SBA by industry · WA
SBA lenders for retail stores in Washington
68 lenders made 470 SBA loans to retail stores in Washington in the 36 months ending September 30, 2026. Columbia Bank made the most, with 53. The typical loan was about $150K.
- Evidence
- SBA 7(a) and 504 loans to retail stores in Washington, NAICS 44 and 45, excluding gas, convenience and pharmacy
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 68
- SBA FOIA,
- SBA loans, 36 months
- 470
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $240M
- SBA FOIA,
- Last 12 months
- 141
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for retail stores in Washington, https://lender.report/sba-lenders-for/retail/washington/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Columbia Bank SBA 7(a) record | Bank | Roseburg, OR | 53 | $8.67M | 52 | 1 | 16 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 44 | $16.4M | 44 | 0 | 16 |
| KeyBank National Association SBA 7(a) record | Bank | Cleveland, OH | 29 | $11.0M | 25 | 4 | 6 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 25 | $16.5M | 25 | 0 | 3 |
| Banner Bank SBA 7(a) record | Bank | Walla Walla, WA | 21 | $5.29M | 21 | 0 | 5 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 19 | $3.28M | 19 | 0 | 3 |
| Sound Credit Union SBA 7(a) record | Credit union | Tacoma, WA | 17 | $2.90M | 17 | 0 | 9 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 16 | $3.49M | 16 | 0 | 5 |
| Harborstone Credit Union SBA 7(a) record | Credit union | Tacoma, WA | 14 | $7.67M | 13 | 1 | 3 |
| Washington Trust Bank SBA 7(a) record | Bank | Spokane, WA | 14 | $6.78M | 14 | 0 | 3 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 13 | $2.24M | 13 | 0 | 0 |
| Heritage Bank SBA 7(a) record | Bank | Olympia, WA | 11 | $4.17M | 7 | 4 | 6 |
| WaFd Bank SBA 7(a) record | Bank | Seattle, WA | 11 | $370K | 11 | 0 | 9 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 10 | $4.30M | 10 | 0 | 2 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 9 | $12.7M | 9 | 0 | 6 |
| Peoples Bank SBA 7(a) record | Bank | Bellingham, WA | 9 | $4.97M | 8 | 1 | 2 |
| JPMorgan Chase Bank, National Association SBA 7(a) record | Bank | Columbus, OH | 8 | $8.51M | 7 | 1 | 1 |
| Bank of America, National Association SBA 7(a) record | Bank | Charlotte, NC | 8 | $3.63M | 8 | 0 | 2 |
| Idaho Central Credit Union SBA 7(a) record | Credit union | Chubbuck, ID | 8 | $3.10M | 8 | 0 | 0 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 8 | $1.07M | 8 | 0 | 0 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 7 | $15.3M | 7 | 0 | 2 |
| RiverBank SBA 7(a) record | Bank | Spokane, WA | 7 | $4.58M | 7 | 0 | 3 |
| First Bank of the Lake SBA 7(a) record | Bank | Osage Beach, MO | 6 | $2.74M | 6 | 0 | 0 |
| Lendistry SBLC, LLC SBA 7(a) record | Non-bank | Los Angeles, CA | 6 | $1.93M | 6 | 0 | 2 |
| First Internet Bank of Indiana SBA 7(a) record | Bank | Fishers, IN | 5 | $5.59M | 5 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 55 |
| Clothing and Clothing Accessories Retailers | 39 |
| Used Car Dealers | 24 |
| All Other Miscellaneous Retailers | 21 |
| Sporting Goods Retailers | 19 |
| Automotive Parts and Accessories Retailers | 17 |
| Hobby, Toy, and Game Retailers | 17 |
| Nursery, Garden Center, and Farm Supply Retailers | 16 |
| Tobacco, Electronic Cigarette, and Other Smoking Supplies Retailers | 16 |
| All Other Specialty Food Retailers | 15 |
| Loan size | Loans |
|---|---|
| Under $150K | 203 |
| $150K to $350K | 93 |
| $350K to $1M | 99 |
| $1M to $2.5M | 58 |
| $2.5M or more | 18 |
- SBA lenders recorded 470 loans to retail stores totaling $240.2M in Washington in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $150K, with the middle half between $50K and $600K. SBA FOIA,
- 450 were SBA 7(a) loans and 21 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.50% on 450 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 380 of the loans, credit unions 53, and non-banks 38. SBA FOIA,
- The five most active lenders made 36.6% of the loans. SBA FOIA,
- The three most active lenders were Columbia Bank with 53, U.S. Bank National Association with 44, and KeyBank National Association with 29. SBA FOIA,
- 203 of the loans were under $150K, and 76 were $1M or more. SBA FOIA,
- The SBA file shows 141 approvals of these loans dated in the 12 months to September 30, 2026, versus 176 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 18 of the 68 lenders are based in Washington. The rest are based elsewhere, most often in California, Ohio and North Carolina. SBA FOIA,
- The most common detailed industry in Washington was Supermarkets and Other Grocery Retailers (except Convenience Retailers), with 55 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to retail stores in Washington
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Washington, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 44 and 45, excluding gas, convenience and pharmacy.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.