SBA by industry · PA

SBA lenders for retail stores in Pennsylvania

91 lenders made 577 SBA loans to retail stores in Pennsylvania in the 36 months ending September 30, 2026. Manufacturers and Traders Trust Company made the most, with 71. The typical loan was about $150K.

Evidence
SBA 7(a) and 504 loans to retail stores in Pennsylvania, NAICS 44 and 45, excluding gas, convenience and pharmacy
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
91
SBA FOIA,
SBA loans, 36 months
577
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$239M
SBA FOIA,
Last 12 months
160
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for retail stores in Pennsylvania, https://lender.report/sba-lenders-for/retail/pennsylvania/, data as of September 30, 2026.

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SBA lenders for retail stores in Pennsylvania. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 91.
LenderKindBased inLoansDollars7(a)504Last 12 months
Manufacturers and Traders Trust Company SBA 7(a) recordBankBuffalo, NY71$6.09M71025
The Huntington National Bank SBA 7(a) recordBankColumbus, OH60$13.4M6006
TD Bank, National Association SBA 7(a) recordBankWilmington, DE56$4.79M5609
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL22$4.14M2200
Northwest Bank SBA 7(a) recordSavingsWarren, PA18$9.09M1714
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL18$8.78M1806
Northeast Bank SBA 7(a) recordBankPortland, ME16$2.44M1606
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD15$5.92M1502
Wilmington Savings Fund Society, FSB SBA 7(a) recordSavingsWilmington, DE14$9.46M1406
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ13$4.45M1303
KeyBank National Association SBA 7(a) recordBankCleveland, OH12$1.42M1113
First Commonwealth Bank SBA 7(a) recordBankIndiana, PA11$9.46M1104
NEPA Alliance Business Finance Corporation SBA 7(a) recordNon-bankPittston, PA10$1.72M1001
Woori America Bank SBA 7(a) recordBankNew York, NY9$8.98M902
Univest Bank and Trust Co. SBA 7(a) recordBankSouderton, PA9$4.88M814
PNC Bank, National Association SBA 7(a) recordBankWilmington, DE9$1.32M812
Firstrust Savings Bank SBA 7(a) recordSavingsConshohocken, PA8$10.4M807
Beacon Bank and Trust SBA 7(a) recordBankBoston, MA8$8.66M805
Financial Resources Credit Union SBA 7(a) recordCredit unionBranchburg, NJ8$8.57M801
Fulton Bank, National Association SBA 7(a) recordBankLancaster, PA8$8.27M802
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA8$1.40M802
Mid Penn Bank SBA 7(a) recordBankMillersburg, PA7$7.22M702
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC7$3.40M702
United Midwest Savings Bank, National Association SBA 7(a) recordBankDegraff, OH7$1.02M705
PromiseOne Bank SBA 7(a) recordBankDuluth, GA6$4.23M602
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in Pennsylvania
IndustryLoans
Supermarkets and Other Grocery Retailers (except Convenience Retailers)50
Clothing and Clothing Accessories Retailers45
Beer, Wine, and Liquor Retailers41
All Other Miscellaneous Retailers37
All Other General Merchandise Retailers27
Hobby, Toy, and Game Retailers24
Used Car Dealers22
Sporting Goods Retailers20
All Other Specialty Food Retailers18
Baked Goods Retailers18
SBA FOIA,
SBA loans for retail stores in Pennsylvania, by size
Loan sizeLoans
Under $150K268
$150K to $350K131
$350K to $1M113
$1M to $2.5M53
$2.5M or more14
SBA FOIA,
  • SBA lenders recorded 577 loans to retail stores totaling $239.5M in Pennsylvania in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $150K, with the middle half between $50K and $460K. SBA FOIA,
  • 569 were SBA 7(a) loans and 10 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.50% on 569 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 520 of the loans, credit unions 16, and non-banks 43. SBA FOIA,
  • The five most active lenders made 39.3% of the loans. SBA FOIA,
  • The three most active lenders were Manufacturers and Traders Trust Company with 71, The Huntington National Bank with 60, and TD Bank, National Association with 56. SBA FOIA,
  • 268 of the loans were under $150K, and 67 were $1M or more. SBA FOIA,
  • The SBA file shows 160 approvals of these loans dated in the 12 months to September 30, 2026, versus 201 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 29 of the 91 lenders are based in Pennsylvania. The rest are based elsewhere, most often in New Jersey, New York and California. SBA FOIA,
  • The most common detailed industry in Pennsylvania was Supermarkets and Other Grocery Retailers (except Convenience Retailers), with 50 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to retail stores in Pennsylvania
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Pennsylvania, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 44 and 45, excluding gas, convenience and pharmacy.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.