Owner-Occupied CRE · SC
Owner-Occupied CRE lenders in South Carolina
106 lenders with an office in South Carolina hold owner-occupied commercial real estate loans on their books. United Community Bank, based in South Carolina, holds the largest book among those based here, at $3.9B.
- Evidence
- Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in South Carolina
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 106
- FDIC call report,
- Based here
- 58
- FDIC call report,
- Held by those based here
- $8.34B
- FDIC call report,
- +12.8% from a year earlier, 57 of 58 lenders
- Median book, based here
- $30.5M
- FDIC call report,
Cite this
Source: The Lender Report, Owner-Occupied CRE lenders in South Carolina, https://lender.report/owner-occupied-cre-lenders/south-carolina/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| United Community Bank | Bank | Greenville, SC | 34 | $3.95B | +16.2% |
| Southern First Bank | Bank | Greenville, SC | 8 | $740M | +11.2% |
| First Community Bank | Bank | Lexington, SC | 20 | $371M | |
| Coastal States Bank | Bank | Hilton Head Island, SC | 6 | $266M | +51.8% |
| Bank of Travelers Rest | Bank | Travelers Rest, SC | 11 | $266M | +5.9% |
| Anderson Brothers Bank | Bank | Mullins, SC | 27 | $266M | +23.3% |
| South Atlantic Bank | Bank | Myrtle Beach, SC | 12 | $250M | +2.4% |
| First Reliance Bank | Bank | Florence, SC | 10 | $168M | |
| First Palmetto Bank | Bank | Camden, SC | 22 | $159M | |
| The Conway National Bank | Bank | Conway, SC | 16 | $158M | |
| OPTUS Bank | Bank | Columbia, SC | 2 | $150M | +97.0% |
| Security Federal Bank | Bank | Aiken, SC | 15 | $148M | +9.9% |
| Coastal Carolina National Bank | Bank | Myrtle Beach, SC | 15 | $132M | |
| Carolina Bank & Trust Co. | Bank | Lamar, SC | 14 | $128M | |
| Countybank | Bank | Greenwood, SC | 13 | $114M | |
| First Capital Bank | Bank | Charleston, SC | 3 | $112M | +39.0% |
| Arthur State Bank | Bank | Union, SC | 19 | $95.5M | |
| The Citizens Bank | Bank | Olanta, SC | 25 | $91.3M | |
| REV Credit Union | Credit union | Charleston, SC | 13 | $68.2M | +44.5% |
| Southern Bank | Bank | Spartanburg, SC | 4 | $56.5M | +9.2% |
See all 106 owner-occupied CRE lenders in South Carolina in Loan Comps
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Bank of America, National Association | Bank | Charlotte, NC | 60 | $24.7B |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 102 | $17.8B |
| Truist Bank | Bank | Charlotte, NC | 95 | $17.8B |
| First-Citizens Bank & Trust Company | Bank | Raleigh, NC | 113 | $16.8B |
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 44 | $14.4B |
| The Huntington National Bank | Bank | Columbus, OH | 7 | $13.3B |
| Fifth Third Bank, National Association | Bank | Cincinnati, OH | 19 | $12.0B |
| PNC Bank, National Association | Bank | Wilmington, DE | 8 | $10.4B |
| Pinnacle Bank | Bank | Nashville, TN | 54 | $9.45B |
| First Horizon Bank | Bank | Memphis, TN | 10 | $8.79B |
- 58 of these lenders are based in South Carolina, and 48 are based elsewhere with offices here. FDIC call report,
- These lenders: 63 banks, 11 savings institutions and 32 credit unions. FDIC call report,
- Lenders based in South Carolina hold $8.3B of owner-occupied commercial real estate loans, up 12.8% from a year earlier among the 57 of 58 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 67.0% of that total. FDIC call report,
- United Community Bank holds $3.9B, and Southern First Bank holds $739.7M. FDIC call report,
- The median book among lenders based in South Carolina is $30.5M. FDIC call report,
- 21 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 16 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 1,442 offices in South Carolina. FDIC office list,
- First-Citizens Bank & Trust Company, based in North Carolina, lists the most offices here among out-of-state lenders, at 113. FDIC office list,
- Among credit unions here, the median average loan in this category is $636K. NCUA 5300,
- Palmetto Citizens Credit Union grew this book the most in the year, up 135.8% to $15.4M. FDIC call report,
How this list is defined
- Measure
- owner-occupied commercial real estate loans held by lenders with an office in South Carolina
- Period
- June 30, 2026
- Formula
- The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in South Carolina. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in South Carolina. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.