SBA by industry · ID
SBA lenders for construction trades in Idaho
46 lenders made 421 SBA loans to construction trades in Idaho in the 36 months ending September 30, 2026. Zions Bancorporation, N.A. made the most, with 68. The typical loan was about $100K.
- Evidence
- SBA 7(a) and 504 loans to construction trades in Idaho, NAICS 23
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 46
- SBA FOIA,
- SBA loans, 36 months
- 421
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $133M
- SBA FOIA,
- Last 12 months
- 138
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for construction trades in Idaho, https://lender.report/sba-lenders-for/construction-trades/idaho/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Zions Bancorporation, N.A. SBA 7(a) record | Bank | Salt Lake City, UT | 68 | $8.99M | 67 | 1 | 23 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 54 | $6.83M | 54 | 0 | 18 |
| Columbia Bank SBA 7(a) record | Bank | Roseburg, OR | 47 | $2.19M | 47 | 0 | 17 |
| Idaho Central Credit Union SBA 7(a) record | Credit union | Chubbuck, ID | 33 | $11.6M | 29 | 4 | 8 |
| D. L. Evans Bank SBA 7(a) record | Bank | Burley, ID | 24 | $5.57M | 22 | 2 | 6 |
| Glacier Bank SBA 7(a) record | Bank | Kalispell, MT | 22 | $7.12M | 18 | 4 | 0 |
| WaFd Bank SBA 7(a) record | Bank | Seattle, WA | 15 | $778K | 15 | 0 | 11 |
| Banner Bank SBA 7(a) record | Bank | Walla Walla, WA | 13 | $2.21M | 13 | 0 | 5 |
| The Bank of Commerce SBA 7(a) record | Bank | Ammon, ID | 12 | $4.37M | 7 | 5 | 2 |
| Montana Community Development Corp. SBA 7(a) record | Non-bank | Missoula, MT | 12 | $1.67M | 12 | 0 | 3 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 10 | $3.18M | 10 | 0 | 2 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 10 | $2.42M | 10 | 0 | 3 |
| Washington Trust Bank SBA 7(a) record | Bank | Spokane, WA | 8 | $9.19M | 8 | 0 | 1 |
| Mountain America Credit Union SBA 7(a) record | Credit union | Sandy, UT | 8 | $5.32M | 8 | 0 | 1 |
| First Federal Savings Bank of Twin Falls SBA 7(a) record | Savings | Twin Falls, ID | 6 | $10.8M | 6 | 0 | 1 |
| First Interstate Bank SBA 7(a) record | Bank | Billings, MT | 6 | $5.79M | 6 | 0 | 2 |
| United Midwest Savings Bank, National Association SBA 7(a) record | Bank | Degraff, OH | 5 | $1.05M | 5 | 0 | 2 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 5 | $1.04M | 5 | 0 | 0 |
| KeyBank National Association SBA 7(a) record | Bank | Cleveland, OH | 5 | $106K | 5 | 0 | 0 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 4 | $2.15M | 4 | 0 | 3 |
| Idaho First Bank SBA 7(a) record | Bank | Mccall, ID | 4 | $1.05M | 4 | 0 | 0 |
| Idaho Trust Bank SBA 7(a) record | Bank | Boise, ID | 4 | $880K | 4 | 0 | 0 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 4 | $855K | 4 | 0 | 0 |
| 1st Financial Bank USA SBA 7(a) record | Bank | Dakota Dunes, SD | 3 | $8.00M | 3 | 0 | 2 |
| First Merchants Bank SBA 7(a) record | Bank | Muncie, IN | 3 | $3.21M | 3 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| All Other Specialty Trade Contractors | 46 |
| Plumbing, Heating, and Air-Conditioning Contractors | 46 |
| Electrical Contractors and Other Wiring Installation Contractors | 42 |
| Site Preparation Contractors | 40 |
| New Single-Family Housing Construction (except For-Sale Builders) | 37 |
| Residential Remodelers | 36 |
| Painting and Wall Covering Contractors | 22 |
| Poured Concrete Foundation and Structure Contractors | 22 |
| Commercial and Institutional Building Construction | 15 |
| Highway, Street, and Bridge Construction | 11 |
| Loan size | Loans |
|---|---|
| Under $150K | 249 |
| $150K to $350K | 92 |
| $350K to $1M | 49 |
| $1M to $2.5M | 18 |
| $2.5M or more | 13 |
- SBA lenders recorded 421 loans to construction trades totaling $132.7M in Idaho in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $100K, with the middle half between $48K and $250K. SBA FOIA,
- 404 were SBA 7(a) loans and 17 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.50% on 404 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 361 of the loans, credit unions 43, and non-banks 17. SBA FOIA,
- The five most active lenders made 53.7% of the loans. SBA FOIA,
- The three most active lenders were Zions Bancorporation, N.A. with 68, U.S. Bank National Association with 54, and Columbia Bank with 47. SBA FOIA,
- 249 of the loans were under $150K, and 31 were $1M or more. SBA FOIA,
- The SBA file shows 138 approvals of these loans dated in the 12 months to September 30, 2026, versus 154 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 7 of the 46 lenders are based in Idaho. The rest are based elsewhere, most often in Washington, Ohio and Utah. SBA FOIA,
- The most common detailed industry in Idaho was All Other Specialty Trade Contractors, with 46 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to construction trades in Idaho
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Idaho, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 23.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.