SBA by industry · KY
SBA lenders for gyms and fitness businesses in Kentucky
21 lenders made 48 SBA loans to gyms and fitness businesses in Kentucky in the 36 months ending September 30, 2026. Stock Yards Bank & Trust Company made the most, with 5. The typical loan was about $150K.
- Evidence
- SBA 7(a) and 504 loans to gyms and fitness businesses in Kentucky, NAICS 7139
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 21
- SBA FOIA,
- SBA loans, 36 months
- 48
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $16.7M
- SBA FOIA,
- Last 12 months
- 23
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for gyms and fitness businesses in Kentucky, https://lender.report/sba-lenders-for/gyms-and-fitness/kentucky/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Stock Yards Bank & Trust Company SBA 7(a) record | Bank | Louisville, KY | 5 | $878K | 5 | 0 | 2 |
| Community Trust Bank, Inc. SBA 7(a) record | Bank | Pikeville, KY | 5 | $340K | 5 | 0 | 1 |
| South Central Bank, Inc. SBA 7(a) record | Bank | Glasgow, KY | 3 | $1.23M | 3 | 0 | 2 |
| Republic Bank & Trust Company SBA 7(a) record | Bank | Louisville, KY | 3 | $790K | 3 | 0 | 2 |
| Peoples Bank SBA 7(a) record | Bank | Marietta, OH | 3 | $758K | 3 | 0 | 3 |
| American Bank & Trust Company, Inc. SBA 7(a) record | Bank | Bowling Green, KY | 3 | $740K | 3 | 0 | 0 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 3 | $740K | 3 | 0 | 2 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 3 | $305K | 3 | 0 | 2 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 3 | $250K | 3 | 0 | 2 |
| Heritage Bank, Inc. SBA 7(a) record | Bank | Burlington, KY | 2 | $1.25M | 2 | 0 | 1 |
| Atlantic Union Bank SBA 7(a) record | Bank | Richmond City, VA | 2 | $1.19M | 2 | 0 | 1 |
| Old National Bank SBA 7(a) record | Bank | Evansville, IN | 2 | $555K | 2 | 0 | 2 |
| Hometown Bank SBA 7(a) record | Bank | Kent, OH | 1 | $2.20M | 1 | 0 | 1 |
| Beacon Bank and Trust SBA 7(a) record | Bank | Boston, MA | 1 | $1.80M | 1 | 0 | 0 |
| Fifth Third Bank, National Association SBA 7(a) record | Bank | Cincinnati, OH | 1 | $650K | 1 | 0 | 0 |
| First Harrison Bank SBA 7(a) record | Bank | Corydon, IN | 1 | $490K | 1 | 0 | 1 |
| Wilson & Muir Bank & Trust Company SBA 7(a) record | Bank | Bardstown, KY | 1 | $380K | 1 | 0 | 0 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 1 | $150K | 1 | 0 | 0 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 1 | $150K | 1 | 0 | 0 |
| Hometown Bank of Corbin, Inc. | Bank | Corbin, KY | 1 | $120K | 1 | 0 | 1 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 1 | $90.0K | 1 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Fitness and Recreational Sports Centers | 37 |
| All Other Amusement and Recreation Industries | 10 |
| Bowling Centers | 1 |
| Loan size | Loans |
|---|---|
| Under $150K | 20 |
| $150K to $350K | 12 |
| $350K to $1M | 11 |
| $1M to $2.5M | 3 |
| $2.5M or more | 0 |
- SBA lenders recorded 48 loans to gyms and fitness businesses totaling $16.7M in Kentucky in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $150K, with the middle half between $53K and $450K. SBA FOIA,
- 46 were SBA 7(a) loans and 0 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 9.00% on 46 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 43 of the loans, credit unions 0, and non-banks 3. SBA FOIA,
- The five most active lenders made 39.6% of the loans. SBA FOIA,
- The three most active lenders were Community Trust Bank, Inc. with 5, Stock Yards Bank & Trust Company with 5, and American Bank & Trust Company, Inc. with 3. SBA FOIA,
- 20 of the loans were under $150K, and 3 were $1M or more. SBA FOIA,
- 2 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 23 approvals of these loans dated in the 12 months to September 30, 2026, versus 13 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 8 of the 21 lenders are based in Kentucky. The rest are based elsewhere, most often in Ohio, Indiana and Florida. SBA FOIA,
- The most common detailed industry in Kentucky was Fitness and Recreational Sports Centers, with 37 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to gyms and fitness businesses in Kentucky
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Kentucky, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 7139.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.