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The Lender Report built this page from public records. The Fidelity Bank has not reviewed it. Every lender's page starts this way, and it says nothing about The Fidelity Bank itself. Each figure shows its source and date. Work at The Fidelity Bank? You can claim this page for free.
SBA 7(a) record
The Fidelity Bank: SBA 7(a) loans made
The Fidelity Bank, a bank based in Fuquay Varina, NC, made 156 SBA 7(a) loans in the 36 months ending September 30, 2026, $153.9M in all, net of cancelled approvals. The typical loan was about $790K, and 73 were in the last 12 months. Most were in North Carolina.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 156
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $154M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $790K
- SBA FOIA,
- Largest loan
- $4.4M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 73
- SBA FOIA,
Cite this
Source: The Lender Report, The Fidelity Bank: SBA 7(a) loans made, https://lender.report/lender/fidelity-bank-nc/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | North Carolina | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $1.9M | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Couriers and Express Delivery Services | $1.3M | 9% | 10 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Commercial Bakeries | $1.3M | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Residential Remodelers | $1.2M | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Veterinary Services | $1.1M | 9.5% | 25 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Limited-Service Restaurants | $1.1M | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Landscaping Services | $620K | 9.25% | 10 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Veterinary Services | $500K | 9.25% | 10 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Building Inspection Services | $460K | 9.25% | 10 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), All Other Miscellaneous Retailers | $390K | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $100K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Commercial Bakeries | $50K | 9.5% | 10 yr | SBA FOIA | |
| Aug 2026 | New York | SBA 7(a), Industrial Machinery and Equipment Merchant Wholesalers | $2.1M | 8.75% | 10 yr | SBA FOIA | |
| Aug 2026 | Florida | SBA 7(a), Insurance Agencies and Brokerages | $1.5M | 9.5% | 10 yr | SBA FOIA | |
| Aug 2026 | New York | SBA 7(a), Industrial Machinery and Equipment Merchant Wholesalers | $350K | 8.75% | 10 yr | SBA FOIA | |
| Jul 2026 | North Carolina | SBA 7(a), Management of Companies and Enterprises | $2.5M | 9% | 25 yr | SBA FOIA | |
| Jul 2026 | North Carolina | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $1.1M | 9% | 10 yr | SBA FOIA | |
| Jul 2026 | Pennsylvania | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $930K | 8.75% | 10 yr | SBA FOIA | |
| Jul 2026 | California | SBA 7(a), Cut Stone and Stone Product Manufacturing | $880K | 8.75% | 10 yr | SBA FOIA | |
| Jul 2026 | North Carolina | SBA 7(a), Other Accounting Services | $520K | 8.5% | 10 yr | SBA FOIA | |
| Jul 2026 | California | SBA 7(a), Cut Stone and Stone Product Manufacturing | $100K | 9.5% | 10 yr | SBA FOIA | |
| Jun 2026 | Florida | SBA 7(a), All Other Miscellaneous Retailers | $1.4M | 8.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Florida | SBA 7(a), Periodical Publishers | $1.4M | 8.75% | 10 yr | SBA FOIA | |
| Jun 2026 | North Carolina | SBA 7(a), Offices of Other Holding Companies | $1.3M | 6.5% | 25 yr | SBA FOIA | |
| Jun 2026 | North Carolina | SBA 7(a), Child and Youth Services | $830K | 9.25% | 25 yr | SBA FOIA | |
| 156 SBA 7(a) loans since October 2023, net of cancelled | $154M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| North Carolina | 80 | $82.8M |
| Florida | 26 | $21.8M |
| South Carolina | 9 | $6.13M |
| Illinois | 4 | $5.32M |
| Virginia | 4 | $5.75M |
| California | 3 | $1.63M |
| New Jersey | 3 | $2.48M |
| New York | 3 | $2.80M |
| Pennsylvania | 3 | $2.78M |
| Tennessee | 3 | $3.86M |
| Colorado | 2 | $4.30M |
| Idaho | 2 | $1.77M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 17 | $1.19M |
| $150K to $350K | 18 | $4.34M |
| $350K to $1M | 59 | $38.9M |
| $1M to $2.5M | 52 | $74.7M |
| $2.5M or more | 10 | $34.7M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 5 | $6.21M |
| 2024 Q1 | 8 | $8.53M |
| 2024 Q2 | 11 | $9.97M |
| 2024 Q3 | 9 | $12.2M |
| 2024 Q4 | 13 | $12.5M |
| 2025 Q1 | 12 | $12.6M |
| 2025 Q2 | 12 | $14.7M |
| 2025 Q3 | 13 | $10.2M |
| 2025 Q4 | 11 | $8.41M |
| 2026 Q1 | 15 | $15.8M |
| 2026 Q2 | 26 | $22.7M |
| 2026 Q3 | 21 | $20.0M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 126 |
| SBA Express Program | 26 |
| 7a General | 3 |
| International Trade Loans | 1 |
- The Fidelity Bank made 156 SBA 7(a) loans totaling $153.9M in the 36 months ending September 30, 2026, net of cancelled approvals, in 22 states. SBA FOIA,
- 73 of them were in the 12 months to September 30, 2026, and 50 in the 12 months before. SBA FOIA,
- The typical loan was about $790K, with the middle half between $400K and $1.3M. SBA FOIA,
- The largest was about $4.4M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 17 loans were under $150K, and 62 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.50% on 156 loans, with the middle half between 9.00% and 10.25%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Electrical Contractors and Other Wiring Installation Contractors, with 10. SBA FOIA,
- The SBA file lists 126 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in North Carolina (80), Florida (26) and South Carolina (9). SBA FOIA,
What we don't know
- Whether The Fidelity Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.