SBA by industry · PA
SBA lenders for veterinary practices in Pennsylvania
15 lenders made 37 SBA loans to veterinary practices in Pennsylvania in the 36 months ending September 30, 2026. Live Oak Banking Company made the most, with 17. The typical loan was about $700K.
- Evidence
- SBA 7(a) and 504 loans to veterinary practices in Pennsylvania, NAICS 54194
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 15
- SBA FOIA,
- SBA loans, 36 months
- 37
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $56.3M
- SBA FOIA,
- Last 12 months
- 10
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for veterinary practices in Pennsylvania, https://lender.report/sba-lenders-for/veterinary-practices/pennsylvania/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 17 | $38.5M | 17 | 0 | 6 |
| Fulton Bank, National Association SBA 7(a) record | Bank | Lancaster, PA | 2 | $4.70M | 2 | 0 | 0 |
| Bank of America, National Association SBA 7(a) record | Bank | Charlotte, NC | 2 | $2.33M | 2 | 0 | 0 |
| Fifth Third Bank, National Association SBA 7(a) record | Bank | Cincinnati, OH | 2 | $1.13M | 2 | 0 | 1 |
| CIBC Bank USA SBA 7(a) record | Bank | Chicago, IL | 2 | $700K | 2 | 0 | 0 |
| Northwest Bank SBA 7(a) record | Savings | Warren, PA | 2 | $360K | 2 | 0 | 0 |
| Pinnacle Bank SBA 7(a) record | Bank | Nashville, TN | 1 | $3.20M | 1 | 0 | 0 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 1 | $2.40M | 1 | 0 | 0 |
| Univest Bank and Trust Co. SBA 7(a) record | Bank | Souderton, PA | 1 | $970K | 1 | 0 | 1 |
| Firstrust Savings Bank SBA 7(a) record | Savings | Conshohocken, PA | 1 | $500K | 1 | 0 | 0 |
| Mid Penn Bank SBA 7(a) record | Bank | Millersburg, PA | 1 | $380K | 1 | 0 | 0 |
| Enterprise Bank SBA 7(a) record | Bank | Allison Park, PA | 1 | $350K | 1 | 0 | 0 |
| Kish Bank | Bank | Belleville, PA | 1 | $150K | 1 | 0 | 1 |
| SmartBiz Bank, National Association SBA 7(a) record | Bank | Northbrook, IL | 1 | $80.0K | 1 | 0 | 1 |
| Manufacturers and Traders Trust Company SBA 7(a) record | Bank | Buffalo, NY | 1 | $35.0K | 1 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Veterinary Services | 37 |
| Loan size | Loans |
|---|---|
| Under $150K | 8 |
| $150K to $350K | 3 |
| $350K to $1M | 10 |
| $1M to $2.5M | 7 |
| $2.5M or more | 8 |
- SBA lenders recorded 37 loans to veterinary practices totaling $56.3M in Pennsylvania in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $700K, with the middle half between $280K and $2.4M. SBA FOIA,
- 36 were SBA 7(a) loans and 0 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 8.75% on 36 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 36 of the loans, credit unions 0, and non-banks 0. SBA FOIA,
- The five most active lenders made 67.6% of the loans. SBA FOIA,
- The three most active lenders were Live Oak Banking Company with 17, Bank of America, National Association with 2, and CIBC Bank USA with 2. SBA FOIA,
- 8 of the loans were under $150K, and 15 were $1M or more. SBA FOIA,
- 1 of these loans was made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 10 approvals of these loans dated in the 12 months to September 30, 2026, versus 15 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 7 of the 15 lenders are based in Pennsylvania. The rest are based elsewhere, most often in Illinois, North Carolina and Ohio. SBA FOIA,
- The most common detailed industry in Pennsylvania was Veterinary Services, with 37 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to veterinary practices in Pennsylvania
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Pennsylvania, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 54194.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.