SBA by industry · MA
SBA lenders for car washes in Massachusetts
9 lenders made 16 SBA loans to car washes in Massachusetts in the 36 months ending September 30, 2026. Eastern Bank made the most, with 5. The typical loan was about $940K.
- Evidence
- SBA 7(a) and 504 loans to car washes in Massachusetts, NAICS 811192
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 9
- SBA FOIA,
- SBA loans, 36 months
- 16
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $14.6M
- SBA FOIA,
- Last 12 months
- 7
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for car washes in Massachusetts, https://lender.report/sba-lenders-for/car-washes/massachusetts/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Eastern Bank SBA 7(a) record | Bank | Boston, MA | 5 | $2.97M | 2 | 3 | 3 |
| TD Bank, National Association SBA 7(a) record | Bank | Wilmington, DE | 2 | $2.62M | 2 | 0 | 0 |
| Manufacturers and Traders Trust Company SBA 7(a) record | Bank | Buffalo, NY | 2 | $1.90M | 1 | 1 | 2 |
| Rockland Trust Company SBA 7(a) record | Bank | Rockland, MA | 2 | $400K | 2 | 0 | 0 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 1 | $2.50M | 1 | 0 | 0 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 1 | $1.80M | 1 | 0 | 0 |
| First National Bank of Pennsylvania SBA 504 record | Bank | Greenville, PA | 1 | $1.40M | 0 | 1 | 0 |
| Needham Bank SBA 504 record | Bank | Needham, MA | 1 | $1.00M | 0 | 1 | 0 |
| Bristol County Savings Bank SBA 7(a) record | Bank | Taunton, MA | 1 | $19.0K | 1 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Car Washes | 16 |
| Loan size | Loans |
|---|---|
| Under $150K | 4 |
| $150K to $350K | 0 |
| $350K to $1M | 6 |
| $1M to $2.5M | 4 |
| $2.5M or more | 2 |
- SBA lenders recorded 16 loans to car washes totaling $14.6M in Massachusetts in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $940K, with the middle half between $350K and $1.4M. SBA FOIA,
- 10 were SBA 7(a) loans and 6 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 8.75% on 10 loans. SBA FOIA,
- The median term was 25 years. SBA FOIA,
- Banks and savings institutions made 15 of the loans, credit unions 0, and non-banks 1. SBA FOIA,
- The three most active lenders were Eastern Bank with 5, Manufacturers and Traders Trust Company with 2, and Rockland Trust Company with 2. SBA FOIA,
- 4 of the loans were under $150K, and 6 were $1M or more. SBA FOIA,
- The SBA file shows 7 approvals of these loans dated in the 12 months to September 30, 2026, versus 6 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 4 of the 9 lenders are based in Massachusetts. The rest are based elsewhere, most often in Delaware, New Jersey and New York. SBA FOIA,
- The most common detailed industry in Massachusetts was Car Washes, with 16 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to car washes in Massachusetts
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Massachusetts, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 811192.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.