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The Lender Report built this page from public records. Grasshopper Bank, N.A. has not reviewed it. Every lender's page starts this way, and it says nothing about Grasshopper Bank, N.A. itself. Each figure shows its source and date. Work at Grasshopper Bank, N.A.? You can claim this page for free.
Bank, New York, NY
Grasshopper Bank, N.A.
A bank based in New York, NY. Its commercial book is led by non-owner-occupied CRE and C&I. Public files show recent SBA 7(a) and SBA 504 loans it made.
- Kind
- Bank
- Data as of
- June 30, 2026
- Page last changed
- November 12, 2026
- Commercial book
- $698M
- FDIC call report,
- Holds, not loans made
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- SBA loans, 36 months
- 379
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Total assets
- $1.60B
- FDIC call report,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- 888-895-9685 From the lender's website, retrieved November 9, 2026. Source page
- Website
- www.grasshopper.bankFrom the FDIC record, November 9, 2026.
- Commercial lending page
- grasshopper.bankFrom the lender's website, retrieved November 11, 2026.
- Names it files under
- Grasshopper Bank National AssociationFDIC institution record,
- Address
- 261 5th Ave, New York, NY 10016FDIC institution record,
- Regulator record
- FDIC BankFind
Recently done
Recorded lending
Recorded lending. Two or more public files show loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| Last 24 months | Office changes in the last 24 months: 0 opened, 1 closed, 1 relocated.FDIC structure history. | FDIC history |
| Oct 2023 to Sep 2026 | SBA 7(a) approvals by processing method: 371 under Preferred Lender authority.SBA ProcessingMethod field, net of cancellations. | SBA FOIA, |
| Jun 2025 to Jun 2026 | Non-owner-occupied CRE balance rose 87.1% to $297.3M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | FDIC call report |
| Jun 2025 to Jun 2026 | Commercial and industrial balance rose 33.1% to $282M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | FDIC call report |
| Jun 2025 to Jun 2026 | Owner-occupied CRE balance rose 15.8% to $118.4M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | FDIC call report |
| April 1, 2025 | Acquired Auto Club Trust, FSB on April 1, 2025.FDIC structure history. | FDIC history, |
| 2023-10 to 2026-09 | Named as the lender on 31 mortgages recorded in New York City.exact normalized lender name and state, or a reviewed alias | NYC ACRIS recorded mortgages |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Louisiana | SBA 7(a), Insurance Agencies and Brokerages | $2M | 8.75% | 14 yr | SBA FOIA | |
| Sep 2026 | New Jersey | SBA 7(a), General Freight Trucking, Long-Distance, Less Than Truckload | $730K | 9% | 10 yr | SBA FOIA | |
| Sep 2026 | Massachusetts | SBA 7(a), All Other Specialty Trade Contractors | $350K | 10.25% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Educational Support Services | $350K | 11.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $350K | 11.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Colorado | SBA 7(a), Landscaping Services | $350K | 10.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Administrative Management and General Management Consulting Services | $340K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Administrative Management and General Management Consulting Services | $320K | 10.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Residential Remodelers | $300K | 10.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Other Building Material Dealers | $280K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Beer, Wine, and Liquor Retailers | $250K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Nevada | SBA 7(a), Wholesale Trade Agents and Brokers | $250K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Motion Picture and Video Production | $240K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Illinois | SBA 7(a), Insurance Agencies and Brokerages | $230K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | New Jersey | SBA 7(a), Custom Computer Programming Services | $200K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Michigan | SBA 7(a), Offices of Mental Health Practitioners (except Physicians) | $200K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), Professional, Scientific, and Technical Services | $200K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), Promoters of Performing Arts, Sports, and Similar Events with Facilities | $150K | 9.75% | 10 yr | SBA FOIA | |
| Apr 2025 | New Jersey | SBA 504, Wholesale Trade | $2.8M | 25 yr | SBA FOIA | ||
| Oct 2024 | Pennsylvania | SBA 504, Limited-Service Restaurants | $880K | 25 yr | SBA FOIA | ||
| Aug 2024 | Louisiana | SBA 504, Hotels (except Casino Hotels) and Motels | $3.7M | 25 yr | SBA FOIA | ||
| Jul 2024 | Indiana | SBA 504, Hotels (except Casino Hotels) and Motels | $3.7M | 25 yr | SBA FOIA | ||
| Feb 2024 | California | SBA 504, Gasoline Stations with Convenience Stores | $3.9M | 25 yr | SBA FOIA | ||
| Jan 2024 | South Carolina | SBA 504, Hotels (except Casino Hotels) and Motels | $2.8M | 25 yr | SBA FOIA | ||
| Jan 2024 | California | SBA 504, Full-Service Restaurants | $1.8M | 25 yr | SBA FOIA | ||
| 372 SBA 7(a) loans since October 2023, net of cancelled | $240M | SBA FOIA | |||||
A blank means the source did not report it.
