SBA by industry · WV

SBA lenders for construction trades in West Virginia

18 lenders made 71 SBA loans to construction trades in West Virginia in the 36 months ending September 30, 2026. The Huntington National Bank made the most, with 34. The typical loan was about $100K.

Evidence
SBA 7(a) and 504 loans to construction trades in West Virginia, NAICS 23
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
18
SBA FOIA,
SBA loans, 36 months
71
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$19.2M
SBA FOIA,
Last 12 months
17
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for construction trades in West Virginia, https://lender.report/sba-lenders-for/construction-trades/west-virginia/, data as of September 30, 2026.

Describe a deal in West Virginia

See which lenders made SBA loans to construction trades, at your size and in your state. No account and no form.

Show SBA loans to construction trades in West VirginiaOn this list? Find your page

SBA lenders for construction trades in West Virginia. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order.
LenderKindBased inLoansDollars7(a)504Last 12 months
The Huntington National Bank SBA 7(a) recordBankColumbus, OH34$5.25M3405
Community Trust Bank, Inc. SBA 7(a) recordBankPikeville, KY9$6.84M902
First Community Bank SBA 7(a) recordBankBluefield, VA4$1.01M400
Clear Mountain Bank SBA 7(a) recordBankBruceton Mills, WV4$244K402
Manufacturers and Traders Trust Company SBA 7(a) recordBankBuffalo, NY4$115K401
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL3$555K302
Telhio Credit Union SBA 7(a) recordCredit unionColumbus, OH2$1.80M202
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC1$1.60M100
Citizens Bank of West Virginia, Inc. SBA 7(a) recordBankElkins, WV1$430K100
KeyBank National Association SBA 7(a) recordBankCleveland, OH1$330K101
United Midwest Savings Bank, National Association SBA 7(a) recordBankDegraff, OH1$260K100
Pendleton Community Bank, Inc. SBA 7(a) recordBankFranklin, WV1$230K100
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH1$150K100
HomeTrust Bank SBA 7(a) recordBankAsheville, NC1$100K100
SouthState Bank, National Association SBA 7(a) recordBankWinter Haven, FL1$100K100
The Harrison County BankBankLost Creek, WV1$100K100
Stone Bank SBA 7(a) recordBankMountain View, AR1$75.0K101
Northeast Bank SBA 7(a) recordBankPortland, ME1$31.0K100
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in West Virginia
IndustryLoans
Plumbing, Heating, and Air-Conditioning Contractors19
Site Preparation Contractors13
Residential Remodelers8
All Other Specialty Trade Contractors6
Electrical Contractors and Other Wiring Installation Contractors5
New Single-Family Housing Construction (except For-Sale Builders)5
Glass and Glazing Contractors3
Other Heavy and Civil Engineering Construction3
Power and Communication Line and Related Structures Construction3
Water and Sewer Line and Related Structures Construction2
SBA FOIA,
SBA loans for construction trades in West Virginia, by size
Loan sizeLoans
Under $150K42
$150K to $350K20
$350K to $1M4
$1M to $2.5M4
$2.5M or more1
SBA FOIA,
  • SBA lenders recorded 71 loans to construction trades totaling $19.2M in West Virginia in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $100K, with the middle half between $50K and $250K. SBA FOIA,
  • 71 were SBA 7(a) loans and 0 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.00% on 71 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 69 of the loans, credit unions 2, and non-banks 0. SBA FOIA,
  • The five most active lenders made 77.5% of the loans. SBA FOIA,
  • The three most active lenders were The Huntington National Bank with 34, Community Trust Bank, Inc. with 9, and Clear Mountain Bank with 4. SBA FOIA,
  • 42 of the loans were under $150K, and 5 were $1M or more. SBA FOIA,
  • The SBA file shows 17 approvals of these loans dated in the 12 months to September 30, 2026, versus 18 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 4 of the 18 lenders are based in West Virginia. The rest are based elsewhere, most often in Ohio, Florida and North Carolina. SBA FOIA,
  • The most common detailed industry in West Virginia was Plumbing, Heating, and Air-Conditioning Contractors, with 19 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to construction trades in West Virginia
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in West Virginia, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 23.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.