Unverified listing What this means
The Lender Report built this page from public records. Florida Business Development Corporation has not reviewed it. Every lender's page starts this way, and it says nothing about Florida Business Development Corporation itself. Each figure shows its source and date. Work at Florida Business Development Corporation? You can claim this page for free.
SBA 504 CDC record
Florida Business Development Corporation: SBA 504 projects as the CDC
Florida Business Development Corporation, based in Tampa, FL, is named in the SBA file as the Certified Development Company on 598 SBA 504 projects with an approval in the 36 months ending September 30, 2026, leaving out approvals the file marks cancelled or not funded. The first liens on those projects, made by other lenders, total $803.2M. Most of the projects were in Florida.
- Evidence
- SBA 504 projects that name it as the CDC, 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 11, 2026
- Projects as the CDC, 36 months
- 598
- SBA FOIA,
- Cancelled and not funded approvals left out
- First-lien dollars
- $803M
- SBA FOIA,
- Lent by the first-lien lenders, not by the CDC
- SBA debenture dollars
- $1.15B
- SBA FOIA,
- On its approvals net of cancelled, funded or not
- Typical first lien
- $760K
- SBA FOIA,
- Last 12 months
- 362
- SBA FOIA,
Cite this
Source: The Lender Report, Florida Business Development Corporation: SBA 504 projects as the CDC, https://lender.report/lender/florida-business-development-fl/sba-504-cdc/, data as of September 30, 2026.
The projects, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Jul 2026 | Florida | SBA 504, All Other Specialty Trade Contractors | $1.8M | 25 yr | SBA FOIA | ||
| Jun 2026 | Florida | SBA 504, Snack and Nonalcoholic Beverage Bars | $1M | 25 yr | SBA FOIA | ||
| Jun 2026 | Florida | SBA 504, Offices of Lawyers | $340K | 25 yr | SBA FOIA | ||
| May 2026 | Alabama | SBA 504, Arts, Entertainment, and Recreation | $1.4M | 25 yr | SBA FOIA | ||
| May 2026 | Florida | SBA 504, Automotive Body, Paint, and Interior Repair and Maintenance | $1.3M | 25 yr | SBA FOIA | ||
| May 2026 | Florida | SBA 504, Furniture Retailers | $770K | 25 yr | SBA FOIA | ||
| May 2026 | Florida | SBA 504, Plumbing, Heating, and Air-Conditioning Contractors | $650K | 25 yr | SBA FOIA | ||
| May 2026 | Florida | SBA 504, Electrical Contractors and Other Wiring Installation Contractors | $630K | 25 yr | SBA FOIA | ||
| May 2026 | Florida | SBA 504, Plumbing, Heating, and Air-Conditioning Contractors | $420K | 25 yr | SBA FOIA | ||
| May 2026 | Florida | SBA 504, Offices of Physicians (except Mental Health Specialists) | $230K | 25 yr | SBA FOIA | ||
| Apr 2026 | Florida | SBA 504, Hotels (except Casino Hotels) and Motels | $3.8M | 25 yr | SBA FOIA | ||
| Apr 2026 | Florida | SBA 504, Furniture Retailers | $880K | 25 yr | SBA FOIA | ||
| Apr 2026 | Florida | SBA 504, Administrative and Support and Waste Management and Remediation Services | $320K | 25 yr | SBA FOIA | ||
| Apr 2026 | Florida | SBA 504, Offices of Mental Health Practitioners (except Physicians) | $320K | 25 yr | SBA FOIA | ||
| Apr 2026 | Florida | SBA 504, Offices of Lawyers | $310K | 25 yr | SBA FOIA | ||
| Mar 2026 | Florida | SBA 504, Child Care Services | $1.7M | 25 yr | SBA FOIA | ||
| Mar 2026 | Florida | SBA 504, All Other Professional, Scientific, and Technical Services | $1.5M | 25 yr | SBA FOIA | ||
| Mar 2026 | Florida | SBA 504, Manufacturing | $920K | 25 yr | SBA FOIA | ||
| Mar 2026 | Florida | SBA 504, Food Service Contractors | $870K | 25 yr | SBA FOIA | ||
| Mar 2026 | Florida | SBA 504, Hotels (except Casino Hotels) and Motels | $740K | 25 yr | SBA FOIA | ||
| Mar 2026 | Florida | SBA 504, Offices of Physicians (except Mental Health Specialists) | $680K | 25 yr | SBA FOIA | ||
| Mar 2026 | Florida | SBA 504, Other Services to Buildings and Dwellings | $630K | 25 yr | SBA FOIA | ||
| Mar 2026 | Florida | SBA 504, Child Care Services | $560K | 25 yr | SBA FOIA | ||
| Mar 2026 | Florida | SBA 504, Insurance Agencies and Brokerages | $430K | 25 yr | SBA FOIA | ||
| Mar 2026 | Florida | SBA 504, Child Care Services | $410K | 25 yr | SBA FOIA | ||
| 598 SBA 504 projects in the 36 months ending September 30, 2026 | $803M | First-lien dollars, SBA FOIA | |||||
A blank means the source did not report it.
| State | Projects | First-lien dollars |
|---|---|---|
| Florida | 481 | $568M |
| Georgia | 87 | $183M |
| Alabama | 28 | $44.4M |
| North Carolina | 1 | $6.70M |
| Tennessee | 1 | $1.40M |
SBA loans are on record by state only. The dollars are the first liens other lenders made on these projects.