Recorded mortgages, New York City
NYC ACRIS, September 30, 2026
Mortgages recorded in New York City in which this lender is named as the lender. A recorded document is not the whole of a lender's activity and is not joined to HMDA or SBA data.
- 31 mortgages recorded in New York City (the five boroughs) from Oct 2023 to Sep 2026 name Grasshopper Bank, N.A. as the lender, totaling $53.2M.
- 17 of them were recorded in the latest 12 months of that window.
| Property class | Mortgages | Dollars |
|---|---|---|
| Multifamily | 15 | $14.8M |
| Other | 6 | $17.0M |
| Office | 3 | $7.10M |
| Retail | 3 | $4.70M |
| Mixed use | 2 | $4.50M |
| Hotel | 1 | $2.20M |
| Industrial | 1 | $2.90M |
| Borough | Mortgages |
|---|---|
| Brooklyn | 17 |
| Bronx | 10 |
| Queens | 4 |
How these documents were tied to this lender: exact normalized lender name and state, or a reviewed alias.
What it holds
FDIC call report, June 30, 2026
| Book | Holds | Of its loans | Year over year |
|---|---|---|---|
| Multifamily | $0 | 0.0% | Not reported |
| Construction and land development | $0 | 0.0% | -100.0% |
| Owner-occupied CRE | $118M | 9.8% | +15.8% |
| Non-owner-occupied CRE | $297M | 24.7% | +87.1% |
| Farmland | $0 | 0.0% | Not reported |
| Commercial and industrial | $282M | 23.4% | +33.1% |
| Commercial total | $698M |
Reference only: $249M of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.
Table
| Quarter | Commercial book |
|---|---|
| Q3 2023 | $301M |
| Q4 2023 | $312M |
| Q1 2024 | $367M |
| Q2 2024 | $369M |
| Q3 2024 | $366M |
| Q4 2024 | $382M |
| Q1 2025 | $450M |
| Q2 2025 | $480M |
| Q3 2025 | $544M |
| Q4 2025 | $612M |
| Q1 2026 | $675M |
| Q2 2026 | $698M |
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 372 | $240M | $350K | $5M | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 157 | $94.8M | SBA FOIA, | ||
| SBA 504 first lien, net of cancelled | 36 months to Sep 2026 | 7 | $19.7M | $2.85M | $3.9M | SBA FOIA, |
How these public files were tied to this lender. SBA 7(a) loans: its FDIC certificate number. SBA 504 first liens: its name and state.
| Industry | Loans | Dollars |
|---|---|---|
| Full-Service Restaurants | 20 | $15.9M |
| Residential Remodelers | 15 | $7.49M |
| Insurance Agencies and Brokerages | 11 | $10.4M |
| Limited-Service Restaurants | 11 | $5.50M |
| Offices of Physicians (except Mental Health Specialists) | 11 | $4.28M |
| Plumbing, Heating, and Air-Conditioning Contractors | 10 | $6.00M |
| Electrical Contractors and Other Wiring Installation Contractors | 9 | $3.06M |
| Professional, Scientific, and Technical Services | 8 | $6.02M |
| Retail Trade | 8 | $5.03M |
| Beauty Salons | 7 | $2.64M |
Other lenders in these fields: SBA lenders for restaurants, SBA lenders for construction trades, SBA lenders for medical practices.
