SBA by industry · ID
SBA lenders for retail stores in Idaho
45 lenders made 184 SBA loans to retail stores in Idaho in the 36 months ending September 30, 2026. Zions Bancorporation, N.A. made the most, with 40. The typical loan was about $150K.
- Evidence
- SBA 7(a) and 504 loans to retail stores in Idaho, NAICS 44 and 45, excluding gas, convenience and pharmacy
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 45
- SBA FOIA,
- SBA loans, 36 months
- 184
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $70.3M
- SBA FOIA,
- Last 12 months
- 57
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for retail stores in Idaho, https://lender.report/sba-lenders-for/retail/idaho/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Zions Bancorporation, N.A. SBA 7(a) record | Bank | Salt Lake City, UT | 40 | $9.26M | 40 | 0 | 4 |
| Idaho Central Credit Union SBA 7(a) record | Credit union | Chubbuck, ID | 22 | $11.5M | 21 | 1 | 11 |
| Columbia Bank SBA 7(a) record | Bank | Roseburg, OR | 13 | $703K | 12 | 1 | 3 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 12 | $3.59M | 11 | 1 | 5 |
| Glacier Bank SBA 7(a) record | Bank | Kalispell, MT | 10 | $3.17M | 9 | 1 | 2 |
| Mountain America Credit Union SBA 7(a) record | Credit union | Sandy, UT | 9 | $2.10M | 9 | 0 | 4 |
| D. L. Evans Bank SBA 7(a) record | Bank | Burley, ID | 9 | $1.58M | 9 | 0 | 3 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 5 | $1.04M | 5 | 0 | 0 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 5 | $710K | 5 | 0 | 2 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 4 | $1.99M | 4 | 0 | 2 |
| The Bank of Commerce SBA 7(a) record | Bank | Ammon, ID | 4 | $1.94M | 2 | 2 | 0 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 4 | $345K | 4 | 0 | 1 |
| RiverBank SBA 7(a) record | Bank | Spokane, WA | 3 | $2.16M | 3 | 0 | 0 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 3 | $410K | 3 | 0 | 0 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 3 | $400K | 3 | 0 | 0 |
| Washington Trust Bank SBA 7(a) record | Bank | Spokane, WA | 3 | $116K | 3 | 0 | 0 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 2 | $5.50M | 2 | 0 | 0 |
| Lexicon Bank SBA 7(a) record | Bank | Las Vegas, NV | 2 | $3.57M | 2 | 0 | 2 |
| NBH Bank SBA 504 record | Bank | Greenwood Village, CO | 2 | $2.67M | 0 | 2 | 0 |
| Bank of Utah SBA 7(a) record | Bank | Ogden, UT | 2 | $2.10M | 2 | 0 | 2 |
| America First Credit Union SBA 7(a) record | Credit union | Riverdale, UT | 2 | $1.41M | 2 | 0 | 0 |
| JPMorgan Chase Bank, National Association SBA 7(a) record | Bank | Columbus, OH | 2 | $580K | 2 | 0 | 1 |
| United Midwest Savings Bank, National Association SBA 7(a) record | Bank | Degraff, OH | 2 | $270K | 2 | 0 | 1 |
| KeyBank National Association SBA 7(a) record | Bank | Cleveland, OH | 2 | $250K | 2 | 0 | 0 |
| WaFd Bank SBA 7(a) record | Bank | Seattle, WA | 2 | $55.0K | 2 | 0 | 2 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Clothing and Clothing Accessories Retailers | 18 |
| Gift, Novelty, and Souvenir Retailers | 12 |
| Automotive Parts and Accessories Retailers | 10 |
| Sporting Goods Retailers | 9 |
| Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 9 |
| Other Building Material Dealers | 8 |
| All Other Miscellaneous Retailers | 7 |
| Nursery, Garden Center, and Farm Supply Retailers | 7 |
| Furniture Retailers | 6 |
| Tire Dealers | 6 |
| Loan size | Loans |
|---|---|
| Under $150K | 85 |
| $150K to $350K | 49 |
| $350K to $1M | 35 |
| $1M to $2.5M | 15 |
| $2.5M or more | 4 |
- SBA lenders recorded 184 loans to retail stores totaling $70.3M in Idaho in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $150K, with the middle half between $50K and $480K. SBA FOIA,
- 177 were SBA 7(a) loans and 11 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.00% on 177 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 144 of the loans, credit unions 36, and non-banks 7. SBA FOIA,
- The five most active lenders made 52.7% of the loans. SBA FOIA,
- The three most active lenders were Zions Bancorporation, N.A. with 40, Idaho Central Credit Union with 22, and Columbia Bank with 13. SBA FOIA,
- 85 of the loans were under $150K, and 19 were $1M or more. SBA FOIA,
- The SBA file shows 57 approvals of these loans dated in the 12 months to September 30, 2026, versus 85 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 8 of the 45 lenders are based in Idaho. The rest are based elsewhere, most often in Utah, Ohio and Washington. SBA FOIA,
- The most common detailed industry in Idaho was Clothing and Clothing Accessories Retailers, with 18 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to retail stores in Idaho
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Idaho, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 44 and 45, excluding gas, convenience and pharmacy.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.