Construction · SC
Construction lenders in South Carolina
100 lenders with an office in South Carolina hold construction and land loans on their books. United Community Bank, based in South Carolina, holds the largest book among those based here, at $1.3B.
- Evidence
- Lender holds construction and land loans on its books at the latest filing and has an office in South Carolina
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 100
- FDIC call report,
- Based here
- 54
- FDIC call report,
- Held by those based here
- $4.02B
- FDIC call report,
- -5.4% from a year earlier, 53 of 54 lenders
- Median book, based here
- $33.8M
- FDIC call report,
Cite this
Source: The Lender Report, Construction lenders in South Carolina, https://lender.report/construction-lenders/south-carolina/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| United Community Bank | Bank | Greenville, SC | 34 | $1.34B | |
| Anderson Brothers Bank | Bank | Mullins, SC | 27 | $369M | +7.6% |
| South Atlantic Bank | Bank | Myrtle Beach, SC | 12 | $266M | +40.1% |
| Southern First Bank | Bank | Greenville, SC | 8 | $234M | +18.5% |
| First Community Bank | Bank | Lexington, SC | 20 | $167M | |
| Coastal States Bank | Bank | Hilton Head Island, SC | 6 | $160M | +23.4% |
| The Conway National Bank | Bank | Conway, SC | 16 | $125M | +7.5% |
| SRP Credit Union | Credit union | North Augusta, SC | 14 | $105M | +11.7% |
| First Capital Bank | Bank | Charleston, SC | 3 | $95.4M | +29.0% |
| First Palmetto Bank | Bank | Camden, SC | 22 | $83.2M | +26.3% |
| Bank of Travelers Rest | Bank | Travelers Rest, SC | 11 | $82.5M | |
| Security Federal Bank | Bank | Aiken, SC | 15 | $81.8M | |
| Coastal Carolina National Bank | Bank | Myrtle Beach, SC | 15 | $76.7M | +51.2% |
| Arthur State Bank | Bank | Union, SC | 19 | $65.5M | +39.0% |
| OPTUS Bank | Bank | Columbia, SC | 2 | $53.5M | +72.6% |
| The Bank of South Carolina | Bank | Charleston, SC | 6 | $53.0M | +0.8% |
| First Piedmont Federal Savings and Loan Association of Gaffney | Savings | Gaffney, SC | 7 | $52.6M | +14.9% |
| First Reliance Bank | Bank | Florence, SC | 10 | $49.7M | +74.9% |
| The Citizens Bank | Bank | Olanta, SC | 25 | $48.5M | +5.5% |
| Oconee Federal Savings and Loan Association | Savings | Seneca, SC | 6 | $44.7M | +36.7% |
See all 100 construction lenders in South Carolina in Loan Comps
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 44 | $18.8B |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 102 | $12.5B |
| Bank of America, National Association | Bank | Charlotte, NC | 60 | $9.68B |
| Fifth Third Bank, National Association | Bank | Cincinnati, OH | 19 | $7.97B |
| Truist Bank | Bank | Charlotte, NC | 95 | $7.61B |
| First-Citizens Bank & Trust Company | Bank | Raleigh, NC | 113 | $7.34B |
| Pinnacle Bank | Bank | Nashville, TN | 54 | $5.89B |
| The Huntington National Bank | Bank | Columbus, OH | 7 | $5.32B |
| PNC Bank, National Association | Bank | Wilmington, DE | 8 | $5.26B |
| TD Bank, National Association | Bank | Wilmington, DE | 50 | $4.31B |
- 54 of these lenders are based in South Carolina, and 46 are based elsewhere with offices here. FDIC call report,
- These lenders: 63 banks, 11 savings institutions and 26 credit unions. FDIC call report,
- Lenders based in South Carolina hold $4B of construction and land loans, down 5.4% from a year earlier among the 53 of 54 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 59.0% of that total. FDIC call report,
- United Community Bank holds $1.3B, and Anderson Brothers Bank holds $369.1M. FDIC call report,
- The median book among lenders based in South Carolina is $33.8M. FDIC call report,
- 30 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 8 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 1,369 offices in South Carolina. FDIC office list,
- First-Citizens Bank & Trust Company, based in North Carolina, lists the most offices here among out-of-state lenders, at 113. FDIC office list,
- Among credit unions here, the median average loan in this category is $1M. NCUA 5300,
- Enterprise Bank of South Carolina grew this book the most in the year, up 155.8% to $21.8M. FDIC call report,
How this list is defined
- Measure
- construction and land loans held by lenders with an office in South Carolina
- Period
- June 30, 2026
- Formula
- The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in South Carolina. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in South Carolina. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.