Multifamily · CA

Multifamily lenders in Santa Maria, CA, by loan size

29 lenders made multifamily loans in the Santa Maria, CA metro area in 2024 and 2025. 11 made a loan under $1M, 10 made one of $5M or more, and 6 made only loans of $5M or more.

Evidence
Multifamily loans placed in the Santa Maria, CA metro area, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
29
HMDA,
Loans under $1M
17
HMDA,
11 lenders
Loans $1M to $5M
71
HMDA,
19 lenders
Loans $5M or more
14
HMDA,
10 lenders

Cite this

Source: The Lender Report, Multifamily lenders in Santa Maria, CA, by loan size, https://lender.report/multifamily-lenders/santa-maria-ca/, data as of December 31, 2025.

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Santa Maria, CA multifamily lenders, by size of loan. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order.
LenderKindBased inLoansUnder $1M$1M to $2.5M$2.5M to $5M$5M to $10M$10M or moreRefinances
JPMorgan Chase Bank, National Association multifamily recordBankColumbus, OH43326102218
Montecito Bank & Trust multifamily recordBankSanta Barbara, CA9270001
East West Bank multifamily recordBankPasadena, CA5103103
U.S. Bank National Association multifamily recordBankCincinnati, OH4031002
The Golden 1 Credit Union multifamily recordCredit unionSacramento, CA3010112
American Riviera Bank multifamily recordBankSanta Barbara, CA3101102
American Heritage Lending, LLC multifamily recordNon-bankIrvine, CA3030002
Habib American Bank multifamily recordBankNew York, NY3210003
Berkadia Commercial Mortgage multifamily recordNon-bankAmbler, PA2002000
Greystone Servicing Corporation, Inc. multifamily recordNon-bankMemphis, TN2011000
Farmers and Merchants Bank of Long Beach multifamily recordBankLong Beach, CA2101002
Coasthills Credit Union multifamily recordCredit unionSanta Maria, CA2020000
Lendsure Mortgage Corp. multifamily recordNon-bankSan Diego, CA2110000
Sesloc Credit Union multifamily recordCredit unionSan Luis Obispo, CA2200002
M&T Realty Capital Corporation multifamily recordNon-bankBuffalo, NY1000011
Banner Bank multifamily recordBankWalla Walla, WA1000010
PNC Bank, National Association multifamily recordBankWilmington, DE1000011
Bellwether Enterprise Real Estate Capital, LLC multifamily recordNon-bankCleveland, OH1000011
City National Bank multifamily recordBankLos Angeles, CA1000101
River City Bank multifamily recordBankSacramento, CA1000101
Citizens Bank, National Association multifamily recordBankProvidence, RI1001000
First-Citizens Bank & Trust Company multifamily recordBankRaleigh, NC1001001
Arixa Enhanced Income Fund, LP multifamily recordNon-bankPhoenix, AZ1010000
Mid Valley Services IncNon-bankFresno, CA1010001
Financial Partners Credit Union multifamily recordCredit unionDowney, CA1010001
Malaga Bank F.S.B. multifamily recordSavingsPalos Verdes Peninsula, CA1010000
Oaktree Funding Corp multifamily recordNon-bankChandler, AZ1100001
Deephaven Mortgage LLC multifamily recordNon-bankCharlotte, NC1100001
First Entertainment Credit Union multifamily recordCredit unionHollywood, CA1100000
HMDA,

Check a deal in Santa Maria, CA in Loan Comps

Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans.

  • 11 lenders made a multifamily loan under $1M in Santa Maria, CA, 13 made one from $1M to $2.5M, and 9 from $2.5M to $5M. HMDA,
  • 6 lenders made a loan from $5M to $10M, and 6 made one of $10M or more. HMDA,
  • JPMorgan Chase Bank, National Association made the most loans of $5M or more in Santa Maria, CA, with 4. HMDA,
  • 20 lenders made at least one refinancing in Santa Maria, CA, and 14 made at least one purchase loan. HMDA,
  • 3 lenders made 5 or more loans in Santa Maria, CA, and 15 made exactly one. HMDA,
  • The typical loan in Santa Maria, CA was about $1.8M, with the middle half between $1.2M and $3.2M. HMDA,
  • Lenders reported a median rate of 6.25% on 81 loans in Santa Maria, CA, with the middle half between 5.98% and 6.66%. HMDA,
  • 47% of the loans were refinancings and 50% were purchases. HMDA,
  • Banks and savings institutions made 76 of the loans, credit unions 9, and non-banks 15. HMDA,
  • 15 of the 29 lenders are based in California. The rest are based elsewhere, most often in Ohio, Arizona and North Carolina. HMDA,

How this list is defined

Measure
Multifamily loans made in the Santa Maria, CA metro area, by size
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there.
Order
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new loans today.
  • What they charge or require beyond the rate and term that HMDA reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.