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Metro area · TX

Lenders in Wichita Falls, TX

15 lenders made 29 multifamily loans in the Wichita Falls, TX metro area in 2024 and 2025, $91.2M in all. Prosperity Bank made the most, with 6. The typical loan was about $620K.

Evidence
Multifamily loans placed in the metro area, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
15
HMDA,
Multifamily loans, 2024-25
29
HMDA,
Manufactured-home parks excluded
Dollars
$91.2M
HMDA,
Typical loan
$620K
HMDA,

Cite this

Source: The Lender Report, Lenders in Wichita Falls, TX, https://lender.report/lenders-in/wichita-falls-tx/, data as of December 31, 2025.

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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.

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Wichita Falls, TX multifamily lenders. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 15 of 15.
LenderKindBased inLoansDollars2025 loans2024 loans
Prosperity Bank multifamily recordBankEl Campo, TX6$2.86M33
Legend Bank, N.A. multifamily recordBankBowie, TX3$455K12
First Capital BankBankQuanah, TX3$435K12
Wells Fargo Bank, National Association multifamily recordBankSioux Falls, SD2$41.0M20
Lument Real Estate Capital multifamily recordNon-bankColumbus, OH2$8.30M11
Greystone Servicing Corporation, Inc. multifamily recordNon-bankMemphis, TN2$4.80M02
Velocity Commercial Capital LLC multifamily recordNon-bankWestlake Village, CA2$280K20
Northmarq Capital Finance, L.L.C. multifamily recordNon-bankWashington, DC1$9.50M10
Bellwether Enterprise Real Estate Capital, LLC multifamily recordNon-bankCleveland, OH1$8.50M01
City Bank multifamily recordBankLubbock, TX1$6.30M10
Solarity Credit Union multifamily recordCredit unionYakima, WA1$6.10M01
Union Square Credit UnionCredit unionWichita Falls, TX1$720K01
RF Renovo Management Company, LLC multifamily recordNon-bankChicago, IL1$660K01
First Mid Bank & Trust, National Association multifamily recordBankMattoon, IL1$440K01
Clear Fork Bank, National Association multifamily recordBankAlbany, TX1$220K01
HMDA,

All 15 lenders in Wichita Falls, TX, by loan size

Counties in the Wichita Falls, TX metro area, by loans recorded
CountyLoansDollarsLenders
Wichita County, TX28$91.5M15
HMDA,

A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.

Loans by size in Wichita Falls, TX
Loan sizeLoans
Under $1M18
$1M to $2.5M2
$2.5M to $5M2
$5M to $10M5
$10M or more2
HMDA,
  • Lenders made 29 multifamily loans totaling $91.2M in Wichita Falls, TX in 2024 and 2025. HMDA,
  • 1 of these loans was made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
  • 13 of the loans were made in 2025 and 16 in 2024. HMDA,
  • The typical loan in Wichita Falls, TX was about $620K, with the middle half between $220K and $3.7M. HMDA,
  • 18 of the loans were under $1M, and 7 were $5M or more. HMDA,
  • Lenders reported a median rate of 7.15% on 21 loans in Wichita Falls, TX, with the middle half between 6.88% and 8.63%. HMDA,
  • The median term was 10 years. HMDA,
  • The median loan to value was 68%. HMDA,
  • 66% of the loans were refinancings and 34% were purchases. HMDA,
  • Banks and savings institutions made 17 of the loans, credit unions 2, and non-banks 9. HMDA,
  • The five most active lenders made 55.2% of the loans. HMDA,
  • The three most active lenders were Prosperity Bank with 6, Legend Bank, N.A. with 3, and First Capital Bank with 3. HMDA,
  • 6 of the 15 lenders are based in Texas. The rest are based elsewhere, most often in Illinois, Ohio and California. HMDA,
  • The most common property size was 5 to 24 units, with 18 loans. HMDA,
  • 1 county in the metro area has loans on record, and Wichita County, TX has the most, with 28. HMDA,

How this list is defined

Measure
Multifamily loans made in the Wichita Falls, TX metro area
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
Order
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new loans today.
  • What they charge or require beyond the rate and term that HMDA reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.