SBA by industry · KY

SBA lenders for professional services firms in Kentucky

32 lenders made 108 SBA loans to professional services firms in Kentucky in the 36 months ending September 30, 2026. U.S. Bank National Association made the most, with 14. The typical loan was about $180K.

Evidence
SBA 7(a) and 504 loans to professional services firms in Kentucky, NAICS 54, excluding veterinary
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
32
SBA FOIA,
SBA loans, 36 months
108
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$41.1M
SBA FOIA,
Last 12 months
40
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for professional services firms in Kentucky, https://lender.report/sba-lenders-for/professional-services/kentucky/, data as of September 30, 2026.

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SBA lenders for professional services firms in Kentucky. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 32.
LenderKindBased inLoansDollars7(a)504Last 12 months
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH14$2.75M1404
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL11$2.29M1106
Republic Bank & Trust Company SBA 7(a) recordBankLouisville, KY8$1.90M804
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ8$1.23M802
Stock Yards Bank & Trust Company SBA 7(a) recordBankLouisville, KY7$4.91M701
The Huntington National Bank SBA 7(a) recordBankColumbus, OH6$1.30M602
Northeast Bank SBA 7(a) recordBankPortland, ME6$1.09M602
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH5$1.33M501
Heritage Bank, Inc. SBA 7(a) recordBankBurlington, KY4$6.57M311
Community Trust Bank, Inc. SBA 7(a) recordBankPikeville, KY4$275K402
Traditional Bank, Inc.BankMount Sterling, KY3$2.96M120
United Midwest Savings Bank, National Association SBA 7(a) recordBankDegraff, OH3$1.63M301
First Commonwealth Bank SBA 7(a) recordBankIndiana, PA3$1.30M301
SouthState Bank, National Association SBA 7(a) recordBankWinter Haven, FL3$650K300
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL3$276K300
PNC Bank, National Association SBA 7(a) recordBankWilmington, DE3$90.0K300
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO2$3.20M202
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC2$2.02M202
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA2$322K202
First Internet Bank of Indiana SBA 7(a) recordBankFishers, IN1$3.70M100
First Financial Bank SBA 504 recordBankCincinnati, OH1$860K010
Banesco USA SBA 7(a) recordBankMiami, FL1$850K101
Central Bank & Trust Co. SBA 7(a) recordBankLexington, KY1$750K101
First Merchants Bank SBA 7(a) recordBankMuncie, IN1$740K101
Hancock Whitney Bank SBA 7(a) recordBankGulfport, MS1$520K101
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in Kentucky
IndustryLoans
Offices of Certified Public Accountants13
Offices of Lawyers13
All Other Professional, Scientific, and Technical Services10
Other Accounting Services10
Engineering Services8
Administrative Management and General Management Consulting Services7
Computer Systems Design Services7
Marketing Consulting Services6
Other Services Related to Advertising4
Tax Preparation Services4
SBA FOIA,
SBA loans for professional services firms in Kentucky, by size
Loan sizeLoans
Under $150K48
$150K to $350K26
$350K to $1M25
$1M to $2.5M8
$2.5M or more3
SBA FOIA,
  • SBA lenders recorded 108 loans to professional services firms totaling $41.1M in Kentucky in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $180K, with the middle half between $65K and $400K. SBA FOIA,
  • 105 were SBA 7(a) loans and 5 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.00% on 105 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 99 of the loans, credit unions 1, and non-banks 10. SBA FOIA,
  • The five most active lenders made 44.4% of the loans. SBA FOIA,
  • The three most active lenders were U.S. Bank National Association with 14, Newtek Bank, National Association with 11, and Readycap Lending, LLC with 8. SBA FOIA,
  • 48 of the loans were under $150K, and 11 were $1M or more. SBA FOIA,
  • The SBA file shows 40 approvals of these loans dated in the 12 months to September 30, 2026, versus 44 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 8 of the 32 lenders are based in Kentucky. The rest are based elsewhere, most often in Ohio, Florida and Indiana. SBA FOIA,
  • The most common detailed industry in Kentucky was Offices of Certified Public Accountants, with 13 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to professional services firms in Kentucky
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Kentucky, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 54, excluding veterinary.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.