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SBA 7(a) record
Cross River Bank: SBA 7(a) loans made
Cross River Bank, a bank based in Fort Lee, NJ, made 42 SBA 7(a) loans in the 36 months ending September 30, 2026, $75.1M in all, net of cancelled approvals. The typical loan was about $1.3M, and 25 were in the last 12 months. Most were in New York.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 42
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $75.1M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $1.3M
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 25
- SBA FOIA,
Cite this
Source: The Lender Report, Cross River Bank: SBA 7(a) loans made, https://lender.report/lender/cross-river-bank-nj/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Florida | SBA 7(a), Home Health Care Services | $5M | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | New Hampshire | SBA 7(a), Wholesale Trade | $3M | 9.25% | 25 yr | SBA FOIA | |
| Sep 2026 | Indiana | SBA 7(a), Professional and Management Development Training | $2.6M | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Services for the Elderly and Persons with Disabilities | $2.5M | 8.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Arizona | SBA 7(a), Other Services to Buildings and Dwellings | $510K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Beauty Salons | $170K | 10.5% | 10 yr | SBA FOIA | |
| Aug 2026 | California | SBA 7(a), Advertising Agencies | $2.9M | 9.5% | 10 yr | SBA FOIA | |
| Aug 2026 | North Carolina | SBA 7(a), Motor Vehicle Towing | $2.1M | 9% | 10 yr | SBA FOIA | |
| Aug 2026 | New York | SBA 7(a), Child Care Services | $350K | 9.5% | 10 yr | SBA FOIA | |
| Jul 2026 | California | SBA 7(a), Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers | $3.6M | 9% | 10 yr | SBA FOIA | |
| Jul 2026 | Nebraska | SBA 7(a), Sporting Goods Retailers | $2M | 2.75% | 10 yr | SBA FOIA | |
| Jul 2026 | New York | SBA 7(a), Electronics and Appliance Retailers | $1.2M | 2.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Virginia | SBA 7(a), Child Care Services | $3.3M | 9.75% | 11 yr | SBA FOIA | |
| May 2026 | Texas | SBA 7(a), Food (Health) Supplement Retailers | $2.6M | 9.5% | 10 yr | SBA FOIA | |
| May 2026 | Washington | SBA 7(a), Hobby, Toy, and Game Retailers | $2M | 9.5% | 10 yr | SBA FOIA | |
| May 2026 | Florida | SBA 7(a), Clothing and Clothing Accessories Merchant Wholesalers | $1.5M | 9.5% | 10 yr | SBA FOIA | |
| May 2026 | Pennsylvania | SBA 7(a), Residential Remodelers | $1.3M | 9% | 25 yr | SBA FOIA | |
| Mar 2026 | Florida | SBA 7(a), Other Miscellaneous Durable Goods Merchant Wholesalers | $5M | 9.5% | 10 yr | SBA FOIA | |
| Mar 2026 | New York | SBA 7(a), Food (Health) Supplement Retailers | $5M | 9.5% | 10 yr | SBA FOIA | |
| Mar 2026 | New York | SBA 7(a), All Other Consumer Goods Rental | $4.2M | 8.75% | 25 yr | SBA FOIA | |
| Mar 2026 | Texas | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $280K | 9.5% | 10 yr | SBA FOIA | |
| Jan 2026 | California | SBA 7(a), Media Representatives | $1.7M | 9.5% | 10 yr | SBA FOIA | |
| Jan 2026 | New Jersey | SBA 7(a), All Other Specialty Trade Contractors | $970K | 9.5% | 10 yr | SBA FOIA | |
| Dec 2025 | Florida | SBA 7(a), Tax Preparation Services | $2M | 9.75% | 12 yr | SBA FOIA | |
| Nov 2025 | South Carolina | SBA 7(a), Transportation and Warehousing | $580K | 9.75% | 10 yr | SBA FOIA | |
| 42 SBA 7(a) loans since October 2023, net of cancelled | $75.1M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| New York | 16 | $22.2M |
| Florida | 8 | $22.6M |
| New Jersey | 4 | $1.82M |
| California | 3 | $8.20M |
| Texas | 2 | $2.88M |
| Arizona | 1 | $510K |
| Indiana | 1 | $2.60M |
| Nebraska | 1 | $2.00M |
| New Hampshire | 1 | $3.00M |
| North Carolina | 1 | $2.10M |
| Pennsylvania | 1 | $1.30M |
| South Carolina | 1 | $580K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 0 | $0 |
| $150K to $350K | 7 | $1.65M |
| $350K to $1M | 11 | $5.95M |
| $1M to $2.5M | 10 | $15.8M |
| $2.5M or more | 14 | $51.7M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 2 | $8.50M |
| 2024 Q1 | 3 | $1.10M |
| 2024 Q3 | 2 | $1.36M |
| 2025 Q2 | 4 | $1.15M |
| 2025 Q3 | 6 | $6.63M |
| 2025 Q4 | 2 | $2.58M |
| 2026 Q1 | 6 | $17.1M |
| 2026 Q2 | 5 | $10.7M |
| 2026 Q3 | 12 | $25.9M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 37 |
| 7a General | 4 |
| International Trade Loans | 1 |
- Cross River Bank made 42 SBA 7(a) loans totaling $75.1M in the 36 months ending September 30, 2026, net of cancelled approvals, in 14 states. SBA FOIA,
- 25 of them were in the 12 months to September 30, 2026, and 10 in the 12 months before. SBA FOIA,
- The typical loan was about $1.3M, with the middle half between $400K and $2.9M. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 0 loans were under $150K, and 24 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.50% on 42 loans, with the middle half between 9.50% and 10.50%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Child Care Services, with 3. SBA FOIA,
- The SBA file lists 37 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in New York (16), Florida (8) and New Jersey (4). SBA FOIA,
What we don't know
- Whether Cross River Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.