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SBA 7(a) record

Shinhan Bank America: SBA 7(a) loans made

Shinhan Bank America, a bank based in New York, NY, made 47 SBA 7(a) loans in the 36 months ending September 30, 2026, $44.4M in all, net of cancelled approvals. The typical loan was about $580K, and 13 were in the last 12 months. Most were in California.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
47
SBA FOIA,
Net of cancelled approvals
Dollars
$44.4M
SBA FOIA,
Rounded amounts
Typical loan
$580K
SBA FOIA,
Largest loan
$4.1M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
13
SBA FOIA,

Cite this

Source: The Lender Report, Shinhan Bank America: SBA 7(a) loans made, https://lender.report/lender/shinhan-bank-america-ny/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Shinhan Bank AmericaNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Aug 2026CaliforniaSBA 7(a), Child Care Services$1.4M7.25%25 yrSBA FOIA
Jun 2026New YorkSBA 7(a), Snack and Nonalcoholic Beverage Bars$1.2M8.75%10 yrSBA FOIA
Jun 2026GeorgiaSBA 7(a), Retail Bakeries$960K7.75%10 yrSBA FOIA
Jun 2026South CarolinaSBA 7(a), Retail Bakeries$900K7.75%10 yrSBA FOIA
May 2026CaliforniaSBA 7(a), Full-Service Restaurants$110K8%7 yrSBA FOIA
Apr 2026CaliforniaSBA 7(a), Full-Service Restaurants$2.6M7.5%25 yrSBA FOIA
Apr 2026CaliforniaSBA 7(a), Retail Bakeries$580K7.75%10 yrSBA FOIA
Apr 2026CaliforniaSBA 7(a), Retail Bakeries$580K7.75%10 yrSBA FOIA
Dec 2025New YorkSBA 7(a), Car Washes$4.1M7.5%25 yrSBA FOIA
Dec 2025TexasSBA 7(a), Baked Goods Retailers$250K8.75%10 yrSBA FOIA
Nov 2025CaliforniaSBA 7(a), Full-Service Restaurants$1.7M7.5%25 yrSBA FOIA
Nov 2025CaliforniaSBA 7(a), Full-Service Restaurants$800K8.25%10 yrSBA FOIA
Nov 2025ArkansasSBA 7(a), Retail Trade$660K7.75%25 yrSBA FOIA
Sep 2025New JerseySBA 7(a), Full-Service Restaurants$3.6M8.25%25 yrSBA FOIA
Sep 2025ArizonaSBA 7(a), Limited-Service Restaurants$1.1M8%25 yrSBA FOIA
Sep 2025New YorkSBA 7(a), Cosmetics, Beauty Supplies, and Perfume Retailers$500K8.5%10 yrSBA FOIA
Sep 2025CaliforniaSBA 7(a), All Other General Merchandise Retailers$350K9.25%10 yrSBA FOIA
Sep 2025CaliforniaSBA 7(a), Full-Service Restaurants$320K8.75%10 yrSBA FOIA
Aug 2025CaliforniaSBA 7(a), Full-Service Restaurants$480K8.75%10 yrSBA FOIA
Jul 2025CaliforniaSBA 7(a), Child Care Services$4M8.25%25 yrSBA FOIA
Jul 2025CaliforniaSBA 7(a), Automotive Body, Paint, and Interior Repair and Maintenance$2.4M7.75%25 yrSBA FOIA
Jul 2025CaliforniaSBA 7(a), Child Care Services$950K8.5%10 yrSBA FOIA
Jul 2025CaliforniaSBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers)$860K9%10 yrSBA FOIA
May 2025CaliforniaSBA 7(a), Limited-Service Restaurants$1.1M8.25%25 yrSBA FOIA
Mar 2025New JerseySBA 7(a), Drinking Places (Alcoholic Beverages)$400K9.5%10 yrSBA FOIA
47 SBA 7(a) loans since October 2023, net of cancelled$44.4MSBA FOIA

A blank means the source did not report it.

Where Shinhan Bank America's SBA 7(a) loans were made, most loans first
StateLoansDollars
California32$26.7M
Georgia3$3.30M
New Jersey3$4.21M
New York3$5.80M
Texas3$1.75M
Arizona1$1.10M
Arkansas1$660K
South Carolina1$900K
SBA FOIA,

SBA loans are on record by state only.

Shinhan Bank America: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K1$110K
$150K to $350K14$3.59M
$350K to $1M18$11.1M
$1M to $2.5M10$15.3M
$2.5M or more4$14.3M
SBA FOIA,
Shinhan Bank America: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q41$430K
2024 Q12$490K
2024 Q25$4.22M
2024 Q33$2.71M
2024 Q49$4.09M
2025 Q13$1.00M
2025 Q21$1.10M
2025 Q310$14.6M
2025 Q45$7.51M
2026 Q27$6.93M
2026 Q31$1.40M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program47
SBA FOIA,
  • Shinhan Bank America made 47 SBA 7(a) loans totaling $44.4M in the 36 months ending September 30, 2026, net of cancelled approvals, in 8 states. SBA FOIA,
  • 13 of them were in the 12 months to September 30, 2026, and 23 in the 12 months before. SBA FOIA,
  • The typical loan was about $580K, with the middle half between $300K and $1.2M. SBA FOIA,
  • The largest was about $4.1M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 1 loan was under $150K, and 14 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 8.50% on 47 loans, with the middle half between 7.75% and 9.50%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Full-Service Restaurants, with 17. SBA FOIA,
  • The SBA file lists 47 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in California (32), Georgia (3) and New Jersey (3). SBA FOIA,

What we don't know

  • Whether Shinhan Bank America is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.