SBA by industry · PA
SBA lenders for construction trades in Pennsylvania
74 lenders made 920 SBA loans to construction trades in Pennsylvania in the 36 months ending September 30, 2026. Manufacturers and Traders Trust Company made the most, with 144. The typical loan was about $100K.
- Evidence
- SBA 7(a) and 504 loans to construction trades in Pennsylvania, NAICS 23
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 74
- SBA FOIA,
- SBA loans, 36 months
- 920
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $310M
- SBA FOIA,
- Last 12 months
- 221
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for construction trades in Pennsylvania, https://lender.report/sba-lenders-for/construction-trades/pennsylvania/, data as of September 30, 2026.
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Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Residential Remodelers | 192 |
| Plumbing, Heating, and Air-Conditioning Contractors | 135 |
| All Other Specialty Trade Contractors | 122 |
| Electrical Contractors and Other Wiring Installation Contractors | 68 |
| Site Preparation Contractors | 58 |
| New Single-Family Housing Construction (except For-Sale Builders) | 41 |
| Painting and Wall Covering Contractors | 33 |
| Roofing Contractors | 31 |
| Commercial and Institutional Building Construction | 27 |
| Poured Concrete Foundation and Structure Contractors | 23 |
| Loan size | Loans |
|---|---|
| Under $150K | 506 |
| $150K to $350K | 222 |
| $350K to $1M | 114 |
| $1M to $2.5M | 52 |
| $2.5M or more | 26 |
- SBA lenders recorded 920 loans to construction trades totaling $310M in Pennsylvania in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $100K, with the middle half between $40K and $260K. SBA FOIA,
- 912 were SBA 7(a) loans and 8 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.50% on 912 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 874 of the loans, credit unions 9, and non-banks 37. SBA FOIA,
- The five most active lenders made 53.3% of the loans. SBA FOIA,
- The three most active lenders were Manufacturers and Traders Trust Company with 144, The Huntington National Bank with 133, and TD Bank, National Association with 129. SBA FOIA,
- 506 of the loans were under $150K, and 78 were $1M or more. SBA FOIA,
- The SBA file shows 221 approvals of these loans dated in the 12 months to September 30, 2026, versus 337 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 23 of the 74 lenders are based in Pennsylvania. The rest are based elsewhere, most often in New York, Florida and Ohio. SBA FOIA,
- The most common detailed industry in Pennsylvania was Residential Remodelers, with 192 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to construction trades in Pennsylvania
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Pennsylvania, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 23.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.