SBA by industry · MO
SBA lenders for restaurants in Missouri
89 lenders made 292 SBA loans to restaurants in Missouri in the 36 months ending September 30, 2026. Oakstar Bank made the most, with 19. The typical loan was about $330K.
- Evidence
- SBA 7(a) and 504 loans to restaurants in Missouri, NAICS 722
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 89
- SBA FOIA,
- SBA loans, 36 months
- 292
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $159M
- SBA FOIA,
- Last 12 months
- 90
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for restaurants in Missouri, https://lender.report/sba-lenders-for/restaurants/missouri/, data as of September 30, 2026.
Describe a deal in Missouri
See which lenders made SBA loans to restaurants, at your size and in your state. No account and no form.
Show SBA loans to restaurants in MissouriOn this list? Find your page
| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Oakstar Bank SBA 7(a) record | Bank | Springfield, MO | 19 | $14.6M | 19 | 0 | 4 |
| The Central Trust Bank SBA 7(a) record | Bank | Jefferson City, MO | 19 | $4.11M | 17 | 2 | 5 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 18 | $4.00M | 18 | 0 | 8 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 13 | $7.08M | 13 | 0 | 3 |
| Byline Bank SBA 7(a) record | Bank | Chicago, IL | 10 | $10.9M | 10 | 0 | 3 |
| Four States Bank SBA 7(a) record | Bank | Carthage, MO | 10 | $6.45M | 10 | 0 | 7 |
| Midwest Regional Bank SBA 7(a) record | Bank | Clayton, MO | 8 | $4.25M | 7 | 1 | 2 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 7 | $4.46M | 7 | 0 | 2 |
| United Community Bank SBA 7(a) record | Bank | Greenville, SC | 7 | $2.98M | 7 | 0 | 0 |
| UMB Bank, National Association SBA 7(a) record | Bank | Kansas City, MO | 7 | $2.40M | 7 | 0 | 2 |
| Branson Bank SBA 7(a) record | Bank | Branson, MO | 7 | $1.83M | 7 | 0 | 3 |
| The Bank of Houston SBA 7(a) record | Bank | Houston, MO | 6 | $4.53M | 6 | 0 | 0 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 6 | $1.35M | 6 | 0 | 1 |
| Arvest Bank SBA 7(a) record | Bank | Fayetteville, AR | 5 | $2.67M | 5 | 0 | 0 |
| Hawthorn Bank SBA 7(a) record | Bank | Jefferson City, MO | 5 | $2.29M | 3 | 2 | 1 |
| Commerce Bank SBA 7(a) record | Bank | Kansas City, MO | 5 | $1.53M | 5 | 0 | 1 |
| The Callaway Bank SBA 7(a) record | Bank | Fulton, MO | 5 | $1.24M | 5 | 0 | 0 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 5 | $763K | 5 | 0 | 4 |
| Omb Bank SBA 7(a) record | Bank | Springfield, MO | 4 | $2.48M | 4 | 0 | 0 |
| The Bank of Missouri SBA 7(a) record | Bank | Perryville, MO | 4 | $1.66M | 4 | 0 | 0 |
| NBH Bank SBA 7(a) record | Bank | Greenwood Village, CO | 4 | $1.37M | 4 | 0 | 2 |
| Regent Bank SBA 7(a) record | Bank | Tulsa, OK | 4 | $950K | 4 | 0 | 0 |
| Bank of Franklin County SBA 7(a) record | Bank | Washington, MO | 3 | $7.20M | 3 | 0 | 1 |
| Wilmington Savings Fund Society, FSB SBA 7(a) record | Savings | Wilmington, DE | 3 | $3.90M | 3 | 0 | 2 |
| Busey Bank SBA 7(a) record | Bank | Champaign, IL | 3 | $2.74M | 3 | 0 | 1 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Full-Service Restaurants | 124 |
| Limited-Service Restaurants | 78 |
| Snack and Nonalcoholic Beverage Bars | 51 |
| Drinking Places (Alcoholic Beverages) | 16 |
| Mobile Food Services | 14 |
| Caterers | 7 |
| Cafeterias, Grill Buffets, and Buffets | 2 |
| Loan size | Loans |
|---|---|
| Under $150K | 68 |
| $150K to $350K | 80 |
| $350K to $1M | 92 |
| $1M to $2.5M | 42 |
| $2.5M or more | 4 |
- SBA lenders recorded 292 loans to restaurants totaling $158.5M in Missouri in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $330K, with the middle half between $150K and $640K. SBA FOIA,
- 275 were SBA 7(a) loans and 11 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 9.50% on 275 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 270 of the loans, credit unions 4, and non-banks 10. SBA FOIA,
- The five most active lenders made 27.1% of the loans. SBA FOIA,
- The three most active lenders were Oakstar Bank with 19, The Central Trust Bank with 19, and U.S. Bank National Association with 18. SBA FOIA,
- 68 of the loans were under $150K, and 46 were $1M or more. SBA FOIA,
- 8 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 90 approvals of these loans dated in the 12 months to September 30, 2026, versus 101 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 40 of the 89 lenders are based in Missouri. The rest are based elsewhere, most often in Illinois, Kansas and North Carolina. SBA FOIA,
- The most common detailed industry in Missouri was Full-Service Restaurants, with 124 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to restaurants in Missouri
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Missouri, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 722.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.