercial Mortgage multifamily record | Non-bank | Ambler, PA | 9 | $153M | 1 | 8 |
| Bank of Stockton multifamily record | Bank | Stockton, CA | 6 | $7.06M | 2 | 4 |
| U.S. Bank National Association multifamily record | Bank | Cincinnati, OH | 6 | $5.30M | 5 | 1 |
| Travis Credit Union multifamily record | Credit union | Vacaville, CA | 4 | $10.6M | 4 | 0 |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 3 | $54.1M | 1 | 2 |
| Berkeley Point Capital LLC multifamily record | Non-bank | Boston, MA | 3 | $51.0M | 3 | 0 |
| UBank multifamily record | Bank | Huntington, TX | 3 | $10.7M | 0 | 3 |
| Hometown Equity Mortgage, LLC multifamily record | Non-bank | Lake Forest, CA | 3 | $1.28M | 2 | 1 |
| Cathay Bank multifamily record | Bank | Los Angeles, CA | 2 | $5.20M | 1 | 1 |
| Financial Partners Credit Union multifamily record | Credit union | Downey, CA | 2 | $5.08M | 1 | 1 |
| Five Star Bank multifamily record | Bank | Roseville, CA | 2 | $3.40M | 2 | 0 |
| First-Citizens Bank & Trust Company multifamily record | Bank | Raleigh, NC | 2 | $2.80M | 0 | 2 |
| Mechanics Bank multifamily record | Bank | Walnut Creek, CA | 2 | $2.10M | 1 | 1 |
| SoFi Bank, National Association multifamily record | Bank | Cottonwood Heights, UT | 2 | $2.02M | 0 | 2 |
| East West Bank multifamily record | Bank | Pasadena, CA | 2 | $1.74M | 1 | 1 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| San Joaquin County, CA | 64 | $228M | 31 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 32 |
| $1M to $2.5M | 15 |
| $2.5M to $5M | 7 |
| $5M to $10M | 5 |
| $10M or more | 14 |
- Lenders made 73 multifamily loans totaling $381.1M in Stockton, CA in 2024 and 2025. HMDA,
- 39 of the loans were made in 2025 and 34 in 2024. HMDA,
- The typical loan in Stockton, CA was about $1.3M, with the middle half between $620K and $5.2M. HMDA,
- 32 of the loans were under $1M, and 19 were $5M or more. HMDA,
- Lenders reported a median rate of 6.25% on 59 loans in Stockton, CA, with the middle half between 5.58% and 7.53%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 65%. HMDA,
- 60% of the loans were refinancings and 36% were purchases. HMDA,
- Banks and savings institutions made 35 of the loans, credit unions 7, and non-banks 31. HMDA,
- The five most active lenders made 38.4% of the loans. HMDA,
- The three most active lenders were Berkadia Commercial Mortgage with 9, Bank of Stockton with 6, and U.S. Bank National Association with 6. HMDA,
- 15 of the 32 lenders are based in California. The rest are based elsewhere, most often in Ohio, Texas and Arizona. HMDA,
- The most common property size was 5 to 24 units, with 43 loans. HMDA,
- 1 county in the metro area has loans on record, and San Joaquin County, CA has the most, with 64. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Stockton, CA metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.