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The Lender Report built this page from public records. Climate First Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Climate First Bank itself. Each figure shows its source and date. Work at Climate First Bank? You can claim this page for free.
SBA 7(a) record
Climate First Bank: SBA 7(a) loans made
Climate First Bank, a bank based in Saint Petersburg, FL, made 262 SBA 7(a) loans in the 36 months ending September 30, 2026, $305.4M in all, net of cancelled approvals. The typical loan was about $740K, and 159 were in the last 12 months. Most were in Florida.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 262
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $305M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $740K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 159
- SBA FOIA,
Cite this
Source: The Lender Report, Climate First Bank: SBA 7(a) loans made, https://lender.report/lender/climate-first-bank-fl/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Florida | SBA 7(a), Manufacturing | $5M | 8.75% | 14 yr | SBA FOIA | |
| Sep 2026 | Montana | SBA 7(a), Administrative and Support and Waste Management and Remediation Services | $3.3M | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Michigan | SBA 7(a), Retail Trade | $2.4M | 9% | 10 yr | SBA FOIA | |
| Sep 2026 | South Carolina | SBA 7(a), Full-Service Restaurants | $2.4M | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Commercial and Institutional Building Construction | $1.5M | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Washington | SBA 7(a), Fitness and Recreational Sports Centers | $940K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Colorado | SBA 7(a), All Other Amusement and Recreation Industries | $900K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $900K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Limited-Service Restaurants | $800K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Virginia | SBA 7(a), Residential Remodelers | $800K | 9% | 10 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), All Other Professional, Scientific, and Technical Services | $780K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Fitness and Recreational Sports Centers | $780K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Limited-Service Restaurants | $770K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Fitness and Recreational Sports Centers | $640K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $640K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Solid Waste Collection | $620K | 9.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $100K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $100K | 9.5% | 10 yr | SBA FOIA | |
| Aug 2026 | North Carolina | SBA 7(a), All Other Amusement and Recreation Industries | $4M | 8.75% | 11 yr | SBA FOIA | |
| Aug 2026 | Louisiana | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $3.6M | 9% | 10 yr | SBA FOIA | |
| Aug 2026 | Florida | SBA 7(a), All Other Specialty Trade Contractors | $2.2M | 8.75% | 10 yr | SBA FOIA | |
| Aug 2026 | Ohio | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $2.1M | 9.25% | 25 yr | SBA FOIA | |
| Aug 2026 | Michigan | SBA 7(a), Retail Trade | $2M | 9% | 10 yr | SBA FOIA | |
| Aug 2026 | Texas | SBA 7(a), All Other Amusement and Recreation Industries | $1M | 9.5% | 10 yr | SBA FOIA | |
| Aug 2026 | Texas | SBA 7(a), Fitness and Recreational Sports Centers | $840K | 9% | 10 yr | SBA FOIA | |
| 262 SBA 7(a) loans since October 2023, net of cancelled | $305M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Florida | 84 | $90.2M |
| Texas | 34 | $39.2M |
| California | 16 | $15.4M |
| Georgia | 10 | $5.70M |
| North Carolina | 10 | $15.9M |
| Alabama | 7 | $17.5M |
| Colorado | 7 | $7.45M |
| Michigan | 7 | $13.3M |
| New Jersey | 7 | $11.7M |
| Pennsylvania | 7 | $5.28M |
| South Carolina | 7 | $14.0M |
| Arizona | 6 | $3.90M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 19 | $1.80M |
| $150K to $350K | 22 | $5.05M |
| $350K to $1M | 128 | $82.6M |
| $1M to $2.5M | 58 | $85.6M |
| $2.5M or more | 35 | $130M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 6 | $2.75M |
| 2024 Q1 | 2 | $870K |
| 2024 Q2 | 3 | $4.01M |
| 2024 Q3 | 4 | $2.75M |
| 2024 Q4 | 7 | $13.8M |
| 2025 Q1 | 23 | $32.5M |
| 2025 Q2 | 23 | $27.6M |
| 2025 Q3 | 35 | $44.1M |
| 2025 Q4 | 25 | $20.8M |
| 2026 Q1 | 44 | $53.5M |
| 2026 Q2 | 38 | $45.4M |
| 2026 Q3 | 52 | $57.3M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| All Other Amusement and Recreation Industries (713990) | 23 |
| Fitness and Recreational Sports Centers (713940) | 22 |
| Limited-Service Restaurants (722513) | 18 |
| Other Personal Care Services (812199) | 17 |
| Snack and Nonalcoholic Beverage Bars (722515) | 11 |
| Hotels (except Casino Hotels) and Motels (721110) | 7 |
| Landscaping Services (561730) | 7 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 7 |
| Full-Service Restaurants (722511) | 6 |
| All Other Specialty Trade Contractors (238990) | 5 |
| Exterminating and Pest Control Services (561710) | 5 |
| Administrative and Support and Waste Management and Remediation Services | 4 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 219 |
| SBA Express Program | 29 |
| 7a General | 9 |
| International Trade Loans | 5 |
- Climate First Bank made 262 SBA 7(a) loans totaling $305.4M in the 36 months ending September 30, 2026, net of cancelled approvals, in 38 states. SBA FOIA,
- 159 of them were in the 12 months to September 30, 2026, and 88 in the 12 months before. SBA FOIA,
- The typical loan was about $740K, with the middle half between $500K and $1.4M. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 19 loans were under $150K, and 93 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.50% on 262 loans, with the middle half between 9.25% and 10.00%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to All Other Amusement and Recreation Industries, with 23. SBA FOIA,
- The SBA file lists 219 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Florida (84), Texas (34) and California (16). SBA FOIA,
What we don't know
- Whether Climate First Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.