SBA by industry · OK
SBA lenders for retail stores in Oklahoma
46 lenders made 124 SBA loans to retail stores in Oklahoma in the 36 months ending September 30, 2026. BancFirst made the most, with 15. The typical loan was about $250K.
- Evidence
- SBA 7(a) and 504 loans to retail stores in Oklahoma, NAICS 44 and 45, excluding gas, convenience and pharmacy
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 46
- SBA FOIA,
- SBA loans, 36 months
- 124
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $51.6M
- SBA FOIA,
- Last 12 months
- 42
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for retail stores in Oklahoma, https://lender.report/sba-lenders-for/retail/oklahoma/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| BancFirst SBA 7(a) record | Bank | Oklahoma City, OK | 15 | $3.51M | 15 | 0 | 4 |
| Arvest Bank SBA 7(a) record | Bank | Fayetteville, AR | 9 | $2.56M | 9 | 0 | 0 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 5 | $4.86M | 5 | 0 | 2 |
| Armstrong Bank SBA 7(a) record | Bank | Muskogee, OK | 5 | $4.37M | 5 | 0 | 3 |
| Newtek Bank, National Association SBA 7(a) record | Bank | Miami, FL | 5 | $715K | 5 | 0 | 3 |
| First Pryority Bank SBA 7(a) record | Bank | Pryor, OK | 4 | $3.85M | 4 | 0 | 3 |
| Mabrey Bank SBA 7(a) record | Bank | Bixby, OK | 4 | $2.29M | 4 | 0 | 3 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 4 | $1.84M | 4 | 0 | 0 |
| The Citizens Bank of Edmond SBA 7(a) record | Bank | Edmond, OK | 4 | $1.19M | 3 | 1 | 0 |
| Great Plains National Bank SBA 7(a) record | Bank | Elk City, OK | 4 | $1.00M | 4 | 0 | 0 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 4 | $932K | 4 | 0 | 1 |
| JPMorgan Chase Bank, National Association SBA 7(a) record | Bank | Columbus, OH | 4 | $690K | 4 | 0 | 2 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 4 | $593K | 4 | 0 | 0 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 4 | $430K | 4 | 0 | 1 |
| First Security Bank and Trust Company SBA 7(a) record | Bank | Oklahoma City, OK | 3 | $2.82M | 2 | 1 | 0 |
| Bank 7 SBA 7(a) record | Bank | Oklahoma City, OK | 3 | $1.54M | 3 | 0 | 0 |
| First United Bank and Trust Company SBA 7(a) record | Bank | Durant, OK | 3 | $1.27M | 3 | 0 | 1 |
| All Capital Bank SBA 7(a) record | Bank | Locust Grove, OK | 3 | $975K | 3 | 0 | 1 |
| First Bank of the Lake SBA 7(a) record | Bank | Osage Beach, MO | 3 | $600K | 3 | 0 | 0 |
| First Oklahoma Bank SBA 7(a) record | Bank | Jenks, OK | 3 | $475K | 3 | 0 | 2 |
| Open Bank SBA 7(a) record | Bank | Los Angeles, CA | 2 | $4.00M | 2 | 0 | 2 |
| Peoples Bank and Trust Company SBA 7(a) record | Bank | Ryan, OK | 2 | $3.40M | 2 | 0 | 1 |
| Citizens Bank SBA 7(a) record | Bank | Elizabethton, TN | 2 | $1.88M | 2 | 0 | 0 |
| Hanover Community Bank SBA 7(a) record | Bank | Garden City Park, NY | 2 | $890K | 2 | 0 | 1 |
| Gateway First Bank | Bank | Jenks, OK | 2 | $630K | 2 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Beer, Wine, and Liquor Retailers | 13 |
| All Other General Merchandise Retailers | 8 |
| Clothing and Clothing Accessories Retailers | 7 |
| All Other Miscellaneous Retailers | 6 |
| Baked Goods Retailers | 6 |
| Sporting Goods Retailers | 6 |
| Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 6 |
| Gift, Novelty, and Souvenir Retailers | 5 |
| Nursery, Garden Center, and Farm Supply Retailers | 5 |
| Florists | 4 |
| Loan size | Loans |
|---|---|
| Under $150K | 36 |
| $150K to $350K | 47 |
| $350K to $1M | 30 |
| $1M to $2.5M | 14 |
| $2.5M or more | 2 |
- SBA lenders recorded 124 loans to retail stores totaling $51.6M in Oklahoma in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $250K, with the middle half between $120K and $640K. SBA FOIA,
- 125 were SBA 7(a) loans and 4 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 9.50% on 125 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 121 of the loans, credit unions 2, and non-banks 6. SBA FOIA,
- The five most active lenders made 31.5% of the loans. SBA FOIA,
- The three most active lenders were BancFirst with 15, Arvest Bank with 9, and Armstrong Bank with 5. SBA FOIA,
- 36 of the loans were under $150K, and 16 were $1M or more. SBA FOIA,
- The SBA file shows 42 approvals of these loans dated in the 12 months to September 30, 2026, versus 39 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 24 of the 46 lenders are based in Oklahoma. The rest are based elsewhere, most often in California, Ohio and Florida. SBA FOIA,
- The most common detailed industry in Oklahoma was Beer, Wine, and Liquor Retailers, with 13 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to retail stores in Oklahoma
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Oklahoma, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 44 and 45, excluding gas, convenience and pharmacy.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.