Programs on record: Federal Home Loan Bank member, New York district (FHFA).
Undrawn commitments
FFIEC Call Report, June 30, 2026
- Grasshopper Bank, N.A. reported commitments to fund construction loans that had not been drawn at June 30, 2026: $0 for 1-4 family residential construction and $0 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
- Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $115,460,000. These are credit lines not yet used.
Small loans it holds, by original size
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026
Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 55 | $1.73M |
| Over $100,000 up to $250,000 | 67 | $4.37M |
| Over $250,000 up to $1 million | 263 | $38.8M |
| Original amount | Loans | Holds |
|---|---|---|
| Over $100,000 up to $250,000 | 1 | $41.0K |
| Over $250,000 up to $1 million | 37 | $10.4M |
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| New York HQ | 1 | 23 | 0 | ||
| Florida | 0 | 51 | 0 | ||
| Texas | 0 | 51 | 0 | ||
| California | 0 | 45 | 2 | ||
| New Jersey | 0 | 21 | 1 | ||
| Colorado | 0 | 20 | 0 | ||
| Georgia | 0 | 17 | 0 | ||
| Maryland | 0 | 11 | 0 | ||
| Pennsylvania | 0 | 10 | 1 | ||
| Illinois | 0 | 10 | 0 | ||
| Virginia | 0 | 10 | 0 | ||
| Arizona | 0 | 9 | 0 |
Offices by county
FDIC Summary of Deposits, June 30, 2026
- Grasshopper Bank, N.A. has 1 office in 1 county and 1 state (FDIC Summary of Deposits, June 30, 2026): 1 full service and 0 limited service.
| County | Full-service offices | Limited-service offices |
|---|---|---|
| New York County, NY | 1 | 0 |
Loan production offices are not in this file. A bank with no office here can still lend here.
Capacity. Not a rating
Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.
| Measure | This lender | Its peers | How it is worked out | Source |
|---|---|---|---|---|
| Estimated largest single loan | $20.6M | $18.4M to $58.9M across 8 peers | Estimate: 15% of tier 1 capital plus allowance. A further 10% is allowed with readily marketable collateral, and state-chartered banks follow state limits. Not a limit the lender has stated. | FDIC call report, 12 CFR 32.3, Jun 30, 2026 |
| CRE to capital | 216.2% | 3.8% to 388.4% across 8 peers | (Construction + multifamily + non-owner-occupied CRE loans) divided by tier 1 capital plus allowance. | FDIC call report, |
| Construction to capital | 0.0% | 0.0% to 38.8% across 8 peers | Construction loans divided by tier 1 capital plus allowance. | FDIC call report, |
| Loans to deposits | 83.7% | 14.4% to 102.2% across 8 peers | Total loans divided by total deposits. | FDIC call report, |
| Unused CRE commitments | $0 | $0 to $55.5M across 8 peers | Commitments to lend on commercial real estate that are not yet drawn. | FDIC call report, |
| Loans to assets | 75.0% | 10.2% to 85.4% across 8 peers | Total loans divided by total assets. | FDIC call report, |
Our calculation: construction, multifamily and non-owner-occupied nonfarm nonresidential loans, divided by tier 1 capital plus the allowance for loan losses. It is not the test in the 2006 interagency guidance on commercial real estate concentrations (December 12, 2006; OCC Bulletin 2006-46, Federal Reserve SR 07-1). That guidance measures against total risk-based capital, also counts loans that finance commercial real estate but are not secured by real estate, and looks more closely when construction and land loans reach 100% of that capital, or commercial real estate loans reach 300% of it and have grown 50% or more in the prior 36 months. This figure uses a different capital base, leaves out the unsecured loans and applies no growth condition. The guidance sets no limit on lending. Not a rating, and not a statement about safety or deposits.
