SBA by industry · MT
SBA lenders for retail stores in Montana
35 lenders made 80 SBA loans to retail stores in Montana in the 36 months ending September 30, 2026. First Interstate Bank made the most, with 13. The typical loan was about $250K.
- Evidence
- SBA 7(a) and 504 loans to retail stores in Montana, NAICS 44 and 45, excluding gas, convenience and pharmacy
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 35
- SBA FOIA,
- SBA loans, 36 months
- 80
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $55.3M
- SBA FOIA,
- Last 12 months
- 22
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for retail stores in Montana, https://lender.report/sba-lenders-for/retail/montana/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| First Interstate Bank SBA 7(a) record | Bank | Billings, MT | 13 | $7.42M | 12 | 1 | 2 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 7 | $5.21M | 7 | 0 | 0 |
| Glacier Bank SBA 7(a) record | Bank | Kalispell, MT | 5 | $7.30M | 2 | 3 | 0 |
| First Bank of the Lake SBA 7(a) record | Bank | Osage Beach, MO | 5 | $2.30M | 5 | 0 | 4 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 4 | $500K | 4 | 0 | 2 |
| Freedom Bank SBA 7(a) record | Bank | Columbia Falls, MT | 4 | $306K | 4 | 0 | 0 |
| Three Rivers Bank of Montana SBA 7(a) record | Bank | Kalispell, MT | 3 | $2.86M | 3 | 0 | 3 |
| The Yellowstone Bank SBA 7(a) record | Bank | Laurel, MT | 3 | $1.53M | 3 | 0 | 1 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 3 | $620K | 3 | 0 | 0 |
| Bravera Bank SBA 7(a) record | Bank | Dickinson, ND | 3 | $566K | 3 | 0 | 1 |
| Valley Bank of Ronan SBA 7(a) record | Bank | Ronan, MT | 2 | $2.42M | 2 | 0 | 1 |
| Ascent Bank SBA 7(a) record | Bank | Helena, MT | 2 | $1.90M | 2 | 0 | 0 |
| Bank of The Rockies SBA 7(a) record | Bank | Helena, MT | 2 | $860K | 2 | 0 | 0 |
| Montana Community Development Corp. SBA 7(a) record | Non-bank | Missoula, MT | 2 | $261K | 2 | 0 | 0 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 2 | $55.0K | 2 | 0 | 0 |
| Port 51 Lending LLC SBA 7(a) record | Non-bank | New York, NY | 1 | $5.00M | 1 | 0 | 0 |
| Busey Bank SBA 7(a) record | Bank | Champaign, IL | 1 | $2.30M | 1 | 0 | 0 |
| Beacon Bank and Trust SBA 7(a) record | Bank | Boston, MA | 1 | $2.20M | 1 | 0 | 1 |
| TowneBank SBA 7(a) record | Bank | Portsmouth, VA | 1 | $1.20M | 1 | 0 | 0 |
| First Security Bank | Bank | Byron, MN | 1 | $980K | 0 | 1 | 0 |
| Bank of Bozeman | Bank | Bozeman, MT | 1 | $810K | 0 | 1 | 0 |
| Altana Credit Union | Credit union | Billings, MT | 1 | $760K | 0 | 1 | 0 |
| Citizens Alliance Bank SBA 7(a) record | Bank | Clara City, MN | 1 | $750K | 1 | 0 | 0 |
| First Security Bank | Bank | Mapleton, IA | 1 | $650K | 0 | 1 | 0 |
| Truliant Credit Union SBA 7(a) record | Credit union | Winston Salem, NC | 1 | $500K | 1 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Sporting Goods Retailers | 11 |
| Clothing and Clothing Accessories Retailers | 8 |
| All Other General Merchandise Retailers | 5 |
| Gift, Novelty, and Souvenir Retailers | 5 |
| All Other Health and Personal Care Retailers | 4 |
| Motorcycle, ATV, and All Other Motor Vehicle Dealers | 4 |
| Other Building Material Dealers | 4 |
| All Other Specialty Food Retailers | 3 |
| Automotive Parts and Accessories Retailers | 3 |
| Hardware Retailers | 3 |
| Loan size | Loans |
|---|---|
| Under $150K | 27 |
| $150K to $350K | 21 |
| $350K to $1M | 15 |
| $1M to $2.5M | 13 |
| $2.5M or more | 5 |
- SBA lenders recorded 80 loans to retail stores totaling $55.3M in Montana in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $250K, with the middle half between $66K and $810K. SBA FOIA,
- 72 were SBA 7(a) loans and 9 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.00% on 72 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 70 of the loans, credit unions 2, and non-banks 8. SBA FOIA,
- The five most active lenders made 42.5% of the loans. SBA FOIA,
- The three most active lenders were First Interstate Bank with 13, Newtek Bank, National Association with 7, and First Bank of the Lake with 5. SBA FOIA,
- 27 of the loans were under $150K, and 18 were $1M or more. SBA FOIA,
- The SBA file shows 22 approvals of these loans dated in the 12 months to September 30, 2026, versus 36 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 14 of the 35 lenders are based in Montana. The rest are based elsewhere, most often in Minnesota, Ohio and Illinois. SBA FOIA,
- The most common detailed industry in Montana was Sporting Goods Retailers, with 11 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to retail stores in Montana
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Montana, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 44 and 45, excluding gas, convenience and pharmacy.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.