Unverified listing What this means

The Lender Report built this page from public records. Ameris Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Ameris Bank itself. Each figure shows its source and date. Work at Ameris Bank? You can claim this page for free.

SBA 7(a) record

Ameris Bank: SBA 7(a) loans made

Ameris Bank, a bank based in Atlanta, GA, made 43 SBA 7(a) loans in the 36 months ending September 30, 2026, $60.2M in all, net of cancelled approvals. The typical loan was about $1M, and 19 were in the last 12 months. Most were in Georgia.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
43
SBA FOIA,
Net of cancelled approvals
Dollars
$60.2M
SBA FOIA,
Rounded amounts
Typical loan
$1M
SBA FOIA,
Largest loan
$4.2M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
19
SBA FOIA,

Cite this

Source: The Lender Report, Ameris Bank: SBA 7(a) loans made, https://lender.report/lender/ameris-bank-ga/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Ameris BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026FloridaSBA 7(a), Other Building Material Dealers$4.2M8%13 yrSBA FOIA
Sep 2026GeorgiaSBA 7(a), Facilities Support Services$1.9M8.25%25 yrSBA FOIA
Sep 2026CaliforniaSBA 7(a), Car Washes$1.5M8.75%10 yrSBA FOIA
Sep 2026North CarolinaSBA 7(a), Child Care Services$690K8.5%26 yrSBA FOIA
Sep 2026GeorgiaSBA 7(a), Other Accounting Services$190K8.25%25 yrSBA FOIA
Aug 2026FloridaSBA 7(a), Child Care Services$930K8%26 yrSBA FOIA
Aug 2026FloridaSBA 7(a), Offices of Mental Health Practitioners (except Physicians)$620K8%25 yrSBA FOIA
Jul 2026GeorgiaSBA 7(a), Manufacturing$3.6M8.25%13 yrSBA FOIA
Jul 2026GeorgiaSBA 7(a), Manufacturing$350K8.75%10 yrSBA FOIA
Jun 2026GeorgiaSBA 7(a), Furniture Retailers$970K9%11 yrSBA FOIA
Jun 2026New MexicoSBA 7(a), Limited-Service Restaurants$580K9%10 yrSBA FOIA
Apr 2026GeorgiaSBA 7(a), Child Care Services$1.1M9%25 yrSBA FOIA
Apr 2026FloridaSBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors$840K8.5%10 yrSBA FOIA
Feb 2026OhioSBA 7(a), Hotels (except Casino Hotels) and Motels$2.3M8%25 yrSBA FOIA
Jan 2026New JerseySBA 7(a), Commercial and Institutional Building Construction$2.5M9.5%10 yrSBA FOIA
Jan 2026FloridaSBA 7(a), Other Scientific and Technical Consulting Services$1.3M8.5%10 yrSBA FOIA
Jan 2026GeorgiaSBA 7(a), Other Commercial and Industrial Machinery and Equipment Rental and Leasing$780K8.5%10 yrSBA FOIA
Dec 2025GeorgiaSBA 7(a), Full-Service Restaurants$2.4M9%10 yrSBA FOIA
Dec 2025FloridaSBA 7(a), General Automotive Repair$1M8.25%25 yrSBA FOIA
Aug 2025GeorgiaSBA 7(a), Sporting Goods Retailers$2.5M9%25 yrSBA FOIA
Aug 2025GeorgiaSBA 7(a), Child Care Services$1.3M8.75%26 yrSBA FOIA
Mar 2025VirginiaSBA 7(a), All Other Specialty Trade Contractors$890K9%10 yrSBA FOIA
Mar 2025FloridaSBA 7(a), Other Services (except Public Administration)$720K9.5%10 yrSBA FOIA
Jan 2025FloridaSBA 7(a), Fitness and Recreational Sports Centers$640K9.5%10 yrSBA FOIA
Dec 2024GeorgiaSBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors$2.2M9.25%15 yrSBA FOIA
43 SBA 7(a) loans since October 2023, net of cancelled$60.2MSBA FOIA

A blank means the source did not report it.

Where Ameris Bank's SBA 7(a) loans were made, most loans first
StateLoansDollars
Georgia17$26.3M
Florida13$18.1M
North Carolina3$3.65M
Tennessee2$1.09M
California1$1.50M
Minnesota1$1.00M
Nevada1$200K
New Jersey1$2.50M
New Mexico1$580K
Ohio1$2.30M
Texas1$2.00M
Virginia1$890K
SBA FOIA,

SBA loans are on record by state only.

Ameris Bank: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K0$0
$150K to $350K4$880K
$350K to $1M17$11.7M
$1M to $2.5M15$24.4M
$2.5M or more7$23.2M
SBA FOIA,
Ameris Bank: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q42$4.30M
2024 Q28$6.61M
2024 Q35$4.86M
2024 Q44$10.6M
2025 Q13$2.25M
2025 Q32$3.80M
2025 Q42$3.40M
2026 Q14$6.88M
2026 Q24$3.49M
2026 Q39$14.0M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program37
7a General3
SBA Express Program2
International Trade Loans1
SBA FOIA,
  • Ameris Bank made 43 SBA 7(a) loans totaling $60.2M in the 36 months ending September 30, 2026, net of cancelled approvals, in 12 states. SBA FOIA,
  • 19 of them were in the 12 months to September 30, 2026, and 9 in the 12 months before. SBA FOIA,
  • The typical loan was about $1M, with the middle half between $620K and $2.2M. SBA FOIA,
  • The largest was about $4.2M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 0 loans were under $150K, and 22 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 9.00% on 43 loans, with the middle half between 8.50% and 9.50%. SBA FOIA,
  • The median term was 13 years. SBA FOIA,
  • Its loans went most often to Child Care Services, with 5. SBA FOIA,
  • The SBA file lists 37 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in Georgia (17), Florida (13) and North Carolina (3). SBA FOIA,

What we don't know

  • Whether Ameris Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.