Ranking · June 30, 2026
Largest Holders of Commercial and Industrial Loans
Bank of America, National Association leads this list at $323.5B. The measure is commercial and industrial loans held on the balance sheet.
- Metric
- Commercial and industrial loans held on the balance sheet
- Period
- June 30, 2026
- Data as of
- June 30, 2026
- Page last changed
- November 9, 2026
- Lenders on record
- 5,280
- FDIC call report,
- Largest on this list
- $323.5B
- FDIC call report,
- Median lender
- $16M
- FDIC call report,
- Share of the five largest
- 40.7%
- FDIC call report,
Cite this
Source: The Lender Report, Largest Holders of Commercial and Industrial Loans, https://lender.report/rankings/business-loan-books/, data as of June 30, 2026.
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| Lender | Kind | Based in | Holds | Growth, 12 months |
|---|---|---|---|---|
| 1. Bank of America, National Association | Bank | Charlotte, NC | $323B | +5.3% |
| 2. JPMorgan Chase Bank, National Association | Bank | Columbus, OH | $242B | +11.4% |
| 3. Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | $200B | +8.7% |
| 4. Citibank, National Association | Bank | Sioux Falls, SD | $166B | +1.2% |
| 5. PNC Bank, National Association | Bank | Wilmington, DE | $117B | +15.3% |
| 6. U.S. Bank National Association | Bank | Cincinnati, OH | $91.9B | +9.0% |
| 7. Truist Bank | Bank | Charlotte, NC | $76.3B | +1.5% |
| 8. Fifth Third Bank, National Association | Bank | Cincinnati, OH | $70.4B | +60.5% |
| 9. The Huntington National Bank | Bank | Columbus, OH | $54.4B | +36.5% |
| 10. American Express National Bank | Bank | Sandy, UT | $48.1B | +4.5% |
| 11. BMO Bank National Association | Bank | Chicago, IL | $44.7B | |
| 12. KeyBank National Association | Bank | Cleveland, OH | $37.4B | +10.8% |
| 13. Capital One, National Association | Bank | Mclean, VA | $37.1B | +5.5% |
| 14. First-Citizens Bank & Trust Company | Bank | Raleigh, NC | $35.9B | +0.4% |
| 15. Ally Bank | Bank | Sandy, UT | $34.9B | +16.6% |
| 16. Manufacturers and Traders Trust Company | Bank | Buffalo, NY | $34.3B | +4.5% |
| 17. Goldman Sachs Bank USA | Bank | New York, NY | $29.9B | +26.1% |
| 18. Citizens Bank, National Association | Bank | Providence, RI | $28.0B | +8.4% |
| 19. Regions Bank | Bank | Birmingham, AL | $27.5B | |
| 20. Pinnacle Bank | Bank | Nashville, TN | $24.5B | +114.8% |
| 21. TD Bank, National Association | Bank | Wilmington, DE | $23.4B | |
| 22. HSBC Bank USA, National Association | Bank | Tysons, VA | $21.3B | |
| 23. First Horizon Bank | Bank | Memphis, TN | $16.4B | +9.5% |
| 24. UMB Bank, National Association | Bank | Kansas City, MO | $15.5B | +3.5% |
| 25. Zions Bancorporation, N.A. | Bank | Salt Lake City, UT | $15.3B | +7.9% |
| 26. CIBC Bank USA | Bank | Chicago, IL | $12.2B | +2.8% |
| 27. Flagstar Bank, National Association | Bank | Hicksville, NY | $12.1B | +28.4% |
| 28. Western Alliance Bank | Bank | Phoenix, AZ | $12.0B | +20.6% |
| 29. Old National Bank | Bank | Evansville, IN | $11.6B | +7.7% |
| 30. City National Bank | Bank | Los Angeles, CA | $10.9B | +4.3% |
| 31. East West Bank | Bank | Pasadena, CA | $10.3B | +7.1% |
| 32. Associated Bank, National Association | Bank | Green Bay, WI | $9.61B | +19.2% |
| 33. BOKF, National Association | Bank | Tulsa, OK | $9.47B | +16.9% |
| 34. Bank of China | Bank | New York, NY | $9.19B | +1.9% |
| 35. Texas Capital Bank | Bank | Dallas, TX | $9.10B | +7.1% |
| 36. Valley National Bank | Bank | Passaic, NJ | $8.44B | |
| 37. Morgan Stanley Bank, National Association | Bank | Salt Lake City, UT | $8.16B | +126.1% |
| 38. Columbia Bank | Bank | Roseburg, OR | $7.61B | +20.0% |
| 39. Santander Bank, N.A. | Bank | Wilmington, DE | $7.51B | +0.8% |
| 40. Hancock Whitney Bank | Bank | Gulfport, MS | $7.48B | +4.1% |
| 41. State Bank of India | Bank | New York, NY | $7.27B | |
| 42. First National Bank of Pennsylvania | Bank | Greenville, PA | $7.24B | +6.3% |
| 43. SouthState Bank, National Association | Bank | Winter Haven, FL | $7.12B | +9.4% |
| 44. Frost Bank | Bank | San Antonio, TX | $5.69B | |
| 45. Atlantic Union Bank | Bank | Richmond City, VA | $5.63B | +9.5% |
| 46. Bank of Baroda | Bank | New York, NY | $5.47B | +21.9% |
| 47. Raymond James Bank | Bank | Saint Petersburg, FL | $5.07B | |
| 48. 1st Source Bank | Bank | South Bend, IN | $4.80B | +1.1% |
| 49. Pathward, National Association | Bank | Sioux Falls, SD | $4.79B | +15.8% |
| 50. Live Oak Banking Company | Bank | Wilmington, NC | $4.77B | +6.7% |
- 5,280 lenders report a positive figure on this measure for June 30, 2026. FDIC call report,
- Bank of America, National Association has the largest figure, at $323.5B. FDIC call report,
- The five largest account for 40.7% of the total, and the ten largest for 54.0%. FDIC call report,
- The median lender on this measure reports $16M. FDIC call report,
- Commercial and industrial loans held on the balance sheet. FDIC call report,
How this list is defined
- Measure
- Commercial and industrial loans held on the balance sheet
- Period
- June 30, 2026
- Formula
- The balance of commercial and industrial loans on the lender's June 30, 2026 filing (FDIC call report or NCUA 5300). A balance held, not loans made.
- Order
- Largest first by the measure, then by the second figure where the list has one, then by name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Is your institution on this list? Show your rank. It carries the date and links back to this page.
What we don't know
- Whether any lender on this list is taking new loans today.
- Loans made by lenders outside the file this list reads, and loans the file does not cover.
- Anything about a lender that the file does not carry. A lender can appear in the wrong place if its filing is wrong.
Balances from call reports and credit union 5300 filings. They show what a lender holds, not what it made. Banks report no loan-level data for these books.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A ranking is a plain sort of one published measure for one period. It is not a rating of any lender, and a lender can appear in the wrong place if a filing is wrong.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.