| First-lien size | Projects | First-lien dollars |
|---|---|---|
| Under $150K | 11 | $1.28M |
| $150K to $350K | 113 | $27.9M |
| $350K to $1M | 239 | $150M |
| $1M to $2.5M | 146 | $226M |
| $2.5M or more | 89 | $398M |
| Quarter | Projects | First-lien dollars |
|---|---|---|
| 2023 Q4 | 60 | $88.2M |
| 2024 Q1 | 64 | $86.3M |
| 2024 Q2 | 66 | $70.1M |
| 2024 Q3 | 62 | $106M |
| 2024 Q4 | 59 | $80.2M |
| 2025 Q1 | 65 | $90.3M |
| 2025 Q2 | 57 | $69.6M |
| 2025 Q3 | 66 | $80.5M |
| 2025 Q4 | 33 | $63.3M |
| 2026 Q1 | 51 | $54.7M |
| 2026 Q2 | 14 | $12.4M |
| 2026 Q3 | 1 | $1.80M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Projects |
|---|---|
| Child Care Services (624410) | 40 |
| Hotels (except Casino Hotels) and Motels (721110) | 40 |
| Offices of Lawyers (541110) | 22 |
| Wholesale Trade | 20 |
| All Other Specialty Trade Contractors (238990) | 19 |
| Construction | 17 |
| Full-Service Restaurants (722511) | 17 |
| Professional, Scientific, and Technical Services | 16 |
| Offices of Physicians (except Mental Health Specialists) (621111) | 15 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 14 |
| Health Care and Social Assistance | 13 |
| Offices of Mental Health Practitioners (except Physicians) (621330) | 13 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Projects |
|---|---|
| Accredited Lenders Program | 301 |
| ALP Express | 204 |
| 504 Refinancing Program | 46 |
| ALP Express Debt Refi | 18 |
| Premier Certified Lenders Program | 18 |
| 504 Basic | 11 |
| First-lien lender | Projects | First-lien dollars |
|---|---|---|
| Bank of America, National Association | 45 | $41.9M |
| Harvest Commercial Capital, LLC | 32 | $41.5M |
| Truist Bank | 29 | $32.8M |
| First-Citizens Bank & Trust Company | 27 | $35.9M |
| The Bank of Tampa | 20 | $12.2M |
| GTE Credit Union | 18 | $10.3M |
| Seacoast National Bank | 17 | $19.5M |
| Fairwinds Credit Union | 16 | $6.65M |
| Community Bank of Mississippi | 13 | $10.4M |
| Newtek Bank, National Association | 12 | $29.4M |
| Velocity Commercial Capital LLC | 11 | $11.7M |
| Valley National Bank | 11 | $10.6M |
| First liens not tied to a lender record | 10 | $11.9M |
The 12 first-lien lenders with the most projects, of 119 on record here.
| Measure | Figure |
|---|---|
| Approvals that name it as the CDC, net of cancelled approvals | 1,060 |
| Of those, funded by September 30, 2026: the projects on this page | 598 |
| Of those, not funded by September 30, 2026 | 462 |
| SBA debenture dollars on the approvals net of cancelled, funded or not | $1.15B |
The debenture is the part of a 504 project that comes through the CDC. The lender record carries its dollars for the approvals as a whole, not project by project.
- The SBA file names Florida Business Development Corporation as the Certified Development Company on 598 SBA 504 projects with an approval in the 36 months ending September 30, 2026, in 5 states. Approvals the file marks cancelled or not funded are left out. SBA FOIA,
- The first liens on those projects, made by other lenders, total $803.2M. That is the first-lien lenders' money, not Florida Business Development Corporation's own lending. SBA FOIA,
- The part of a 504 project that comes through the CDC is the SBA debenture. The SBA file shows $1.2B in debentures on 1,060 approvals that name Florida Business Development Corporation in the same 36 months, net of cancelled approvals; 462 of those were not funded by September 30, 2026 and are not among the projects here. SBA FOIA,
- 362 of the projects carry an approval date in the 12 months to September 30, 2026, and 351 in the 12 months before, counting approvals not yet funded in both periods. SBA FOIA,
- The typical first lien was about $760K, with the middle half between $410K and $1.5M. SBA FOIA,
- The largest first lien was about $13M. Every amount is rounded to 2 significant figures. SBA FOIA,
- The median term of the first liens was 25 years. SBA FOIA,
- The first liens came from 119 lenders with a record here and from lenders the file could not be tied to a record, most often Bank of America, National Association (45). SBA FOIA,
- The projects were most often for Child Care Services (40). SBA FOIA,
- The SBA file lists 301 of the projects as processed under Accredited Lenders Program. SBA FOIA,
- The projects were most often in Florida (481), Georgia (87) and Alabama (28). SBA FOIA,
What we don't know
- Whether Florida Business Development Corporation is taking new SBA 504 projects today, or how it would treat a business like yours.
- The debenture on each project. The rows here carry the first-lien amount; debenture dollars are on record for the lender as a whole.
- Projects with a cancelled approval, and approvals not funded yet. They are left out of the projects here.
- The borrower, the address and every term beyond the term of the first lien. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Every project here is an SBA 504 approval that names Florida Business Development Corporation as the Certified Development Company. Dollars in the list and the tables are first-lien amounts, lent by the first-lien lender on each project.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.