Ranking · June 30, 2026
Largest Holders of Owner-Occupied CRE Loans
Bank of America, National Association leads this list at $24.7B. The measure is owner-occupied commercial real estate loans held on the balance sheet.
- Metric
- Owner-occupied commercial real estate loans held on the balance sheet
- Period
- June 30, 2026
- Data as of
- June 30, 2026
- Page last changed
- November 9, 2026
- Lenders on record
- 5,169
- FDIC call report,
- Largest on this list
- $24.7B
- FDIC call report,
- Median lender
- $22.6M
- FDIC call report,
- Share of the five largest
- 12.3%
- FDIC call report,
Cite this
Source: The Lender Report, Largest Holders of Owner-Occupied CRE Loans, https://lender.report/rankings/owner-occupied-cre-books/, data as of June 30, 2026.
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| Lender | Kind | Based in | Holds | Growth, 12 months |
|---|---|---|---|---|
| 1. Bank of America, National Association | Bank | Charlotte, NC | $24.7B | +7.0% |
| 2. Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | $17.8B | +0.3% |
| 3. Truist Bank | Bank | Charlotte, NC | $17.8B | |
| 4. First-Citizens Bank & Trust Company | Bank | Raleigh, NC | $16.8B | +5.4% |
| 5. JPMorgan Chase Bank, National Association | Bank | Columbus, OH | $14.4B | |
| 6. The Huntington National Bank | Bank | Columbus, OH | $13.3B | +103.5% |
| 7. Fifth Third Bank, National Association | Bank | Cincinnati, OH | $12.0B | +111.7% |
| 8. Manufacturers and Traders Trust Company | Bank | Buffalo, NY | $10.6B | +1.7% |
| 9. PNC Bank, National Association | Bank | Wilmington, DE | $10.4B | +15.1% |
| 10. Pinnacle Bank | Bank | Nashville, TN | $9.45B | +99.2% |
| 11. U.S. Bank National Association | Bank | Cincinnati, OH | $9.01B | |
| 12. First Horizon Bank | Bank | Memphis, TN | $8.79B | +7.8% |
| 13. Zions Bancorporation, N.A. | Bank | Salt Lake City, UT | $8.63B | |
| 14. BMO Bank National Association | Bank | Chicago, IL | $8.14B | |
| 15. SouthState Bank, National Association | Bank | Winter Haven, FL | $7.85B | +4.9% |
| 16. Valley National Bank | Bank | Passaic, NJ | $7.69B | +32.9% |
| 17. Columbia Bank | Bank | Roseburg, OR | $6.89B | +40.9% |
| 18. TD Bank, National Association | Bank | Wilmington, DE | $6.84B | |
| 19. Old National Bank | Bank | Evansville, IN | $5.97B | |
| 20. Regions Bank | Bank | Birmingham, AL | $5.38B | +3.0% |
| 21. UMB Bank, National Association | Bank | Kansas City, MO | $5.00B | +8.1% |
| 22. Ally Bank | Bank | Sandy, UT | $4.53B | +5.8% |
| 23. CIBC Bank USA | Bank | Chicago, IL | $4.44B | +21.8% |
| 24. City National Bank | Bank | Los Angeles, CA | $4.41B | +8.0% |
| 25. Frost Bank | Bank | San Antonio, TX | $4.37B | +12.4% |
| 26. Atlantic Union Bank | Bank | Richmond City, VA | $4.31B | +9.3% |
| 27. Citizens Bank, National Association | Bank | Providence, RI | $4.00B | +2.2% |
| 28. United Community Bank | Bank | Greenville, SC | $3.95B | +16.2% |
| 29. Glacier Bank | Bank | Kalispell, MT | $3.93B | +11.3% |
| 30. BOKF, National Association | Bank | Tulsa, OK | $3.80B | +11.4% |
| 31. Fulton Bank, National Association | Bank | Lancaster, PA | $3.55B | |
| 32. East West Bank | Bank | Pasadena, CA | $3.43B | +2.5% |
| 33. Hancock Whitney Bank | Bank | Gulfport, MS | $3.35B | +6.9% |
| 34. First National Bank of Pennsylvania | Bank | Greenville, PA | $3.31B | |
| 35. Renasant Bank | Bank | Tupelo, MS | $3.22B | +1.7% |
| 36. Metropolitan Commercial Bank | Bank | New York, NY | $3.14B | +35.5% |
| 37. Bank of Hope | Bank | Los Angeles, CA | $3.14B | +9.4% |
| 38. WesBanco Bank, Inc. | Bank | Wheeling, WV | $3.05B | +21.8% |
| 39. Live Oak Banking Company | Bank | Wilmington, NC | $3.04B | +16.4% |
| 40. KeyBank National Association | Bank | Cleveland, OH | $3.01B | +8.0% |
| 41. Provident Bank | Savings | Jersey City, NJ | $2.90B | +6.8% |
| 42. Citizens Business Bank, National Association | Bank | Ontario, CA | $2.82B | +33.0% |
| 43. MidFirst Bank | Savings | Oklahoma City, OK | $2.69B | +2.4% |
| 44. ServisFirst Bank | Bank | Birmingham, AL | $2.67B | +8.4% |
| 45. Prosperity Bank | Bank | El Campo, TX | $2.59B | +30.2% |
| 46. First Interstate Bank | Bank | Billings, MT | $2.59B | |
| 47. Flagstar Bank, National Association | Bank | Hicksville, NY | $2.51B | |
| 48. Banner Bank | Bank | Walla Walla, WA | $2.50B | +8.6% |
| 49. TowneBank | Bank | Portsmouth, VA | $2.50B | +37.5% |
| 50. Enterprise Bank & Trust | Bank | Clayton, MO | $2.39B | +5.6% |
- 5,169 lenders report a positive figure on this measure for June 30, 2026. FDIC call report,
- Bank of America, National Association has the largest figure, at $24.7B. FDIC call report,
- The five largest account for 12.3% of the total, and the ten largest for 19.8%. FDIC call report,
- The median lender on this measure reports $22.6M. FDIC call report,
- Owner-occupied commercial real estate loans held on the balance sheet. FDIC call report,
How this list is defined
- Measure
- Owner-occupied commercial real estate loans held on the balance sheet
- Period
- June 30, 2026
- Formula
- The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing (FDIC call report or NCUA 5300). A balance held, not loans made.
- Order
- Largest first by the measure, then by the second figure where the list has one, then by name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Is your institution on this list? Show your rank. It carries the date and links back to this page.
What we don't know
- Whether any lender on this list is taking new loans today.
- Loans made by lenders outside the file this list reads, and loans the file does not cover.
- Anything about a lender that the file does not carry. A lender can appear in the wrong place if its filing is wrong.
Balances from call reports and credit union 5300 filings. They show what a lender holds, not what it made. Banks report no loan-level data for these books.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A ranking is a plain sort of one published measure for one period. It is not a rating of any lender, and a lender can appear in the wrong place if a filing is wrong.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.