SBA by industry · MA
SBA lenders for manufacturers in Massachusetts
56 lenders made 239 SBA loans to manufacturers in Massachusetts in the 36 months ending September 30, 2026. Rockland Trust Company made the most, with 30. The typical loan was about $190K.
- Evidence
- SBA 7(a) and 504 loans to manufacturers in Massachusetts, NAICS 31 to 33
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 56
- SBA FOIA,
- SBA loans, 36 months
- 239
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $122M
- SBA FOIA,
- Last 12 months
- 67
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for manufacturers in Massachusetts, https://lender.report/sba-lenders-for/manufacturing/massachusetts/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Rockland Trust Company SBA 7(a) record | Bank | Rockland, MA | 30 | $11.6M | 26 | 4 | 10 |
| Eastern Bank SBA 7(a) record | Bank | Boston, MA | 28 | $8.80M | 27 | 1 | 11 |
| Manufacturers and Traders Trust Company SBA 7(a) record | Bank | Buffalo, NY | 20 | $3.96M | 19 | 1 | 5 |
| TD Bank, National Association SBA 7(a) record | Bank | Wilmington, DE | 19 | $6.51M | 19 | 0 | 3 |
| Beacon Bank and Trust SBA 7(a) record | Bank | Boston, MA | 18 | $9.72M | 16 | 2 | 4 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 9 | $8.28M | 9 | 0 | 0 |
| Salem Five Cents Savings Bank SBA 7(a) record | Bank | Salem, MA | 8 | $2.58M | 7 | 1 | 1 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 7 | $9.38M | 7 | 0 | 2 |
| Santander Bank, N.A. SBA 7(a) record | Bank | Wilmington, DE | 6 | $8.69M | 6 | 0 | 3 |
| Bristol County Savings Bank SBA 7(a) record | Bank | Taunton, MA | 6 | $1.26M | 6 | 0 | 4 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 6 | $700K | 6 | 0 | 0 |
| Cambridge Savings Bank SBA 7(a) record | Bank | Cambridge, MA | 5 | $3.92M | 4 | 1 | 0 |
| Northwest Bank SBA 7(a) record | Savings | Warren, PA | 4 | $1.52M | 4 | 0 | 2 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 4 | $840K | 4 | 0 | 0 |
| Bank of America, National Association SBA 7(a) record | Bank | Charlotte, NC | 3 | $3.38M | 2 | 1 | 1 |
| Leader Bank, National Association SBA 7(a) record | Bank | Arlington, MA | 3 | $3.17M | 3 | 0 | 0 |
| Avidia Bank SBA 7(a) record | Savings | Hudson, MA | 3 | $2.19M | 1 | 2 | 1 |
| New Valley Bank & Trust SBA 7(a) record | Bank | Springfield, MA | 3 | $1.33M | 3 | 0 | 1 |
| Common Capital Inc. SBA 7(a) record | Non-bank | Springfield, MA | 3 | $523K | 3 | 0 | 1 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 3 | $440K | 3 | 0 | 0 |
| North Brookfield Savings Bank SBA 7(a) record | Bank | North Brookfield, MA | 3 | $350K | 3 | 0 | 0 |
| UniBank for Savings SBA 7(a) record | Bank | Whitinsville, MA | 3 | $75.0K | 3 | 0 | 0 |
| Holyoke Credit Union | Credit union | Holyoke, MA | 2 | $3.50M | 1 | 1 | 0 |
| The Lowell Five Cent Savings Bank SBA 7(a) record | Savings | Tewksbury, MA | 2 | $1.43M | 1 | 1 | 0 |
| Fall River Five Cents Savings Bank SBA 7(a) record | Bank | Fall River, MA | 2 | $600K | 1 | 1 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Breweries | 18 |
| Commercial Screen Printing | 14 |
| Coffee and Tea Manufacturing | 11 |
| Retail Bakeries | 11 |
| Wood Kitchen Cabinet and Countertop Manufacturing | 10 |
| Machine Shops | 9 |
| Sign Manufacturing | 8 |
| Commercial Printing (except Screen and Books) | 6 |
| Fabricated Structural Metal Manufacturing | 6 |
| Seafood Product Preparation and Packaging | 6 |
| Loan size | Loans |
|---|---|
| Under $150K | 97 |
| $150K to $350K | 49 |
| $350K to $1M | 56 |
| $1M to $2.5M | 25 |
| $2.5M or more | 12 |
- SBA lenders recorded 239 loans to manufacturers totaling $122.2M in Massachusetts in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $190K, with the middle half between $74K and $510K. SBA FOIA,
- 213 were SBA 7(a) loans and 26 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 9.50% on 213 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 223 of the loans, credit unions 4, and non-banks 8. SBA FOIA,
- The five most active lenders made 48.1% of the loans. SBA FOIA,
- The three most active lenders were Rockland Trust Company with 30, Eastern Bank with 28, and Manufacturers and Traders Trust Company with 20. SBA FOIA,
- 97 of the loans were under $150K, and 37 were $1M or more. SBA FOIA,
- 4 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 67 approvals of these loans dated in the 12 months to September 30, 2026, versus 70 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 29 of the 56 lenders are based in Massachusetts. The rest are based elsewhere, most often in Florida, New York and Pennsylvania. SBA FOIA,
- The most common detailed industry in Massachusetts was Breweries, with 18 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to manufacturers in Massachusetts
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Massachusetts, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 31 to 33.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.