SBA by industry · AR
SBA lenders for retail stores in Arkansas
34 lenders made 78 SBA loans to retail stores in Arkansas in the 36 months ending September 30, 2026. U.S. Bank National Association made the most, with 8. The typical loan was about $280K.
- Evidence
- SBA 7(a) and 504 loans to retail stores in Arkansas, NAICS 44 and 45, excluding gas, convenience and pharmacy
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 34
- SBA FOIA,
- SBA loans, 36 months
- 78
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $54.6M
- SBA FOIA,
- Last 12 months
- 25
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for retail stores in Arkansas, https://lender.report/sba-lenders-for/retail/arkansas/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 8 | $382K | 8 | 0 | 2 |
| Uplift Bank SBA 7(a) record | Bank | Arkadelphia, AR | 7 | $2.56M | 7 | 0 | 2 |
| FNBC Bank SBA 7(a) record | Bank | Ash Flat, AR | 5 | $7.78M | 5 | 0 | 3 |
| First Security Bank SBA 7(a) record | Bank | Searcy, AR | 4 | $2.31M | 3 | 1 | 0 |
| Arvest Bank SBA 7(a) record | Bank | Fayetteville, AR | 4 | $1.28M | 3 | 1 | 2 |
| ACC Capital SBA 7(a) record | Non-bank | Little Rock, AR | 4 | $1.18M | 4 | 0 | 0 |
| First Service Bank SBA 7(a) record | Bank | Greenbrier, AR | 4 | $970K | 4 | 0 | 0 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 4 | $910K | 4 | 0 | 3 |
| Bank of America, National Association SBA 7(a) record | Bank | Charlotte, NC | 3 | $8.90M | 2 | 1 | 1 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 3 | $6.90M | 3 | 0 | 2 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 3 | $5.37M | 3 | 0 | 0 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 3 | $1.01M | 3 | 0 | 0 |
| First Financial Bank SBA 7(a) record | Bank | El Dorado, AR | 3 | $480K | 3 | 0 | 1 |
| First Internet Bank of Indiana SBA 7(a) record | Bank | Fishers, IN | 2 | $3.45M | 2 | 0 | 0 |
| United Midwest Savings Bank, National Association SBA 7(a) record | Bank | Degraff, OH | 2 | $220K | 2 | 0 | 0 |
| Southern Bank SBA 7(a) record | Bank | Poplar Bluff, MO | 2 | $119K | 2 | 0 | 1 |
| T Bank, National Association SBA 7(a) record | Bank | Dallas, TX | 1 | $3.60M | 1 | 0 | 0 |
| Citizens Bank SBA 7(a) record | Bank | Elizabethton, TN | 1 | $3.20M | 1 | 0 | 0 |
| Integro Bank SBA 7(a) record | Bank | Phoenix, AZ | 1 | $1.50M | 1 | 0 | 0 |
| Equity Bank SBA 7(a) record | Bank | Andover, KS | 1 | $1.30M | 1 | 0 | 1 |
| Bank OZK SBA 7(a) record | Bank | Little Rock, AR | 1 | $880K | 1 | 0 | 0 |
| Shinhan Bank America SBA 7(a) record | Bank | New York, NY | 1 | $660K | 1 | 0 | 1 |
| Metro City Bank SBA 7(a) record | Bank | Doraville, GA | 1 | $570K | 1 | 0 | 0 |
| RiverBank SBA 7(a) record | Bank | Pocahontas, AR | 1 | $500K | 1 | 0 | 1 |
| Evolve Bank & Trust SBA 7(a) record | Bank | West Memphis, AR | 1 | $360K | 1 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Clothing and Clothing Accessories Retailers | 10 |
| Beer, Wine, and Liquor Retailers | 8 |
| Automotive Parts and Accessories Retailers | 6 |
| Florists | 5 |
| Furniture Retailers | 5 |
| All Other Miscellaneous Retailers | 4 |
| Hobby, Toy, and Game Retailers | 4 |
| Other Building Material Dealers | 4 |
| All Other Specialty Food Retailers | 3 |
| All Other General Merchandise Retailers | 2 |
| Loan size | Loans |
|---|---|
| Under $150K | 26 |
| $150K to $350K | 21 |
| $350K to $1M | 18 |
| $1M to $2.5M | 8 |
| $2.5M or more | 7 |
- SBA lenders recorded 78 loans to retail stores totaling $54.6M in Arkansas in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $280K, with the middle half between $92K and $770K. SBA FOIA,
- 77 were SBA 7(a) loans and 3 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 9.50% on 77 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 70 of the loans, credit unions 1, and non-banks 8. SBA FOIA,
- The five most active lenders made 35.9% of the loans. SBA FOIA,
- The three most active lenders were U.S. Bank National Association with 8, Uplift Bank with 7, and FNBC Bank with 5. SBA FOIA,
- 26 of the loans were under $150K, and 15 were $1M or more. SBA FOIA,
- The SBA file shows 25 approvals of these loans dated in the 12 months to September 30, 2026, versus 35 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 13 of the 34 lenders are based in Arkansas. The rest are based elsewhere, most often in Ohio, Florida and North Carolina. SBA FOIA,
- The most common detailed industry in Arkansas was Clothing and Clothing Accessories Retailers, with 10 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to retail stores in Arkansas
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Arkansas, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 44 and 45, excluding gas, convenience and pharmacy.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.