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SBA 7(a) record
First Community Bank, Lexington, SC: SBA 7(a) loans made
First Community Bank, Lexington, SC, a bank based in Lexington, SC, made 77 SBA 7(a) loans in the 36 months ending September 30, 2026, $106.1M in all, net of cancelled approvals. The typical loan was about $870K, and 36 were in the last 12 months. Most were in Georgia.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 77
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $106M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $870K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 36
- SBA FOIA,
Cite this
Source: The Lender Report, First Community Bank, Lexington, SC: SBA 7(a) loans made, https://lender.report/lender/first-community-bank-sc/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Georgia | SBA 7(a), Sheet Metal Work Manufacturing | $3.8M | 8.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Retail Trade | $3.8M | 8.75% | 26 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $2.8M | 6.75% | 7 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Promoters of Performing Arts, Sports, and Similar Events with Facilities | $2.8M | 8.25% | 25 yr | SBA FOIA | |
| Sep 2026 | South Carolina | SBA 7(a), All Other Specialty Trade Contractors | $2.6M | 9% | 26 yr | SBA FOIA | |
| Sep 2026 | South Carolina | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $2.5M | 8.75% | 15 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Child Care Services | $1.4M | 8.25% | 25 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Beer, Wine, and Liquor Retailers | $1.3M | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Wholesale Trade | $1.1M | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | South Carolina | SBA 7(a), Hardware Retailers | $1.1M | 8.75% | 25 yr | SBA FOIA | |
| Sep 2026 | South Carolina | SBA 7(a), Offices of Chiropractors | $800K | 9.25% | 25 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Wholesale Trade | $500K | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | South Carolina | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $360K | 8.75% | 11 yr | SBA FOIA | |
| Aug 2026 | South Carolina | SBA 7(a), Hotels (except Casino Hotels) and Motels | $3.6M | 8% | 25 yr | SBA FOIA | |
| Aug 2026 | South Carolina | SBA 7(a), Fabricated Structural Metal Manufacturing | $100K | 9% | 10 yr | SBA FOIA | |
| Jul 2026 | South Carolina | SBA 7(a), Advertising Agencies | $670K | 8.25% | 10 yr | SBA FOIA | |
| Jul 2026 | Georgia | SBA 7(a), Employment Placement Agencies | $580K | 8.5% | 10 yr | SBA FOIA | |
| Jul 2026 | South Carolina | SBA 7(a), Limited-Service Restaurants | $470K | 8.75% | 26 yr | SBA FOIA | |
| Jun 2026 | Georgia | SBA 7(a), Gasoline Stations with Convenience Stores | $2.8M | 8.25% | 25 yr | SBA FOIA | |
| Jun 2026 | Georgia | SBA 7(a), Full-Service Restaurants | $2.6M | 8.5% | 25 yr | SBA FOIA | |
| Jun 2026 | South Carolina | SBA 7(a), Gasoline Stations with Convenience Stores | $970K | 8.75% | 25 yr | SBA FOIA | |
| May 2026 | Georgia | SBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers) | $5M | 9% | 26 yr | SBA FOIA | |
| May 2026 | South Carolina | SBA 7(a), Limited-Service Restaurants | $1.1M | 9% | 10 yr | SBA FOIA | |
| Apr 2026 | North Carolina | SBA 7(a), Convenience Retailers | $1.8M | 8% | 10 yr | SBA FOIA | |
| Mar 2026 | Georgia | SBA 7(a), Gasoline Stations with Convenience Stores | $1.2M | 9.25% | 10 yr | SBA FOIA | |
| 77 SBA 7(a) loans since October 2023, net of cancelled | $106M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Georgia | 60 | $79.6M |
| South Carolina | 13 | $16.4M |
| Alabama | 1 | $5.00M |
| Florida | 1 | $1.40M |
| North Carolina | 1 | $1.80M |
| Tennessee | 1 | $1.90M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 6 | $515K |
| $150K to $350K | 5 | $1.18M |
| $350K to $1M | 33 | $21.3M |
| $1M to $2.5M | 16 | $22.3M |
| $2.5M or more | 17 | $60.8M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 3 | $5.75M |
| 2024 Q1 | 4 | $1.95M |
| 2024 Q2 | 3 | $2.65M |
| 2024 Q3 | 5 | $8.76M |
| 2024 Q4 | 8 | $6.39M |
| 2025 Q1 | 6 | $5.46M |
| 2025 Q2 | 2 | $5.25M |
| 2025 Q3 | 10 | $14.3M |
| 2025 Q4 | 3 | $3.97M |
| 2026 Q1 | 9 | $7.04M |
| 2026 Q2 | 6 | $14.3M |
| 2026 Q3 | 18 | $30.3M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Gasoline Stations with Convenience Stores (457110) | 12 |
| Beer, Wine, and Liquor Retailers (445320) | 5 |
| Child Care Services (624410) | 4 |
| Wholesale Trade | 4 |
| Finish Carpentry Contractors (238350) | 3 |
| Limited-Service Restaurants (722513) | 3 |
| Private Mail Centers (561431) | 3 |
| Administrative Management and General Management Consulting Services (541611) | 2 |
| All Other Specialty Trade Contractors (238990) | 2 |
| Hardware Retailers (444140) | 2 |
| Hotels (except Casino Hotels) and Motels (721110) | 2 |
| Insurance Agencies and Brokerages (524210) | 2 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 58 |
| 7a General | 10 |
| SBA Express Program | 7 |
| International Trade Loans | 2 |
- First Community Bank, Lexington, SC made 77 SBA 7(a) loans totaling $106.1M in the 36 months ending September 30, 2026, net of cancelled approvals, in 6 states. SBA FOIA,
- 36 of them were in the 12 months to September 30, 2026, and 26 in the 12 months before. SBA FOIA,
- The typical loan was about $870K, with the middle half between $500K and $1.9M. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 6 loans were under $150K, and 33 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.00% on 77 loans, with the middle half between 8.75% and 10.00%. SBA FOIA,
- The median term was 25 years. SBA FOIA,
- Its loans went most often to Gasoline Stations with Convenience Stores, with 12. SBA FOIA,
- The SBA file lists 58 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Georgia (60), South Carolina (13) and Alabama (1). SBA FOIA,
What we don't know
- Whether First Community Bank, Lexington, SC is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.