Loan channel and SBA processing
Public record only
- Preferred Lender authority
- 371 loans (99.7%)
- Approval to first disbursement
- 21 days, median of 362
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
| Lender | State | Total assets | Commercial book |
|---|---|---|---|
| Pathfinder Bank | NY | $1.49B | $539M |
| Genesee Regional Bank | NY | $1.31B | $601M |
| Rhinebeck Bank | NY | $1.47B | $613M |
| Shinhan Bank America | NY | $2.23B | $1.38B |
| Alma Bank | NY | $1.60B | $1.28B |
| Solvay Bank | NY | $1.20B | $320M |
| The Adirondack Trust Company | NY | $1.70B | $708M |
| Bank of Utica | NY | $1.51B | $145M |
What we don't know
- Whether it is taking new loans today, or on what terms.
- How much of its book it made recently. Call reports carry balances, not loans made.
- Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
- How its 1-4 family loans divide between owner-occupied and investor.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and charter. Grasshopper Bank, N.A., FDIC certificate 59113. Compare it with the regulator's record. [FDIC BankFind]
- Balances. $1.60B in total assets and $698M in commercial loans held, from the call report for June 30, 2026. [Source]
- Loans made. 379 recorded loans from SBA files, through September 30, 2026: 372 SBA 7(a) in 36 months, 7 SBA 504 first liens in 36 months. Each has its source and date. [How each file was tied to Grasshopper Bank, N.A.]
- Phone and website. Phone 888-895-9685, from the lender's website on November 9, 2026. Website grasshopper.bank, from the FDIC record. [How to reach them]
- Recorded mortgages, New York City. 31 recorded mortgages in New York City under this name. [Source]
Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error
For the record
Data as of June 30, 2026. Page last changed November 12, 2026.
- Regulator
- Office of the Comptroller of the Currency
- FDIC certificate
- 59113
- RSSD
- 5210989
- LEI
- 549300CIGRWPCGT1HE33
- The Lender Report ID
- lr_001027
- FDIC classifies this bank as
- Commercial Lending Specialization
- Ownership
- Stock
- Head office metro area
- New York-Newark-Jersey City, NY-NJ-PA
FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.
- Reported $1.6B in total assets as of June 30, 2026 (FDIC call report).
- Held $697.7M of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
- Held $297.3M of non-owner-occupied commercial real estate loans as of June 30, 2026, up 87.1% from a year earlier (FDIC call report).
- Held $282M of commercial and industrial loans as of June 30, 2026, up 33.1% from a year earlier (FDIC call report).
- Held $118.4M of owner-occupied commercial real estate loans as of June 30, 2026, up 15.8% from a year earlier (FDIC call report).
- Recorded 407 SBA 7(a) approvals totaling $254.9M from October 1, 2023 to September 30, 2026, of which 35 were later cancelled (SBA).
5 more sentences
- Provided the first lien on 7 SBA 504 projects with $19.7M in first-lien dollars from October 1, 2023 to September 30, 2026 (SBA).
- Listed 1 office in 1 state (FDIC).
- Held 385 commercial and industrial loans that were $1 million or less when made, with a balance of $45M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Held 38 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $10.5M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Named as the lender on 31 mortgages recorded in New York City from 2023-10 to 2026-09, totaling $53.2M (NYC Department of Finance, ACRIS).
Cite this
Source: The Lender Report, Grasshopper Bank, N.A., https://lender.report/lender/grasshopper-bank-ny/, data as of June 30, 2026.
Sources
- FDIC institution record, November 9, 2026
- FDIC office list, October 28, 2026
- FDIC call report, June 30, 2026
- FDIC call report, June 30, 2025
- SBA FOIA, September 30, 2026
- FFIEC Call Report, June 30, 2026
- FDIC call reports, June 30, 2026
- FDIC Summary of Deposits, June 30, 2026
- NYC ACRIS recorded mortgages, September 30, 2026
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Work at Grasshopper Bank, N.A.? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem