SBA by industry · WA
SBA lenders for child care businesses in Washington
27 lenders made 67 SBA loans to child care businesses in Washington in the 36 months ending September 30, 2026. Live Oak Banking Company made the most, with 9. The typical loan was about $720K.
- Evidence
- SBA 7(a) and 504 loans to child care businesses in Washington, NAICS 6244
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 27
- SBA FOIA,
- SBA loans, 36 months
- 67
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $90.0M
- SBA FOIA,
- Last 12 months
- 25
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for child care businesses in Washington, https://lender.report/sba-lenders-for/child-care/washington/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 9 | $27.3M | 9 | 0 | 4 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 5 | $8.24M | 5 | 0 | 1 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 5 | $5.40M | 5 | 0 | 1 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 5 | $3.75M | 5 | 0 | 1 |
| Harvest Small Business Finance, LLC SBA 7(a) record | Non-bank | Laguna Hills, CA | 4 | $7.32M | 4 | 0 | 3 |
| GESA Credit Union SBA 7(a) record | Credit union | Richland, WA | 4 | $2.04M | 4 | 0 | 1 |
| Enterprise Bank & Trust SBA 7(a) record | Bank | Clayton, MO | 3 | $3.66M | 3 | 0 | 1 |
| KeyBank National Association SBA 7(a) record | Bank | Cleveland, OH | 3 | $2.33M | 3 | 0 | 2 |
| RiverBank SBA 7(a) record | Bank | Spokane, WA | 3 | $1.87M | 3 | 0 | 2 |
| Columbia Bank SBA 7(a) record | Bank | Roseburg, OR | 3 | $1.66M | 3 | 0 | 0 |
| Banner Bank SBA 7(a) record | Bank | Walla Walla, WA | 3 | $725K | 3 | 0 | 1 |
| Sound Credit Union SBA 7(a) record | Credit union | Tacoma, WA | 2 | $4.96M | 2 | 0 | 0 |
| Customers Bank SBA 7(a) record | Bank | Malvern, PA | 2 | $3.30M | 2 | 0 | 0 |
| Bank of America, National Association SBA 7(a) record | Bank | Charlotte, NC | 2 | $1.60M | 1 | 1 | 0 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 2 | $213K | 2 | 0 | 0 |
| Fifth Third Bank, National Association SBA 7(a) record | Bank | Cincinnati, OH | 1 | $4.40M | 1 | 0 | 1 |
| First-Citizens Bank & Trust Company SBA 504 record | Bank | Raleigh, NC | 1 | $3.50M | 0 | 1 | 0 |
| US Metro Bank SBA 7(a) record | Bank | Garden Grove, CA | 1 | $3.50M | 1 | 0 | 1 |
| Peoples Bank SBA 7(a) record | Bank | Bellingham, WA | 1 | $930K | 1 | 0 | 1 |
| Mountain Pacific Bank SBA 7(a) record | Bank | Everett, WA | 1 | $800K | 1 | 0 | 0 |
| Port 51 Lending LLC SBA 7(a) record | Non-bank | New York, NY | 1 | $790K | 1 | 0 | 0 |
| GBank SBA 7(a) record | Bank | Las Vegas, NV | 1 | $660K | 1 | 0 | 0 |
| Washington Trust Bank SBA 7(a) record | Bank | Spokane, WA | 1 | $400K | 1 | 0 | 0 |
| TowneBank SBA 7(a) record | Bank | Portsmouth, VA | 1 | $350K | 1 | 0 | 1 |
| Lendistry SBLC, LLC SBA 7(a) record | Non-bank | Los Angeles, CA | 1 | $280K | 1 | 0 | 1 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Child Care Services | 67 |
| Loan size | Loans |
|---|---|
| Under $150K | 12 |
| $150K to $350K | 5 |
| $350K to $1M | 24 |
| $1M to $2.5M | 12 |
| $2.5M or more | 14 |
- SBA lenders recorded 67 loans to child care businesses totaling $90M in Washington in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $720K, with the middle half between $280K and $2.3M. SBA FOIA,
- 65 were SBA 7(a) loans and 2 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 8.75% on 65 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 50 of the loans, credit unions 6, and non-banks 11. SBA FOIA,
- The five most active lenders made 41.8% of the loans. SBA FOIA,
- The three most active lenders were Live Oak Banking Company with 9, Readycap Lending, LLC with 5, and U.S. Bank National Association with 5. SBA FOIA,
- 12 of the loans were under $150K, and 26 were $1M or more. SBA FOIA,
- The SBA file shows 25 approvals of these loans dated in the 12 months to September 30, 2026, versus 25 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 8 of the 27 lenders are based in Washington. The rest are based elsewhere, most often in California, North Carolina and Ohio. SBA FOIA,
- The most common detailed industry in Washington was Child Care Services, with 67 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to child care businesses in Washington
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Washington, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 6244.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.