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The Lender Report built this page from public records. Loyal Trust Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Loyal Trust Bank itself. Each figure shows its source and date. Work at Loyal Trust Bank? You can claim this page for free.

SBA 7(a) record

Loyal Trust Bank: SBA 7(a) loans made

Loyal Trust Bank, a bank based in Johns Creek, GA, made 61 SBA 7(a) loans in the 36 months ending September 30, 2026, $88.7M in all, net of cancelled approvals. The typical loan was about $660K, and 16 were in the last 12 months. Most were in Georgia.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
61
SBA FOIA,
Net of cancelled approvals
Dollars
$88.7M
SBA FOIA,
Rounded amounts
Typical loan
$660K
SBA FOIA,
Largest loan
$5M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
16
SBA FOIA,

Cite this

Source: The Lender Report, Loyal Trust Bank: SBA 7(a) loans made, https://lender.report/lender/loyal-trust-bank-ga/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Loyal Trust BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026AlabamaSBA 7(a), Manufacturing$1.1M8.5%5 yrSBA FOIA
Sep 2026GeorgiaSBA 7(a), Limited-Service Restaurants$620K9%10 yrSBA FOIA
Aug 2026GeorgiaSBA 7(a), Snack and Nonalcoholic Beverage Bars$3M8%26 yrSBA FOIA
Jul 2026FloridaSBA 7(a), Hotels (except Casino Hotels) and Motels$5M7.75%26 yrSBA FOIA
Jul 2026FloridaSBA 7(a), Hotels (except Casino Hotels) and Motels$5M7.75%26 yrSBA FOIA
Jul 2026TennesseeSBA 7(a), Hotels (except Casino Hotels) and Motels$3.7M8.25%25 yrSBA FOIA
Jul 2026GeorgiaSBA 7(a), Limited-Service Restaurants$300K8.75%10 yrSBA FOIA
Jun 2026North CarolinaSBA 7(a), Hotels (except Casino Hotels) and Motels$3.5M8.25%25 yrSBA FOIA
Apr 2026South CarolinaSBA 7(a), Hotels (except Casino Hotels) and Motels$5M7.75%26 yrSBA FOIA
Feb 2026GeorgiaSBA 7(a), Gasoline Stations with Convenience Stores$5M7.75%25 yrSBA FOIA
Feb 2026GeorgiaSBA 7(a), Cosmetics, Beauty Supplies, and Perfume Retailers$2.4M8.25%10 yrSBA FOIA
Feb 2026South CarolinaSBA 7(a), Gasoline Stations with Convenience Stores$1.4M8.25%25 yrSBA FOIA
Feb 2026GeorgiaSBA 7(a), Pharmacies and Drug Retailers$420K8.25%25 yrSBA FOIA
Jan 2026GeorgiaSBA 7(a), Cosmetics, Beauty Supplies, and Perfume Retailers$700K8.75%10 yrSBA FOIA
Jan 2026GeorgiaSBA 7(a), All Other General Merchandise Retailers$420K8.25%25 yrSBA FOIA
Dec 2025GeorgiaSBA 7(a), Landscaping Services$460K9.5%10 yrSBA FOIA
Sep 2025GeorgiaSBA 7(a), Assisted Living Facilities for the Elderly$3.5M8.5%26 yrSBA FOIA
Sep 2025GeorgiaSBA 7(a), Cosmetics, Beauty Supplies, and Perfume Retailers$2.4M9%25 yrSBA FOIA
Sep 2025GeorgiaSBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers)$390K9.5%10 yrSBA FOIA
Jul 2025GeorgiaSBA 7(a), Limited-Service Restaurants$680K9.75%10 yrSBA FOIA
Jul 2025GeorgiaSBA 7(a), Limited-Service Restaurants$660K9.5%11 yrSBA FOIA
Jul 2025GeorgiaSBA 7(a), Limited-Service Restaurants$600K9.5%11 yrSBA FOIA
Jul 2025GeorgiaSBA 7(a), Drycleaning and Laundry Services (except Coin-Operated)$560K10%10 yrSBA FOIA
Jul 2025GeorgiaSBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers)$520K10%25 yrSBA FOIA
Jun 2025South CarolinaSBA 7(a), Gasoline Stations with Convenience Stores$480K8.75%25 yrSBA FOIA
61 SBA 7(a) loans since October 2023, net of cancelled$88.7MSBA FOIA

A blank means the source did not report it.

Where Loyal Trust Bank's SBA 7(a) loans were made, most loans first
StateLoansDollars
Georgia47$58.2M
Florida4$12.0M
South Carolina3$6.88M
North Carolina2$4.49M
Alabama1$1.10M
California1$500K
Indiana1$550K
Tennessee1$3.70M
Texas1$1.30M
SBA FOIA,

SBA loans are on record by state only.

Loyal Trust Bank: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K1$130K
$150K to $350K7$1.65M
$350K to $1M31$18.5M
$1M to $2.5M7$12.1M
$2.5M or more15$56.3M
SBA FOIA,
Loyal Trust Bank: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q44$7.19M
2024 Q14$5.44M
2024 Q23$3.83M
2024 Q37$8.24M
2024 Q45$3.73M
2025 Q19$8.02M
2025 Q25$4.91M
2025 Q38$9.31M
2025 Q41$460K
2026 Q16$10.3M
2026 Q22$8.50M
2026 Q37$18.7M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program57
7a General4
SBA FOIA,
  • Loyal Trust Bank made 61 SBA 7(a) loans totaling $88.7M in the 36 months ending September 30, 2026, net of cancelled approvals, in 9 states. SBA FOIA,
  • 16 of them were in the 12 months to September 30, 2026, and 27 in the 12 months before. SBA FOIA,
  • The typical loan was about $660K, with the middle half between $480K and $2.4M. SBA FOIA,
  • The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 1 loan was under $150K, and 22 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 9.50% on 61 loans, with the middle half between 8.75% and 10.00%. SBA FOIA,
  • The median term was 11 years. SBA FOIA,
  • Its loans went most often to Limited-Service Restaurants, with 12. SBA FOIA,
  • The SBA file lists 57 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in Georgia (47), Florida (4) and South Carolina (3). SBA FOIA,

What we don't know

  • Whether Loyal Trust Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.