SBA by industry · MA
SBA lenders for wholesale distributors in Massachusetts
42 lenders made 142 SBA loans to wholesale distributors in Massachusetts in the 36 months ending September 30, 2026. Eastern Bank made the most, with 39. The typical loan was about $150K.
- Evidence
- SBA 7(a) and 504 loans to wholesale distributors in Massachusetts, NAICS 42
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 42
- SBA FOIA,
- SBA loans, 36 months
- 142
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $92.6M
- SBA FOIA,
- Last 12 months
- 38
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for wholesale distributors in Massachusetts, https://lender.report/sba-lenders-for/wholesale/massachusetts/, data as of September 30, 2026.
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Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Other Miscellaneous Nondurable Goods Merchant Wholesalers | 15 |
| Other Grocery and Related Products Merchant Wholesalers | 11 |
| Wholesale Trade Agents and Brokers | 10 |
| General Line Grocery Merchant Wholesalers | 9 |
| Recyclable Material Merchant Wholesalers | 9 |
| Other Miscellaneous Durable Goods Merchant Wholesalers | 8 |
| Industrial Machinery and Equipment Merchant Wholesalers | 5 |
| Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers | 5 |
| Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers | 5 |
| Motor Vehicle Supplies and New Parts Merchant Wholesalers | 5 |
| Loan size | Loans |
|---|---|
| Under $150K | 65 |
| $150K to $350K | 28 |
| $350K to $1M | 19 |
| $1M to $2.5M | 20 |
| $2.5M or more | 10 |
- SBA lenders recorded 142 loans to wholesale distributors totaling $92.6M in Massachusetts in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $150K, with the middle half between $50K and $500K. SBA FOIA,
- 132 were SBA 7(a) loans and 10 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.00% on 132 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 133 of the loans, credit unions 1, and non-banks 8. SBA FOIA,
- The five most active lenders made 51.4% of the loans. SBA FOIA,
- The three most active lenders were Eastern Bank with 39, TD Bank, National Association with 17, and Citizens Bank, National Association with 6. SBA FOIA,
- 65 of the loans were under $150K, and 30 were $1M or more. SBA FOIA,
- The SBA file shows 38 approvals of these loans dated in the 12 months to September 30, 2026, versus 48 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 16 of the 42 lenders are based in Massachusetts. The rest are based elsewhere, most often in California, Ohio and Delaware. SBA FOIA,
- The most common detailed industry in Massachusetts was Other Miscellaneous Nondurable Goods Merchant Wholesalers, with 15 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to wholesale distributors in Massachusetts
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Massachusetts, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 42.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.